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At Embrace Home Loans, finding a mortgage designed just for you is precisely what we do.

Embrace offers a unique line of products and solutions, all backed by cutting-edge technology and the highest level of security available today. Our team of mortgage professionals is dedicated to providing you with exceptional, one-on-one customer care.

We're proud of the tens of thousands of letters we've received from satisfied customers; we have a 98% customer satisfaction rating and a 4.9 out of 5 stars Google rating. And for the second year in a row, SocialSurvey has named Embrace the #1 large mortgage company for Customer Satisfaction!

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Don’t get a traditional 9-to-5 paycheck? Have less-than-perfect credit? We’re OK with that. After all, home loans aren’t one-size-fits all.


Getting a Jumbo loan can be cumbersome. But not anymore. Ours are underwritten in-house. So they’re quick, easy – and you’ll love the rates.

"Embrace was wonderful to work with. They were attentive to our needs and questions throughout the process!" - Jean G, Florida

News & Views

Beyond Success Story #19: Short Sale Puts the Brakes on Building Dream Home

During our more than 35 years in business, we’ve learned that it’s impossible for every potential borrower to have a near-perfect credit score, steady W2 income, and zero past events (like a bankruptcy or foreclosure). As a real estate agent, you’ve undoubtedly learned the same — but that certainly doesn’t make your job any easier […]

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30 Year Fixed-Rate Mortgage
Example: The payment on a $225,000 30 year fixed-rate purchase loan at 3.49% with a 70% loan-to-value (LTV) is $1,009.10 with 2 points due at closing. The Annual Percentage Rate (APR) is 3.733%. This assumes a FICO score greater than 700. Payment does not include taxes and insurance premiums, which will result in a higher monthly payment. Interest rates and annual percentage rates (APRs) are based on current market rates and are subject to change without notice. Rates offered may be subject to pricing add-ons related to property type, loan amount, LTV, credit score and other variables. Mortgage insurance may be required for LTV >80%. If mortgage insurance is required, the mortgage insurance may increase the APR and the monthly payment. Stated rate may change or not be available at the time of loan commitment or lock-in.