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Senior Loan Officer
NMLS # 797155
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Click to email
610.762.7030
800.333.3004 ext. 3770
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Pennsylvania - Bethlehem
18017
190 Brodhead Road, Suite 300
Bethlehem, PA 18017
610.625.1644
About Jessica
Jessica Kalavoda is a Senior Loan Officer, but she has first-hand experience with all stages of the loan process — she’s been a mortgage originator, processor, underwriter, closer, and post closer. Before Embrace, she was AVP, Consumer Lending at Embassy Bank.
Born and raised in Bethlehem, PA, Jess attended Freedom High School and went on to study at Northampton Community College. She loves the area so much that she decided to stay and raise her family in Bethlehem; she is married and has two children, two dogs, and two cats.
Jessica is a big fan of the Philadelphia Phillies and she also enjoys movies and painting. Fall is her favorite season and her perfect day is one spent with her family going pumpkin picking while drinking hot apple cider. She’s passionate, kind-hearted, and loves helping her borrowers find the right mortgage loan for their unique situation.






Mortgage Rates, Applications Jump Thanks to Economic Optimism
Mortgage applications recovered slightly from last week, inching up 0.5% compared to the week prior, according to the Mortgage Bankers Association. Purchase loans increased by 2%, while refinance loans rose just 0.1%. The news is a little surprising given the notable jump seen in rates over the week. The average rate on 30-year, fixed-rate loans…
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