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John Perfetti Jr.

New York - Hauppauge

100 Motor Parkway, Suite 590

Hauppauge, NY 11788


About John

I’m excited to announce that I have joined Embrace Home Loans in Hauppauge, NY as a Producing Sales Manager where I will continue my 20+ career originating residential mortgages.

As a national lender with over 38 years of experience, Embrace can offer competitive rates, more products, and faster closings than ever before — with seamless communication throughout the process. He strives to serve all clients reliably and efficiently with the utmost attention to detail. Above all, John feels privileged to help his clients achieve their dream of homeownership through careful guidance in what is possibly the largest and most important purchase they may ever make. He values Embrace’s work-life balance, company culture, and the opportunity to better serve his clients and referral partners. Borrowers throughout the United States can count on his sensible approach, broad knowledge base, and frequent communication throughout the loan process.

Prior to Embrace, John worked with Citizens Bank as a Senior Mortgage Loan Originator, earning Top 3 recognition within Citizens Retail for highest and most customer service ratings (NPS) in 2019, 2020, and 2021. John earned his degree from Nassau Community College and Long Island University. He’s a Long Island native, raising two boys on the North Shore of Long Island. John is an active member of his community and the surrounding area, serving on organizations such as, Smile Farms (founded by 1800flowers), and an important charity for neurofibromatosis research.

You can connect with John and learn more about him on LinkedIn, Instagram, Facebook, and Zillow.


Team Perfetti

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on May 13, 2022

    Review By Joanna C. for John Perfetti Jr

    Completed transaction in May 2022

    John was referred to me by my realtor before he even joined embrace. Every time I was interested in a house he responded within 24 hours to get my paperwork updated for me for potential buyer. Once I was set on an offer, he again helped jump on all application processes needed and answered/guided me through any questions I had along the way with the loan application

  • 5

    5 Survey completed on May 04, 2022

    Review By Kelly L. for John Perfetti Jr

    Completed transaction in April 2022

    John and his team were very responsive to all the detailed questions we had. I felt like I had someone in my corner that was truly on our side as we went through this process. He was informative, helpful, and also very calming... after all, this is one of the most stressful times of your life! Would highly recommend John and co. to anyone!

  • 5

    5 Survey completed on April 29, 2022

    Review By Arthur W. for John Perfetti Jr

    Completed transaction in April 2022

    If was a very good process

  • 5

    5 Survey completed on April 16, 2022

    Review By David M. for John Perfetti Jr

    Completed transaction in April 2022

    John was extremely helpful through the entire home buying process. He was someone that broke down all elements of the mortgage process. He took the time to answer all of my questions regardless of time of day, or day of the week. I truly believe that without John, I would have had a much different experience. I would highly recommend John to all my friends and family looking to buy a home in the area.

  • 5

    5 Survey completed on April 05, 2022

    Review By William M. for John Perfetti Jr

    Completed transaction in March 2022

    Constant communication, willingness to go the extra step to make the deal, competitive pricing.

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