YOUR INTEREST RATE WON’T GO UP WHEN YOU’RE LOOKING FOR A NEW HOME.

In fact, it may even go down. Embrace’s LOCK & SHOP plan offers peace of mind while shopping for a home. If rates go up, your rate stays the same. And if rates go down, your rate drops.

TODAY, USING LOCK & SHOP IS MORE IMPORTANT THAN EVER.

Interest rates can rise dramatically in a short period of time. Without locking and protecting your interest rate, you could find yourself facing higher payments, and maybe even risk your qualification status. The one thing borrowers worry about most is how much interest rates could change while they’re looking for the perfect home. Embrace’s LOCK & SHOP plan takes that worry away.

LOCK & SHOP, combined with our Approved to Move™ program, offers peace of mind and protection from higher payments. Realtors® and sellers are looking for rock-solid buyers. Embrace sets you up to be taken seriously. LOCK & SHOP, and Approved to Move™, along with our Guaranteed On-Time Closing program, will help your offer stand out from the rest.

 

GET A QUOTE

HOW DOES LOCK & SHOP WORK?

PROTECT YOUR RATE

• Speak with an Embrace Loan Specialist to find your best program

• Get approved so you know exactly how much you can spend on a new home

• Protect your interest rate with LOCK & SHOP 

• Enjoy a worry-free home shopping experience

SHOP WITH CONFIDENCE

• Once your rate is locked, be sure to tell Realtors® your rate is protected

• Find the home of your dreams

• Let sellers know you’re pre-approved, your rate is locked, and you mean business

• Make your offer with confidence

Once your offer is accepted, your Embrace Loan Specialist will guide you through the rest of the process with constant updates on your loan status and next steps. Embrace makes sure you’re prepared to shop, and provides a worry-free home buying experience.

This is not a commitment to lend. Other terms and fees may apply.

If rates go up, your rate stays the same. And if rates go down, your rate goes down too.