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Bryan Smith

New York - Hauppauge

100 Motor Parkway, Suite 590

Hauppauge, NY 11788


Welcome to Embrace Home Loans – Long Island

Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers.

Embrace Home Loans is your local lender with a national backing, offering an expansive product menu including traditional mortgage products, like Conventional, FHA and VA in addition to our exclusive products, including:

  • Programs for first-time homebuyers
  • Simplified Jumbo loans
  • Extended Rate Lock

We are opening up opportunities for more homebuyers to qualify for loans. We also have extremely competitive rates and easier approvals, that are as close to a cash offer as possible. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.

Our Hauppauge, NY branch on Long Island — one of our top-performing offices — is run by Branch Manager, Bryan Smith.

Bryan manages the Hauppauge Branch and originates high quality mortgage loans while offering his clients a vast array of loan products to meet their financial needs while providing the highest level of customer service. Bryan understands that the purchase or refinance of your home can be one of the most important financial/investment decisions that you will make for you and your family. His ultimate goal is to gain a client for life and that starts with the best service in the industry!

From 2000-2014, Bryan was the owner of Quality Financial Solutions. Quality Financial Solutions was a licensed mortgage broker providing purchase and refinance loans through mortgage lenders. Bryan grew up and still lives in Commack with his wife and three amazing children.

embrace home loans president's club 2019, 2018 Chairmans Club Award 2020
98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on September 06, 2021

    Review By Kapil P. for Bryan Smith

    Completed transaction in September 2021

    Quick responses and great communication throughout the process.

  • 5

    5 Survey completed on August 05, 2021

    Review By Thomas M. for Bryan Smith

    Completed transaction in July 2021

    Bryan is very knowledgeable and very responsive. He goes out of his way to help his clients.

  • 5

    5 Survey completed on July 29, 2021

    Review By Carly S. for Bryan Smith

    Completed transaction in July 2021

    Bryan was extremely accessible and was very helpful with clearly answering any questions we had. He made the process as easy as possible!

  • 4

    4 Survey completed on July 29, 2021

    Review By Judith S. for Bryan Smith

    Completed transaction in July 2021

    Loan closed on time.

  • 5

    5 Survey completed on June 23, 2021

    Review By Guy D. for Bryan Smith

    Completed transaction in June 2021

    Bryan works hard, is professional and knowledgeable, and went above and beyond in terms of getting us thru the application process. He is awesome!

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What Is a Title Company and What Do They Do?

Home buying is complicated, and in order to do it successfully (not to mention legally), a number of professionals will need to play a role. These include a mortgage lender, a loan officer, a real estate agent, an attorney, an appraiser, a surveyor, an inspector, and a title company. That last one is often the…

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