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Ray Goulart

Massachusetts - Plymouth

50 Resnik Road, Suite 203

Plymouth, MA 02360


About Ray

A mortgage industry veteran of 25 years, Ray Goulart joins the team at Embrace as a sales manager. Prior to working with us, he held roles as a senior mortgage officer and originator at at Alltrust Credit Union and Santander Bank. His skill and passion are helping people purchase or refinance their homes and realize their dream of homeownership. He realized he would be a good fit with Embrace when he was approached by a former coworker and learned about our competitive rates and exclusive products like Approved to MoveTM.

Ray grew up in East Providence, RI and has lived for the last 17 years in Rehoboth MA with his wife of 22 years. Their happy family consists of a son, two daughters, and their dog. He received his bachelor’s degree in business administration from Bryant University, with a major in marketing and a minor in psychology. His studies in college help him succeed in the mortgage industry by reaching his clients, understanding their wants, and being compassionate about their needs.

Always hardworking, last year Ray was awarded No. 2 in closed volume and No. 4 in closed units out of all mortgage originators who worked at credit unions in the South Coast of Massachusetts. A staunch sports fan, Ray has been a Patriots season ticket holder for 24 years! And his idea of the perfect day would be spending quality time with his family.

Ray will be helping homebuyers in Massachusetts in Seekonk, Fall River, New Bedford, Fairhaven, Swansea, Somerset, Westport, Acushnet, Dartmouth, Lakeville, Freetown, Assonet, Rochester, Mattapoisett, Marion, and beyond. Reach out to help achieve your dreams of homeownership.

98 percent Customer Satisfaction Rating thumbs up
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender
Getting started on your Home Purchase
Getting Started on Your Home Purchase

Buying a home can be a challenging experience, but you have help. Your real estate agent is there to help with the home search and your mortgage lender is there to get you through the mortgage process. Utilize these people and their knowledge to help you navigate through all the steps. Here, we’ll talk specifically…

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Ray Goulart

Retail Sales Manager

NMLS # 4870

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50 Resnik Road, Suite 203

Plymouth, MA 02360

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  • 5

    5 Survey completed on November 15, 2022

    Review By Christine D. for Raymond Goulart

    Completed transaction in November 2022

    Excellent customer service

  • 5

    5 Survey completed on November 11, 2022

    Review By Pamela P. for Raymond Goulart

    Completed transaction in November 2022

    Raymond Goulart went beyond helping me obtain this mortgage. He took the time to explain step by step procedures and made me understand this process.