New York - Hauppauge
100 Motor Parkway, Suite 590
Hauppauge, NY 11788
Welcome to Embrace Home Loans – Long Island
Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers.
Embrace Home Loans is your local lender with a national backing, offering an expansive product menu including traditional mortgage products, like Conventional, FHA and VA in addition to our exclusive products, including:
- Programs for first-time homebuyers
- Simplified Jumbo loans
- Extended Rate Lock
We are opening up opportunities for more homebuyers to qualify for loans. We also have extremely competitive rates and easier approvals, that are as close to a cash offer as possible. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.
Our Hauppauge, NY branch on Long Island — one of our top-performing offices — is run by Branch Manager, Bryan Smith.
Bryan manages the Hauppauge Branch and originates high quality mortgage loans while offering his clients a vast array of loan products to meet their financial needs while providing the highest level of customer service. Bryan understands that the purchase or refinance of your home can be one of the most important financial/investment decisions that you will make for you and your family. His ultimate goal is to gain a client for life and that starts with the best service in the industry!
From 2000-2014, Bryan was the owner of Quality Financial Solutions. Quality Financial Solutions was a licensed mortgage broker providing purchase and refinance loans through mortgage lenders. Bryan grew up and still lives in Commack with his wife and three amazing children.
5.0 Survey completed on February 24, 2021
Review By Elisa B. for Bryan Smith
Completed transaction in February 2021
Bryan was amazing to work with. He was beyond patient with us and went above and beyond to make sure we understood every step of the process.
5.0 Survey completed on January 25, 2021
Review By Taylor E. for Bryan Smith
Completed transaction in January 2021
Bryan was very easy to work with, knowledgeable and easily accessible throughout our home buying experience. Highly suggest working with Bryan Smith.
5.0 Survey completed on January 24, 2021
Review By Robert B. for Bryan Smith
Completed transaction in January 2021
Bryan made my home buying experience an absolute pleasure. He is knowledgeable, experienced, and very easy to talk to. For anyone who is going through the home buying process, I highly recommend Bryan Smith.
5.0 Survey completed on December 31, 2020
Review By Kevin C. for Bryan Smith
Completed transaction in December 2020
My experience with Embrace Loans was excellent, Bryan Smith was the consummate professional always making sure I was informed and prepared. I will highly recommend your company to Family and Friends ! Kevin C.
5.0 Survey completed on October 15, 2020
Review By Michael K. for Bryan Smith
Completed transaction in October 2020
The level of attention and timely personal attention I received throughout the process was outstanding and very much appreciated. It made the loan process proceed. Very smoothly.
Home Purchases Dip, as Mortgage Rates and Prices Rise
Homebuyers took a break last week, as rates rose and prices continued their upward climb. According to the Mortgage Bankers Association, applications to purchase a home were down 3% from a week ago, marking the second consecutive week of declines. This happened as the average 30-year mortgage rate rose — from 3.17% to 3.18% —…Read More