https://www.embracehomeloans.com:443/-/media/feature/loanofficer/loimages/apodkowiak_bio72.jpg
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Senior Loan Officer
NMLS # 529133
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Click to email
860.402.7076
800.333.3004
ext. 3700
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Connecticut - Southington
06489
1095 West Street, Suite 4
Southington, CT 06489
855-612-9398
About Anna
With over 20 years of experience in the banking industry, Anna has been serving the community as a residential mortgage specialist for more than a decade. She provides a full spectrum of financial knowledge and ensures a simplified mortgage process, guiding her customers from application through closing.
A Connecticut native, Anna lives in Hartford County with her husband and has two grown sons. She loves the outdoors and enjoys taking trips to Stowe, VT, Florida, and South Carolina. Her perfect day, though, is a lot less active — she loves just relaxing and reading a good book.
Anna is also known for her involvement in the local community. She has contributed to and served in leadership capacities in organizations such as the New Britain Lions, The Polish American Business Association, The Connecticut Virtuosi Chamber Orchestra and the New Britain/Berlin Chamber of Commerce.
Anna is a 5 Star Professional, bilingual, speaking both English and Polish, is frequently referred by satisfied customers, and she has a powerful reputation for integrity, a strong work ethic, friendliness, and empathy.
You can find Anna in the New Britain office located 106 Farmington Avenue, Suite 1B, New Britain, CT 06053.
2020, 2019
Reviews(317)
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5
5 Survey completed on July 29, 2021
Review By LeMoyne J. for Bob Beck
Completed transaction in July 2021
The good report that my wife & I had was very good. He explained things to us and worked very hard to make us get our home. Thanks again so much.
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5
5 Survey completed on July 27, 2021
Review By Doris S. for Paul Goulet
Completed transaction in July 2021
Paul always responded promptly. At closing the title company officer said they were very happy with the correspondence from Embrace. They said they typically hate to work with out of town lenders.
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4
4 Survey completed on July 27, 2021
Review By Lauren K. for Brian Brisebois
Completed transaction in July 2021
Really quick responses were very important to us. We appreciated that you were able to respond right away or whenever we had a question.
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4
4 Survey completed on July 27, 2021
Review By Vincent T. for Wyatt Reynolds
Completed transaction in July 2021
I would have given the rating of very good if it had been available--that was my overall experience, not just 'ok' but not 'excellent' either! I fully understand the need to make sure that an individual is qualified for a mortgage loan and has a very high likelihood of repaying the loan. However there was far too much back and fort for documentation I could have provided right from the start had they asked more comprehensively for exactly what was needed. Additionally we kept being notified loan had 'final approval' and then would get the request for 5 more items (most of which could have been provided from the start had they been requested with the detail that was required). Again I understand the need for completed documentation, and that the approval process focuses on 'cash flow' and that this is an iterative process; however the constant back and forth made it less that excellent. I want to comment wyatt--he was great on setting this up moving us along and following up. Also kudos to Monica Gaspar who very patiently and nicely kept managing the flow between the loan underwriters and us. additionally closing was very easy and we had all the documentation in advance so it went smoothly. Lastly, we really liked the website and simplicity of uploading documents and receiving documents; however once we got the initial documentation into the system, the status was not updated until the loan was fully approved and closed. All in all the individuals with whom we worked were excellent, the website is excellent but could have been updated a bit more re: status, and the document request was managed well by Monica however the constant back and forth on items that could have been requested in the level of detail needed kept the entire experience from being excellent.
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5
5 Survey completed on July 27, 2021
Review By Sean C. for Sam Atapour
Completed transaction in July 2021
This is my 4th time working with Sam, and it is the same fantastic service each time. Transparent, clear, friendly, and timely communication along the way. He helped navigate through multiple loan options to find the right one for us.
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