Michael Bechard

Maine - Hallowell


143 Water Street, Suite 2

Hallowell, ME 04347


About Michael

Embrace Home Loans is proud to have Senior Loan Officer, Michael Bechard as a part of the Embrace family. Prior to joining our team, Michael worked as a tax preparer and for Northeast and First Horizon banks for eight years as a Loan Officer. Michael’s experience has allowed him the ability to help make the dream of home ownership come true for hundreds of loyal customers. Each client’s needs are unique, so Michael always takes the time upfront to discuss with you the different home financing opportunities that best align with those needs. Whether you are looking to purchase a new home, or refinance your existing mortgage, Michael has the experience and market knowledge to best direct you in choosing the right mortgage product, at the lowest interest rate possible.

Michael grew up in Hallowell, Maine and received his Bachelor’s Degree in Accounting from Husson University. He currently lives in Pittston, Maine with his wife Karen and stepdaughter Kaylee. Michael is currently a school board member for the Gardiner Area School system and the Capital Area Recreational Area, also known as CARA. He enjoys golfing, softball, umpiring, and coaching baseball.

Michael is also a big supporter of the Travis Mills Foundation.  Travis Mills is a veteran who lost his legs and arms in Afghanistan and now has a retreat in Maine that houses veterans for vacation in Maine. Michael will donate $50 for every closed loan to this very meaningful foundation.

98 percent Customer Satisfaction Rating thumbs up
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on February 03, 2019

Review By Kathryn W. for Michael Bechard

Completed transaction in January 2019

Michael answered questions and responded to emails in a timely manner. This made the process less stressful


5.0 Survey completed on December 31, 2018

Review By Nicole P. for Michael Bechard

Completed transaction in December 2018

Michael Bechard was very knowledgeable, and extremely helpful. He took the time to help me, with whatever issue I was dealing with. He was great!


5.0 Survey completed on December 19, 2018

Review By Sinjin R. for Michael Bechard

Completed transaction in December 2018

Michael was very professional and courteous with every interaction we had. He went above and beyond my expectations (this being my first home purchase) to ensure everything went smoothly for my closing. He was timely with his responses and very knowledgeable. I would highly recommend him to anyone who's looking for a home. My wife and I can't thank him enough.


5.0 Survey completed on December 12, 2018

Review By Daniel G. for Michael Bechard

Completed transaction in December 2018

Michael was easy to work with. He was clear and direct about what he needed, and offered advice and support, which I valued as a new homeowner. He is there to help you every step of the way.


5.0 Survey completed on December 06, 2018

Review By William H. for Michael Bechard

Completed transaction in November 2018

Michael came out of the gate strong with prompt and knowledgeable responses to my inquiries. His commitment to ensuring a good process with a caring, personal touch is what separated him from the pack. I felt in good hands the entire time I worked through the loan process, and the upshot is that I closed on time, with no hidden expenses, and was treated like his #1 customer throughout. Great job, Michael!

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