We have many options to help you live your dream, in the house you've always wanted.


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Our simple online application walks you through the entire process.

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Work with a dedicated specialist from Step One to Done.

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Pre-Qualify In Seconds!

Text QUALIFY to 22722 to see if you pre-qualify. It won't affect your credit!

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At Embrace Home Loans, finding a mortgage designed just for you is precisely what we do.

Since 1983, we've been helping home buyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we've even won awards!), and we are always developing new products to fit the unique needs of our borrowers. When you work with us, you'll discover why getting a mortgage is so much better when you Embrace It!

Exclusive Loan Programs with Embrace


Maybe your income doesn’t fit the traditional 9-to-5 paycheck. We’re OK with that. After all, home loans aren’t one-size-fits-all.

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Getting a Jumbo loan can be complicated and time consuming. That’s why we decided to create a more inviting version. Prime Jumbo loans from Embrace Home Loans are underwritten in-house to our own guidelines and rates.

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"Embrace was wonderful to work with. They were attentive to our needs and questions throughout the process!" - Jean G, Florida

News & Views

Launching Your Own Local Real Estate Podcast

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Email Stats You Can Work and Live With

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30 Year Fixed-Rate Mortgage
Example: The payment on a $225,000 30 year fixed-rate purchase loan at 3.49% with a 70% loan-to-value (LTV) is $1,009.10 with 2 points due at closing. The Annual Percentage Rate (APR) is 3.733%. This assumes a FICO score greater than 700. Payment does not include taxes and insurance premiums, which will result in a higher monthly payment. Interest rates and annual percentage rates (APRs) are based on current market rates and are subject to change without notice. Rates offered may be subject to pricing add-ons related to property type, loan amount, LTV, credit score and other variables. Mortgage insurance may be required for LTV >80%. If mortgage insurance is required, the mortgage insurance may increase the APR and the monthly payment. Stated rate may change or not be available at the time of loan commitment or lock-in.