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Steve Fennington

Maryland - Frederick

30 West Patrick St., Suite 300

Frederick, MD 21701


About Steve

Steve Fennington is a new Senior Loan Officer joining the Embrace team in Frederick County, Maryland, where he develops business relationships with local and regional referral partners and helps clients find the mortgage loan that’s right for them — whether for a new home purchase, refinance, or to support vacation home or investment property purchases. He’s excited to join a team with a family mindset and a commitment to delivering excellent service with the latest tools and technology available.

Prior to his time with Embrace, Steve worked with Sandy Spring Bank and Frederick County Bank as a Mortgage Loan Officer, helping borrowers navigate the loan process to meet their needs for home refinancing, new home purchases, or home renovation financing plans. He also spent 13 years in the Retail Banking Group with Sandy Spring Bank, and brings 21 years of community banking experience overall.

You can connect with Steve and learn more about him on LinkedIn.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 4

    4 Survey completed on June 24, 2022

    Review By Matt Z. for Steve Fennington

    Completed transaction in June 2022

    Responsiveness to questions and timeliness of responses

  • 5

    5 Survey completed on June 18, 2022

    Review By Brooks A. for Steve Fennington

    Completed transaction in June 2022

    Steve is great!

  • 5

    5 Survey completed on June 15, 2022

    Review By Judy J. for Steve Fennington

    Completed transaction in June 2022

    Steve was very careful with each detail and explained options in a way that we could easily understand. He took times to make sure he knew what we would be comfortable with and what our needs were. He attended the closing and explained items that were unclear for us. I have already recommended him to several friends.

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