START YOUR NEW CONSTRUCTION WITH A SOLID FOUNDATION.

Building a house from the ground up can seem like a daunting task. It’s easy to get caught up in overthinking the financing process or getting your builder and contractors paid. That’s why we’ve partnered with a leading construction loan management company to make the process as seamless as possible.

Our construction-to-permanent financing is as easy as 1, 2, 3:

  1. Buy land or a vacant lot. Part of your construction financing can help fund this purchase.
  2. Hire a builder. During construction, you’ll make interest-only payments on the money you borrowed to purchase the land.
  3. Close once. We’ll modify your existing loan, so there’s no need to re-qualify and pay closing costs twice.

GET A QUOTE

New home construction image

Other benefits of our construction-to-permanent program include:

  • Fixed-rate and adjustable-rate loan options
  • No prepayment penalties
  • 3.5% down on FHA construction loans with 660 or higher FICO scores
  • Qualify once at time of closing; no re-qualification when loan is modified
  • Single closing without second closing costs
  • Interest-only payments during construction

Let us take care of the financing so you can focus on the fun part — creating a home that’s perfectly customized just for you.

Call 800-620-6292 to speak with an Embrace mortgage specialist to learn more.