Joe Steward

Maryland - Ocean City

21842

8008 Coastal Highway, Suite 2

Ocean City, MD 21842

443.664.6628

About Joe

Joe Steward is a Loan Officer at the Embrace Home Loans branch in Ocean City, MD.

He is responsible for delivering financing options to homebuyers and serving as an advocate for them throughout the negotiation and approval process. Joe grew up on the Eastern Shore and is committed to working with Realtors® and builders to promote the unique beach lifestyle the area offers.

Prior to joining Embrace, Joe was a Finance Manager at Hertrich Family of Auto Dealerships for 14 years.

Currently, Joe lives in West Ocean City, Maryland with his beautiful wife Jenny and his delightful daughters Nevaeh and Jocelyn.  Joe is a Jeep enthusiast and spends as many weekends as possible on Assateague Island. He enjoys boating, fishing, golf and spending quality time with his family.

98 percent Customer Satisfaction Rating thumbs up
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender

Reviews(34)

5.0

5.0 Survey completed on November 13, 2018

Review By Marc G. for Joe Steward

Completed transaction in November 2018

The mortgage financing got a little tricky due to the condition of the home I was buying but Joe hung in there and was helpful with all the details and we got it done.

5.0

5.0 Survey completed on October 26, 2018

Review By Gary N. for Joe Steward

Completed transaction in October 2018

We had not only 1 great experience with Joe, but 2 in a month! His knowledge, customer service and speedy response made our new home and retirement home purchase A++++++!! Thanks so much, The Noel Family

5.0

5.0 Survey completed on October 22, 2018

Review By Gary &. for Joe Steward

Completed transaction in October 2018

Being new to the area, our Realtor suggested Mr. Steward for our lending services. We have had the BEST experience with Joe from Embrace Home Loans!! Not only did he get us a great rate on our retirement beach condo, midway through the process...we ended up buying a new home as well! We got the true 2 for 1 deal! Professional, prompt and always available to answer questions when needed. You can feel confident you'll always get A+++ service from Joe and the Embrace Team!

5.0

5.0 Survey completed on October 02, 2018

Review By Jody P. for Joe Steward

Completed transaction in September 2018

Extremely professional, quick responses,. No questions went unanswered. Joe was available 24/7. We closed within 30 days. Highly recommend Joe Steward.

5.0

5.0 Survey completed on October 01, 2018

Review By Jay for Joe Steward

Completed transaction in September 2018

Joe was unbelievable. I called him over Labor Day weekend for a home loan and he followed up later that day and stayed on top of all the questions I had. He even came to the signing which I had never seen that before.

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