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David Canonico

New York - Hauppauge

100 Motor Parkway, Suite 590

Hauppauge, NY 11788


About David

In Embrace’s Hauppauge office, David “Dave” Canonico is the in-house renovation financing expert. He’s been serving homebuyers and homeowners in the mortgage industry since 2001, but has been focusing on renovations for the last decade. Over the years, he’s found that he loves renovation financing because it’s so gratifying to help someone not just buy a home, but also turn it into their dream home with a little extra financing and elbow grease.

Before joining Embrace, Dave was VP of Mortgage Lending/Renovation Specialist at Guaranteed Rate. He lives in Suffolk County, and now that his two daughters are grown and out of the house, he and his wife take care of their fur babies — a rescue dog and a few rescue cats. In his spare time, you’ll find him playing golf at Holbrook.

Renovation and New Construction Certified

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on August 03, 2021

    Review By Peter D. for David Canonico

    Completed transaction in July 2021

    Easy communication and willingness to talk us through every component in detail.

  • 5

    5 Survey completed on August 02, 2021

    Review By Michael M. for David Canonico

    Completed transaction in July 2021

    David is a pleasure to deal with and his knowledge is unparalleled from anybody else I’ve worked with regarding mortgage lending

  • 4

    4 Survey completed on June 21, 2021

    Review By Matthew G. for David Canonico

    Completed transaction in June 2021

    I found Dave after my first mortgage company couldn’t get the deal done for the house I wanted. The house had several issues with the building department and although I was told they could get it done ultimately they couldn’t so I found Dave via Dan Jacoby who works at the company and they were able to get things done for me and I was able to get the house. The first company I dealt with was Nationwide and I will never ever recommend them to anyone regardless of circumstances.

  • 5

    5 Survey completed on May 04, 2021

    Review By Kerrianne C. for David Canonico

    Completed transaction in April 2021

    David was very professional and always available when needed. He was also very thorough in his explanation of the loan process. I would highly recommend David to friends and family.

  • 5

    5 Survey completed on March 19, 2021

    Review By Matthew L. for David Canonico

    Completed transaction in March 2021

    David made a difficult time for us easier. He was without a doubt the strongest member of our purchase team. We have already recommended him and Embrace to a few friends.

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Mortgage Rates Hit Their Highest Point in Months

Mortgage rates hit their highest point since April this week, according to Freddie Mac. The average rate on 30-year, fixed-rate loans clocked in at 3.05% — up from 2.99% last week.  “As inflationary pressure builds due to the ongoing pandemic and tightening monetary policy, we expect rates to continue a modest upswing,” said Sam Khater,…

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