Gary May

Maryland - Frederick


30 West Patrick St., Suite 300

Frederick, MD 21701


About Gary

For over 15 years I've been helping Buyers and Sellers realize their dreams.  I care deeply about my clients and helping them find the best loan programs available to them, and helping them understand their options. My team ensures every client has the necessary information to make the right mortgage choices.  I believe in doing the right thing, always. My word is your guarantee that our team will never give up. We use the latest technology to deliver a truly different experience, and we never sacrifice human interaction. 

What drives and motivates me to be the very best I can be?  My beautiful daughters Grace and Abby, they are the center of my world.

< Click to access your Home Buying Guide

Home Buying Guide 


presidents club logo 2009, 2010, 2011, 2012, 2014
98% Customer Satisfaction Rating
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on October 04, 2019

Review By Rahim K. for Gary May

Completed transaction in October 2019

This is the biggest opportunity for our family that we got from the Embrace Home Loan company. Mr, Gary May did approved our loan for buy a wonderful house in this great country. We would like to say thank you so much for giving us opportunity to buy a house . We are very happy now. Thank you Embrace home loan and thank you so much mr, Gary May God bless you and your family. The Embrace home Loan is the most helpful and convenient loan company in this country. From Rahim and Ismail khabir.


5.0 Survey completed on October 03, 2019

Review By Amy B. for Gary May

Completed transaction in September 2019

The experience was extremely easy and fast with Gary and Embrace Home Loans. I got a great rate and closed in less than 30 days. The communication was on point with the entire team and I highly recommend using Gary and his team for purchasing a home or refinancing.


5.0 Survey completed on September 28, 2019

Review By Daniel E. for Gary May

Completed transaction in September 2019

Amazing, easy service! Thank you so much Gary


5.0 Survey completed on August 27, 2019

Review By Omeika G. for Gary May

Completed transaction in August 2019

I knew going in to purchasing a home I faced some challenges, Gary and his team were there at every step of the way to guide and answer questions, he even responded after business hours. Gary’s response time and knowledge was impeccable and he and his team (Linda) were very personable, friendly, patient, and amazing to work with. What I assumed to be a challenging, stressful process, Embrace handle with ease, putting me at ease which made for a seamless and awesome experience. Nichelle


5.0 Survey completed on August 26, 2019

Review By Delores D. for Gary May

Completed transaction in August 2019

Gary and Lisa made it happen

Back to Basics: The 8 Rules of Engagement for Succeeding in Social Media

Social media (emphasis on the word social) is most effective when you are honestly engaged in reaching out to build meaningful and lasting relationships. These relationships can benefit both your business and personal life. Facebook, Twitter, LinkedIn, Instagram, Snapchat, etc. are all great vehicles for connecting with past, present, and future clients and referral sources. […]

Read More