Charlene Johnson

Maryland - Frederick


30 West Patrick St., Suite 300

Frederick, MD 21701


About Charlene

I love working with first time home buyers. Please call me today to get pre-approved! We will talk about options for monthly payments and go over your budget to help you buy a home within YOUR price range. I have many different loan programs to help you buy a home with Low to No down payment options. I am happy to meet with you in person to answer all your questions and review your mortgage options.

Get pre-approved BEFORE you shop for a home. Having your financing ready prior to writing an offer on a home makes a big difference. You should know that many different offers can be presented to the Seller of the home you which to buy at the same time as yours. Make your offer stand out by being APPROVED not just prequalified.

I will walk you through the process from the beginning to settlement by calling you & sending you status along the way keeping you informed as you move through the process of buying a home, answering your calls and questions to make sure you understand what happens next in the home buying process and what is expected of you on closing day. This is an important decision in your life choose someone who will stay in touch, keep you update to date, answer all your questions and follow up on the details.

Looking to refinance your home? Perhaps take money out to pay off high interest credit cards. Maybe you are looking to shorten your term? Go from 30 years to 15 years? Underwater on your home? Owe more than it is worth? The HARP Loan program allows you to refinance your home and lower your rate or perhaps get you out of a balloon loan or an adjustable loan that is due.

Questions? Call me I am a local lender. I am down to earth and happy to listen to your needs. I make evening appointments to meet your needs and timeframe.

98% Customer Satisfaction Rating
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on August 18, 2019

Review By Heather W. for Charlene Johnson

Completed transaction in August 2019

Very responsive, quick to get results and knows the market well!!


5.0 Survey completed on July 11, 2019

Review By Alison for Charlene Johnson

Completed transaction in July 2019

Charlene is honest, informative, and clear. She is always prompt and responsive. We have used her now for both of our properties, and we will continue to use her for all of our mortgage needs. She is awesome- we are so grateful for her help!


5.0 Survey completed on July 10, 2019

Review By Benny F. for Charlene Johnson

Completed transaction in July 2019

We love working with Charlene! She’s professional, kind, helpful and quick to respond! We have had the pleasure of working with her on two transactions and both were so smooth and easy! We really feel that she looks out for our best interest. It’s a joy to work with her!


5.0 Survey completed on June 09, 2019

Review By Jeanette C. for Charlene Johnson

Completed transaction in June 2019

Charlene was exceptionally helpful and answered all my questions promptly. She is knowledgeable and professional and gave me the confidence to go ahead with the purchase of a new (to me) home.


4.0 Survey completed on May 11, 2019

Review By Merry T. for Charlene Johnson

Completed transaction in April 2019

Thanks Charlene!

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