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Since 1983, we've been helping home buyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we've even won awards!), and we are always developing new products to fit the unique needs of our borrowers. When you work with us, you'll discover why getting a mortgage is so much better when you Embrace It!
Maybe your income doesn’t fit the traditional 9-to-5 paycheck. We’re OK with that. After all, home loans aren’t one-size-fits-all.Learn More
Getting a Jumbo loan can be complicated and time consuming. That’s why we decided to create a more inviting version. Prime Jumbo loans from Embrace Home Loans are underwritten in-house to our own guidelines and rates.Learn More
30 Year Fixed-Rate Mortgage
Example: The payment on a $225,000 30 year fixed-rate purchase loan at 3.49% with a 70% loan-to-value (LTV) is $1,009.10 with 2 points due at closing. The Annual Percentage Rate (APR) is 3.733%. This assumes a FICO score greater than 700. Payment does not include taxes and insurance premiums, which will result in a higher monthly payment. Interest rates and annual percentage rates (APRs) are based on current market rates and are subject to change without notice. Rates offered may be subject to pricing add-ons related to property type, loan amount, LTV, credit score and other variables. Mortgage insurance may be required for LTV >80%. If mortgage insurance is required, the mortgage insurance may increase the APR and the monthly payment. Stated rate may change or not be available at the time of loan commitment or lock-in.