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Joe Steward

Maryland - Ocean City
21842

8008 Coastal Highway, Suite 2

Ocean City, MD 21842

443.664.9000

About Joe

Joe Steward is a Loan Officer at the Embrace Home Loans branch in Ocean City, MD.

He is responsible for delivering financing options to homebuyers and serving as an advocate for them throughout the negotiation and approval process. Joe grew up on the Eastern Shore and is committed to working with Realtors® and builders to promote the unique beach lifestyle the area offers.

Prior to joining Embrace, Joe was a Finance Manager at Hertrich Family of Auto Dealerships for 14 years.

Currently, Joe lives in West Ocean City, Maryland with his beautiful wife Jenny and his delightful daughters Nevaeh and Jocelyn.  Joe is a Jeep enthusiast and spends as many weekends as possible on Assateague Island. He enjoys boating, fishing, golf and spending quality time with his family.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender

Reviews(107)

  • 4

    4 Survey completed on October 08, 2021

    Review By Michael C. for Joe Steward

    Completed transaction in October 2021

    Flexibility and good rates

  • 5

    5 Survey completed on October 05, 2021

    Review By Megan S. for Joe Steward

    Completed transaction in October 2021

    Joe kindly started our process on a Saturday afternoon and set us up to write an offer on a Sunday. He really went above and beyond and we greatly appreciated his help.

  • 5

    5 Survey completed on September 29, 2021

    Review By Thomas C. for Joe Steward

    Completed transaction in September 2021

    Joe was very easy to work with. His information was accurate and his response time was very prompt.

  • 5

    5 Survey completed on September 18, 2021

    Review By BriKeisha W. for Joe Steward

    Completed transaction in September 2021

    Joe effectively communicated with me and was very open and honest with the advice he provided throughout the entire experience. I would highly recommend him to anyone, he paid attention to detail and made sure that in the end I was happy and understood how the loan process worked.

  • 5

    5 Survey completed on September 11, 2021

    Review By Donna U. for Joe Steward

    Completed transaction in September 2021

    Joe was courteous and knowledgeable. He answered any questions I had. He always got back to me. It was a pleasure doing business with him.

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Mortgage Rates Hit Their Highest Point in Months

Mortgage rates hit their highest point since April this week, according to Freddie Mac. The average rate on 30-year, fixed-rate loans clocked in at 3.05% — up from 2.99% last week.  “As inflationary pressure builds due to the ongoing pandemic and tightening monetary policy, we expect rates to continue a modest upswing,” said Sam Khater,…

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