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Michele Welch

Massachusetts - West Springfield

1233 Westfield Street, Ste 2

West Springfield, MA 01089


About Michele

As a senior loan officer with over two decades of experience, Michele has an impressive ability to tackle any obstacle with total ease and professionalism. She’s committed to each and every one of her clients and works hard to ensure they have a positive mortgage experience.

Prior to joining Embrace, Michele was a loan officer at Berkshire Bank. In 2018 she was named Affiliate of the Year by the REALTOR® Association of Pioneer Valley, and in 2016 she was awarded Affiliate of the Year for Greater Boston Association of REALTORS®. She is a Board Member for Revitalize CDC and was Co-Captain for their GreenNFit Volunteer Day. Michele is a committee member for Buy Springfield Now and the REALTOR® Association of Pioneer Valley. She is also a member of the Women Business Owner’s Alliance, the Breakfast Club Networking Group, and a supporter of the Western Massachusetts Area Labor Federation.

Michele graduated with a B.S. from the University of Massachusetts Amherst in 1988. She grew up outside of Boston, lived in Florida for 15 years, and returned to the East Coast in 2014. She currently lives in Springfield, MA with her two children, Ryan and Brittany, and her pet cockatiel, Sid. In her spare time she enjoys hiking and being outside as much as possible.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on November 02, 2020

    Review By Jacob W. for Michele Welch

    Completed transaction in October 2020

    Working with Michele Welch was a fantastic experience and I would recommended her to friends and family

  • 5.0

    5.0 Survey completed on September 19, 2020

    Review By Michelle T. for Michele Welch

    Completed transaction in September 2020

    Michele is very professional and kind. Michele was there for every step of the way!

  • 5.0

    5.0 Survey completed on August 20, 2020

    Review By Matthew C. for Michele Welch

    Completed transaction in August 2020

  • 5.0

    5.0 Survey completed on May 06, 2020

    Review By Steven B. for Michele Welch

    Completed transaction in April 2020

    We worked with Michelle for our entire house hunting process and couldn't imagine navigating it without her assistance. Michelle worked seamlessly with the other members of our "team" and made the process as easy as one could imagine it would be. Michelle was open, honest, and always available to field our questions and concerns. I would not hesitate to recommend her to anyone looking to undertake this journey.

  • 5.0

    5.0 Survey completed on February 01, 2020

    Review By Susan L. for Michele Welch

    Completed transaction in February 2020

    Michele is professional, diligent, available, and a very pleasant person to work with. Thanks to her efforts the loan process was seamless. If something is needed she gets it taken care of immediately. So good to have this refinance behind me. Thanks Michele!

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Refis Fall, While Purchase Loans Surge Over Thanksgiving Holiday

Mortgage applications dropped this week, though only slightly. According to the Mortgage Bankers Association, refinance applications dipped 5% for the week, while purchase activity rose 9%. Both remain higher than last year’s numbers (by 102% and 28%, respectively).  Here’s what Joel Kan, MBA’s associate vice president of economic and industry forecasting, had to say about…

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