Joe O'Connell

Maryland - Frederick

21701

30 West Patrick St., Suite 300

Frederick, MD 21701

240.415.7111

About Joe

Joe O’Connell is a Senior Loan Officer at our Frederick, MD branch. He joined Embrace in September of 2017 and has been in the mortgage industry since 2012. An active member of both the Frederick County Association of Realtors® and the Pen-Mar Association of Realtors®, Joe is a valued and experienced asset to our team.

Joe is a born and raised Frederick local who can help you navigate your way through his favorite haunts in historic downtown Frederick, the Smithsonian, and the Inner Harbor.

When he’s not customizing loans for Embrace customers, Joe enjoys spending time with his wife, three children, and their family dog. He also is a skilled chef, local beekeeper, and member of the Frederick County Beekeeping Association.

Having a large and local extended family with a well cultivated network of friends and colleagues, Joe is a familiar and well-regarded member of his community.

98% Customer Satisfaction Rating
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender

Reviews(41)

5.0

5.0 Survey completed on August 21, 2019

Review By Thomas W. for Joe O'Connell

Completed transaction in August 2019

Very thourgh , and professional and friendly , very good at answering questions , and follow up .

5.0

5.0 Survey completed on August 01, 2019

Review By Tina T. for Joe O'Connell

Completed transaction in July 2019

Joe did everything he could to make this process go smoothly and fit my needs. This was the best experience because of his dedication and compassion for people. He and my realtor Cindy were just as excited for me to buy the house as I was.

5.0

5.0 Survey completed on July 31, 2019

Review By Kimberly T. for Joe O'Connell

Completed transaction in July 2019

Joe is wonderful!! He is very knowledgeable, professional and his communication with us was terrific. He made our entire experience buying a new home a great one.

5.0

5.0 Survey completed on July 30, 2019

Review By Casie P. for Joe O'Connell

Completed transaction in July 2019

Fast response to questions and a very smooth process all around.

5.0

5.0 Survey completed on July 25, 2019

Review By Jessica R. for Joe O'Connell

Completed transaction in July 2019

As a first time home buyer this was a very scary journey to start for me. One which I knew nothing about going into it. Joe was there from day one answering my endless questions and breaking down what was going to happen every step of the way and was CONSTANTLY available for me to talk to whenever I needed clarification on something! I would absolutely recommend Joe to any friend or family member looking to buy! Thank you for everything and helping me and my family get into our first home!

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