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Charlene Johnson

Maryland - Frederick

30 West Patrick St., Suite 300

Frederick, MD 21701


About Charlene

I love working with first time home buyers. Please call me today to get pre-approved! We will talk about options for monthly payments and go over your budget to help you buy a home within YOUR price range. I have many different loan programs to help you buy a home with Low to No down payment options. I am happy to meet with you in person to answer all your questions and review your mortgage options.

Get pre-approved BEFORE you shop for a home. Having your financing ready prior to writing an offer on a home makes a big difference. You should know that many different offers can be presented to the Seller of the home you which to buy at the same time as yours. Make your offer stand out by being APPROVED not just prequalified.

I will walk you through the process from the beginning to settlement by calling you & sending you status along the way keeping you informed as you move through the process of buying a home, answering your calls and questions to make sure you understand what happens next in the home buying process and what is expected of you on closing day. This is an important decision in your life choose someone who will stay in touch, keep you update to date, answer all your questions and follow up on the details.

Looking to refinance your home? Perhaps take money out to pay off high interest credit cards. Maybe you are looking to shorten your term? Go from 30 years to 15 years? Underwater on your home? Owe more than it is worth? The HARP Loan program allows you to refinance your home and lower your rate or perhaps get you out of a balloon loan or an adjustable loan that is due.

Questions? Call me I am a local lender. I am down to earth and happy to listen to your needs. I make evening appointments to meet your needs and timeframe.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on January 24, 2021

    Review By Louis P. for Charlene Johnson

    Completed transaction in January 2021

    Charlene is awesome. She is smart, personable and willing to do whatever it takes to get the job done. Her hard work resulted in significant savings for me and my family. I usually hate refinancing honestly. I have less then perfect credit. Charlene took all the worry out of it and by the time we were finished I felt like I had made a friend along with a great broker Highly recommend !

  • 5.0

    5.0 Survey completed on January 04, 2021

    Review By Angelina P. for Charlene Johnson

    Completed transaction in November 2020

    Excellent communication

  • 5.0

    5.0 Survey completed on January 03, 2021

    Review By Holly G. for Charlene Johnson

    Completed transaction in November 2020

    Char and Cindy make a great team and made our re-fi very easy to do. We are saving significant $ on our mortgage. Yet again great job!!

  • 5.0

    5.0 Survey completed on January 02, 2021

    Review By Amy G. for Charlene Johnson

    Completed transaction in November 2020

    Char is always watching out for us. We appreciate her expertise and efficient communication. We are Char customers for life!

  • 5.0

    5.0 Survey completed on December 31, 2020

    Review By Brent P. for Charlene Johnson

    Completed transaction in November 2020

    Charlene was professional, customer focused and extremely knowledgeable during our experience. She and the rest of the team had our best interest as the core of our interactions. The ability of doing everything online using a secured platform was efficient and reassuring our information was secure.

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