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Ray Tweedie

New Hampshire - Portsmouth

1 New Hampshire Avenue, Suite 125

Portsmouth, NH 03801


About Ray

Ray Tweedie joins Embrace as a Producing Sales Manager, focusing on selling mortgage loan products and supporting loan officers. He’s been named as the 2011 Affiliate of the Year on the Seacoast Board of Realtors. He’s also a 2017 graduate of the Hoffman Hass Fellowship through the NH Center for Nonprofits, and has received the 2018 Paul Harris Fellow Award for the Hampton Rotary Club and the 2011 Connector of the Year award for the Portsmouth Chamber of Commerce.

Ray has spent his entire professional career involved in one nonprofit or another – from working with the arts with service as the Chairman of the Logistics Committee of Pro Portsmouth to Vice Chairman of the Board for Hope on Haven Hill in Rochester, NH – a substance misuse hospital for women, for which he personally raised six figures. And he remains active in his community – is currently the Rockingham County Register of Probate, and is a former baseball coach with the Rye Little League.

Ray studied briefly at the University of New Hampshire at the Whittemore School of Business, and continued studies with the New England College of Finance out of Boston. He completed his studies in Fundamentals In Banking in 1998. Ray was raised as the child of a military family who lived around the U.S. – including at Pease Air Force Base where he was born (and where the Embrace Portsmouth office is now), and in Okinawa, Japan. He currently lives in Rye, New Hampshire.

He’s been married to his wife Alissa for more than ten years, and they have three kids: Emmah, about to turn 16; Isabella, age 9; and Raymond, age 8. His brother and sister also live close by, as do his mother and father. He has two dogs – Cooper, a Vizsla, and Otto, a miniature wire-haired dachshund. Ray is an avid golfer and mountain biker. He loves to read and travel to his family camp in Maine near Moosehead Lake. His idea of the perfect day would be in the low 70s with a nice onshore breeze, riding mountain bikes on the rail trail with his family and then coming home to walk the dogs and cook ribs on the grill.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on September 05, 2021

    Review By Jamie S. for Ray Tweedie

    Completed transaction in September 2021

    Ray was really understanding that it was a busy time at work and didn’t have much time during the week to meet.

  • 5

    5 Survey completed on September 03, 2021

    Review By Thomas C. for Ray Tweedie

    Completed transaction in August 2021

    Very pleasant to work with kept me informed with status of loan. Was on top of what was need. Very smooth process and very accessible and timely. Thank you for all the help!!

  • 5

    5 Survey completed on September 01, 2021

    Review By Katrina B. for Ray Tweedie

    Completed transaction in August 2021

    Ray was very good about getting back to us and answering all our questions.

  • 5

    5 Survey completed on August 31, 2021

    Review By Daniel B. for Ray Tweedie

    Completed transaction in August 2021

    Ray was great at communicating throughout the process. I found the underwriting process NOT so great, but that's not Ray's fault. He explained things.

  • 5

    5 Survey completed on August 24, 2021

    Review By Joshua T. for Ray Tweedie

    Completed transaction in August 2021

    We went with Embrace because we wanted to work with a local lender that would be available when we had questions and wouldn't be the reason closing would be delayed. We were not disappointed. The process was about as painless as we could have asked for. Ray is very professional, but also very personable and approachable. He was always happy to hop on a call and go over anything. So, we're very happy with our decision to go with Embrace and would definitely recommend them over the national players where you'll never meet the loan officers working from a cubicle in Omaha.

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Mortgage Rates Hit Their Highest Point in Months

Mortgage rates hit their highest point since April this week, according to Freddie Mac. The average rate on 30-year, fixed-rate loans clocked in at 3.05% — up from 2.99% last week.  “As inflationary pressure builds due to the ongoing pandemic and tightening monetary policy, we expect rates to continue a modest upswing,” said Sam Khater,…

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