Skip To main content
Timothy Babbitt

New Jersey - Basking Ridge

180 Mt. Airy Road, Suite 104

Basking Ridge, NJ 07920


About Timothy

Being a New Jersey Native and living here for over 30 years Tim enjoys helping his clients achieve their goal of home ownership. He has been in the finance industry for over 15 years, and by building strong relationships with his clients he is able to help them with their diverse lending needs.

With an extensive knowledge of the Northern New Jersey market Tim can help navigate any real estate transaction. He is passionate when it comes to helping both first-time homebuyers and experienced homeowners find the mortgage loan that’s right for them. Clients can expect a high level of quality customer service from pre-approval to closing. The mortgage loan process can be stressful, and in order to alleviate that stress Tim helps educate his clients about the entire mortgage loan process from offer to close.

He currently resides in Mount Olive, NJ with his wife Michele and their three children, Christina, Timothy and Dean. In his spare time he enjoys fishing and playing soccer and golf.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on September 07, 2021

    Review By James P. for Tim Babbitt

    Completed transaction in September 2021

    Tim is a knowledgeable profession who provides valuable advice while working through the process. He made refinancing our home a very pleasant transaction. Thanks!

  • 5

    5 Survey completed on August 24, 2021

    Review By Jimmy S. for Tim Babbitt

    Completed transaction in August 2021

    Tim was a great help from the first step to the last step. He made the whole process seem easy. I would definitely recommend him to all my friends and family, no doubt.

  • 5

    5 Survey completed on August 18, 2021

    Review By Hugo H. for Tim Babbitt

    Completed transaction in August 2021

    Tim made my refinance process very smooth. He was always there when I had doubts/issues/questions. I would definitely recommend Tim to my family/friends. I hope Embrace home loans have more loan officers like Tim. Thank you :)

  • 5

    5 Survey completed on August 09, 2021

    Review By Brian G. for Tim Babbitt

    Completed transaction in August 2021

    Tim’s attention to our closing was second to none. Couldn’t have been more responsive to any question or concern I had

  • 5

    5 Survey completed on August 06, 2021

    Review By Jennifer P. for Tim Babbitt

    Completed transaction in August 2021

    Tim Babbitt was extremely responsive to all requests via phone, email and text. He cared so much about making this process seamless for us and we greatly appreciate his service. Would highly recommend him to all family and friends.

Loan in progress?

Please correct the form errors and try again.
Mortgage Rates Hit Their Highest Point in Months

Mortgage rates hit their highest point since April this week, according to Freddie Mac. The average rate on 30-year, fixed-rate loans clocked in at 3.05% — up from 2.99% last week.  “As inflationary pressure builds due to the ongoing pandemic and tightening monetary policy, we expect rates to continue a modest upswing,” said Sam Khater,…

Read More