TAKE CONTROL WITH A HIGHER LTV REFINANCE

Your mortgage payments may have been a perfect amount when you bought your home a few years ago, but things change and sometimes it’s necessary to refinance to get a small break. That’s not always easy to do if you’re underwater on your loan though, as traditional refinancing requires some type of equity in your home.

The Home Affordable Refinance Program (HARP) came to an end on December 31, 2018, but Fannie Mae and Freddie Mac still offer helpful loan programs. If you’re current on your mortgage payments, with or without equity in your home, you could be eligible for a higher loan-to-value (LTV) refinance. 

Embrace will help you manage your mortgage.

At Embrace Home Loans, we offer all types of mortgage products – and that includes higher LTV refinance loans. We know how important your home is to you, and your loan officer will do everything possible to help you secure a mortgage payment that is more affordable. You’ll work with the same mortgage specialist from start to finish, and he or she will try to answer every question you have about the refinance process.

GET A QUOTE

IS A HIGHER LTV REFINANCE LOAN RIGHT FOR YOU?

You may be eligible for a higher LTV refinance – but are the benefits worth it? You may want to consider this type of refinancing if you’d like to:

• Have a lower monthly mortgage payment

• Reduce your interest rate

• Obtain a fixed-rate mortgage, which means it won’t change over time 

• Take advantage of shorter terms to build equity faster 

If you have a Fannie Mae- or Freddie Mac-owned mortgage and want to know if you qualify for a higher LTV refinance, don’t wait. Jump on historically low interest rates today. Call 800-620-6292 to speak with an Embrace mortgage specialist and we’ll walk you through the process.

Approved to Move logo

Watch our (super short) Approved to Moveā„¢ video.