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Charlene Johnson

Maryland - Frederick
21701

30 West Patrick St., Suite 300

Frederick, MD 21701

240-415-7111

About Charlene

I love working with first time home buyers. Please call me today to get pre-approved! We will talk about options for monthly payments and go over your budget to help you buy a home within YOUR price range. I have many different loan programs to help you buy a home with Low to No down payment options. I am happy to meet with you in person to answer all your questions and review your mortgage options.

Get pre-approved BEFORE you shop for a home. Having your financing ready prior to writing an offer on a home makes a big difference. You should know that many different offers can be presented to the Seller of the home you which to buy at the same time as yours. Make your offer stand out by being APPROVED not just prequalified.

I will walk you through the process from the beginning to settlement by calling you & sending you status along the way keeping you informed as you move through the process of buying a home, answering your calls and questions to make sure you understand what happens next in the home buying process and what is expected of you on closing day. This is an important decision in your life choose someone who will stay in touch, keep you update to date, answer all your questions and follow up on the details.

Looking to refinance your home? Perhaps take money out to pay off high interest credit cards. Maybe you are looking to shorten your term? Go from 30 years to 15 years? Underwater on your home? Owe more than it is worth? The HARP Loan program allows you to refinance your home and lower your rate or perhaps get you out of a balloon loan or an adjustable loan that is due.

Questions? Call me I am a local lender. I am down to earth and happy to listen to your needs. I make evening appointments to meet your needs and timeframe.

98 percent Customer Satisfaction Rating thumbs up
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender
Getting started on your Home Purchase
Getting Started on Your Home Purchase

Buying a home can be a challenging experience, but you have help. Your real estate agent is there to help with the home search and your mortgage lender is there to get you through the mortgage process. Utilize these people and their knowledge to help you navigate through all the steps. Here, we’ll talk specifically…

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Charlene Johnson

Senior Loan Officer

NMLS # 460981

Ready to take the first step toward a new home?

Let's discuss your options.

30 West Patrick St., Suite 300

Frederick, MD 21701

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Testimonials(152)

  • 4

    4 Survey completed on September 30, 2022

    Review By Steven M. for Charlene Johnson

    Completed transaction in September 2022

    Charlene kept us updated throughout the entire loan process and let us know when something was due.

  • 5

    5 Survey completed on September 25, 2022

    Review By Patricia M. for Charlene Johnson

    Completed transaction in September 2022

    Chaene was always there to answer any questions we had. She made the paper work go smoothly and effortlessly. Would highly recommend Charlene to anyone looking to get a home loan.

  • 5

    5 Survey completed on September 20, 2022

    Review By Diane J. for Charlene Johnson

    Completed transaction in September 2022

    Charlene was extremely helpful and very pleasant through the whole process. She was quick with all papers and helped explain each one. We still can’t get over how easy the process was because of her.

  • 5

    5 Survey completed on September 16, 2022

    Review By Diane J. for Charlene Johnson

    Completed transaction in No Date

    Charlene was amazing. She was so fast, she listened, and she was so easy to deal with. Such a pleasant experience. She will be highly recommended by us.

  • 5

    5 Survey completed on September 14, 2022

    Review By Josh C. for Charlene Johnson

    Completed transaction in September 2022

    Charlene was a big help as a first time homebuyer.