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Sales Manager / Senior Loan Officer
NMLS # 685432
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Click to email
516.314.7171
800.333.3004 ext. 3860
New York - Hauppauge
11788
150 Motor Parkway, Suite 219
Hauppauge, NY 11788
855.612.9398
About John
I’m excited to announce that I have joined Embrace Home Loans in Hauppauge, NY as a Producing Sales Manager where I will continue my 20+ career originating residential mortgages.
As a national lender with over 38 years of experience, Embrace can offer competitive rates, more products, and faster closings than ever before — with seamless communication throughout the process. He strives to serve all clients reliably and efficiently with the utmost attention to detail. Above all, John feels privileged to help his clients achieve their dream of homeownership through careful guidance in what is possibly the largest and most important purchase they may ever make. He values Embrace’s work-life balance, company culture, and the opportunity to better serve his clients and referral partners. Borrowers throughout the United States can count on his sensible approach, broad knowledge base, and frequent communication throughout the loan process.
Prior to Embrace, John worked with Citizens Bank as a Senior Mortgage Loan Originator, earning Top 3 recognition within Citizens Retail for highest and most customer service ratings (NPS) in 2019, 2020, and 2021. John earned his degree from Nassau Community College and Long Island University. He’s a Long Island native, raising two boys on the North Shore of Long Island. John is an active member of his community and the surrounding area, serving on organizations such as Pinktie.org, Smile Farms (founded by 1800flowers), and an important charity for neurofibromatosis research.
You can connect with John and learn more about him on LinkedIn, Instagram, Facebook, and Zillow.





Buying a home can be a challenging experience, but you have help. Your real estate agent is there to help with the home search and your mortgage lender is there to get you through the mortgage process. Utilize these people and their knowledge to help you navigate through all the steps. Here, we’ll talk specifically…
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Call:
516.314.7171150 Motor Parkway, Suite 219
Hauppauge, NY 11788
Testimonials(59)
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5
5 Survey completed on January 31, 2023
Review By Kana F. for John Perfetti Jr
Completed transaction in January 2023
John and Erin are the best - they are great communicators; they take the time to explain the details; they demonstrate through their words and actions that they care; conduct their business with integrity; and seek out the best deal for their clients. We look forward to staying in touch and, when the time is right, refinancing with Team Perfetti's guidance.
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5
5 Survey completed on January 19, 2023
Review By Katherine Alexis A. for John Perfetti Jr
Completed transaction in January 2023
John, Erin, and Jennifer were all incredible to work with! As a first time home buyer they put me at ease, answered my NUMEROUS questions and were always readily accessible. Would highly recommend!
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5
5 Survey completed on January 06, 2023
Review By Dean B. for John Perfetti Jr
Completed transaction in January 2023
John was extremely knowledgable and helpful throught the entire process. He went out of his way to ensure we had all the information neccessary to make the right decisions for our sitution and constantly checked in to make sure we were comfortable and understanding of everything going on in the closing process. Additionally Erin was great to work with as well. I highly recommend the team.
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5
5 Survey completed on January 06, 2023
Review By Mary S. for John Perfetti Jr
Completed transaction in January 2023
This was the easiest process. Excellent support and information. Everything was handled quickly and properly. Truly an great team.
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5
5 Survey completed on December 16, 2022
Review By Melissa L. for John Perfetti Jr
Completed transaction in December 2022
John was available to explain the process and any answers to questions we had when we reached out!