Charlene Johnson

Maryland - Frederick

21701

30 West Patrick St., Suite 300

Frederick, MD 21701

240.415.7111

About Charlene

I love working with first time home buyers. Please call me today to get pre-approved! We will talk about options for monthly payments and go over your budget to help you buy a home within YOUR price range. I have many different loan programs to help you buy a home with Low to No down payment options. I am happy to meet with you in person to answer all your questions and review your mortgage options.

Get pre-approved BEFORE you shop for a home. Having your financing ready prior to writing an offer on a home makes a big difference. You should know that many different offers can be presented to the Seller of the home you which to buy at the same time as yours. Make your offer stand out by being APPROVED not just prequalified.

I will walk you through the process from the beginning to settlement by calling you & sending you status along the way keeping you informed as you move through the process of buying a home, answering your calls and questions to make sure you understand what happens next in the home buying process and what is expected of you on closing day. This is an important decision in your life choose someone who will stay in touch, keep you update to date, answer all your questions and follow up on the details.

Looking to refinance your home? Perhaps take money out to pay off high interest credit cards. Maybe you are looking to shorten your term? Go from 30 years to 15 years? Underwater on your home? Owe more than it is worth? The HARP Loan program allows you to refinance your home and lower your rate or perhaps get you out of a balloon loan or an adjustable loan that is due.

Questions? Call me I am a local lender. I am down to earth and happy to listen to your needs. I make evening appointments to meet your needs and timeframe.

GET A QUOTE
from Charlene Johnson

Reviews(48)

5.0

5.0 Survey completed on October 02, 2018

Review By Heather W. for Charlene Johnson

Completed transaction in September 2018

Very responsive, always answered texts and calls! Searched for the best loan programs for me!

5.0

5.0 Survey completed on September 17, 2018

Review By Logan K. for Charlene Johnson

Completed transaction in September 2018

Charlene made buying a house an easy process! Any changes that need to be made with the loan was communicated quickly and efficiently to my fiancé and I. The loan that we initially planned on using happened to change in the middle of the house hunting search, but she suggested other options that worked for us. Not only did she assist with the financial components of buying a house, but also the search. Highly recommend!

5.0

5.0 Survey completed on September 16, 2018

Review By Matthew H. for Charlene Johnson

Completed transaction in September 2018

Charlene’s communication was excellent throughout the entire process. Her responses were always prompt. Even with the USDA requirements changing, she helped us select a conventional loan that we were pleased with. Finally, we were first time home buyers and she was very understanding with all of our questions. We will be sure to recommend her to our friends and family.

5.0

5.0 Survey completed on August 29, 2018

Review By Lisa L. for Charlene Johnson

Completed transaction in August 2018

I can't say enough great things about Charlene! She worked very hard on my behalf and took time to answer all of my questions no matter when I called her. She was wonderful! I would highly recommend her services.

5.0

5.0 Survey completed on August 20, 2018

Review By Glenn W. for Charlene Johnson

Completed transaction in August 2018

Charlene is the Home Loan equivalent of an "Easy Button". She provided me with all the options, helped me pick the right one, and did all the work. Zero stress. I will definitely refer her to my friends, and I will use her again if I ever purchase another home.