Chip Lape

Maine - Portland


511 Congress St., Suite 100A

Portland, ME 04101


About Chip

Embrace Home Loans is proud to have Senior Loan Officer, Charles P Lape II (Chip) as a part of the Embrace family. Chip is here to assist his clients, like you, in making the best possible informed decision regarding financing – weather it’s their first home, retirement home, vacation home or investment property. He will be functioning as a liaison and advocate for his clients throughout the loan process and closing processing. Chip always pays attention to detail to assure a smooth experience.

Prior to joining Embrace, Chip was the owner of State Farm located in Ogunquit, Maine. He was responsible for the day to day operations and helping customers with their insurance, financial services, and mortgage needs. Prior to that, he was Senior Loan Officer and Commercial Team Manager for First Financial Mortgage in Portland, Maine for three years. Chip was also a Construction Loan Specialist and Senior Loan Officer for First Horizon Mortgage in South Portland, ME for three years.

Chip was born in Portland, ME. He graduated from the University of Hawaii and New England College in Henniker, New Hampshire with a Bachelor of Arts, Sociology and a Minor in Business. Currently, he resides in Kennebunk, ME with his beautiful wife Lori. Together they have two outstanding children, Zoie and Joshua. Chip and his family are avid skiers and in 2007 they purchased a condominium at Sugarloaf and continue to ski together almost every weekend.

98 percent Customer Satisfaction Rating thumbs up
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on March 13, 2019

Review By Lloyd L. for Chip Lape

Completed transaction in March 2019

Chip treated me as if I was his son in law. He truly made me feel like I was part of his family.


4.5 Survey completed on March 09, 2019

Review By Christine H. for Chip Lape

Completed transaction in February 2019

For being a first time home buyer the experience with Chip was great. Everything was done online from my home with Chip only a phone call away. I knew my status on the loan the whole way through the process. The process was easy to follow without having to run to the bank on several occasions. I would highly recommend anyone looking to buy a new home to contact Chip and Embrace homes.


5.0 Survey completed on March 06, 2019

Review By Keith P. for Chip Lape

Completed transaction in February 2019

Chip did a great job. Anytime I called with a question he either had the answer or got back quickly with it.


5.0 Survey completed on March 05, 2019

Review By Robert M. for Chip Lape

Completed transaction in February 2019

Chip could offer a variety of options and found a perfect fit for my situation. He was always quick to respond to any questions I had in the process.


5.0 Survey completed on March 01, 2019

Review By Christopher M. for Chip Lape

Completed transaction in February 2019

Chip and his team are very organized and great to work with. They made the home buying process painless and really an overall awesome experience. I would refer any veteran friend or family to work with chip. He was easy to get ahold of and able to answer all of my questions right away. I have heard horror stories about people buying their first homes, this was definitely not my experience. Thank you chip.

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