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Ralph Murciano

New York - Hauppauge

100 Motor Parkway, Suite 590

Hauppauge, NY 11788


About Ralph

Ralph Murciano has become the newest branch manager at our Hauppauge branch, where he’ll support his team of loan officers with their loans and customers. He also originates loans himself and helps make the home buying process as smooth and stress-free as possible. Ralph helps customers lower their mortgage payments, decrease the number of years on their loan, and take cash out for debt consolidation or other projects. Before joining the team at Embrace, Ralph worked at Wells Fargo as a sales/branch manager and at Chase Mortgage in the same role. Ralph takes pride in helping his customers with his many years of experience and also his availability that includes nights and weekends.

Ralph was born in the Bronx, grew up in Elmhurst, Queens, and graduated from Pratt institute with a degree in electrical engineering. He has been a President’s Club member for over 12 years, and is also fluent in Spanish. He has experience in many types of programs including Affordable Home programs, FHA, VA, Renovation and Jumbo loans. Whether it’s your first home or you’re moving up to a new home, primary vacation, or investment property, Ralph is always available to help.

Ralph now lives in Dix Hills, New York on Long Island with his wife Lori and their three children Jordan, Zachary, and Samantha. To stay active, he shoots hoops at different sports clubs in the area, and he also enjoys film, music, and dancing, as well as books on tape and even reading when he has the time. His idea of the perfect day would include spending time with family and friends, then sharing a good meal and lots of laughter.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on October 09, 2021

    Review By William T. for Ralph Murciano

    Completed transaction in October 2021

    Despite the COVID sand in the gears slowing processes, and an out of the blue hang up on pre hurricane appraisals, we got it done, with continuous great communication and humor. Lisa was amazing bringing it across the finish line.

  • 5

    5 Survey completed on October 08, 2021

    Review By Kirsten T. for Ralph Murciano

    Completed transaction in October 2021

    The communication through Ralph, Rosamaria, and Dan was very clear and helpful. They answered all of our questions in a clear and concise way.

  • 5

    5 Survey completed on October 01, 2021

    Review By Peter I. for Ralph Murciano

    Completed transaction in October 2021

    Everyone I dealt with was amazing.

  • 5

    5 Survey completed on October 01, 2021

    Review By Dennis C. for Ralph Murciano

    Completed transaction in October 2021

    Ralph is a seasoned and knowledgeable expert in his field. This is the second interaction with Ralph this year. Phenomenal businessman.

  • 4

    4 Survey completed on September 30, 2021

    Review By Kyle M. for Ralph Murciano

    Completed transaction in September 2021

    Response time, communication communication communication.

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Mortgage Rates Hit Their Highest Point in Months

Mortgage rates hit their highest point since April this week, according to Freddie Mac. The average rate on 30-year, fixed-rate loans clocked in at 3.05% — up from 2.99% last week.  “As inflationary pressure builds due to the ongoing pandemic and tightening monetary policy, we expect rates to continue a modest upswing,” said Sam Khater,…

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