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Chris Hardy

Chris Hardy

Senior Loan Officer
Phone: 703.742.7530
Mobile: 703.969.2627
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About

Chris Hardy joined Embrace Home Loans as a loan officer in September 2012. He has been in the mortgage banking industry for more than 15 years bringing a wealth of knowledge and experience along with him. Prior to becoming a part of the Embrace family, Chris spent most of his career with Corridor Mortgage Group, Access National Mortgage and RBC Mortgage. In 2010 he was awarded for being the #2 producer in his company – due to his hard work and determination, in 2011 Chris was awarded for being the #1 top producer in his company, a member of the Presidents club and a member of the Chairman’s circle. He knows the core to providing superior customer service is to understand what your clients need and work with them to realize their personal goals. Chris thrives on providing his clients with a personal experience that gives them the best possible loan product along with unparalleled customer service- and this is shown with his ever growing referral list, directly from his satisfied customers.

Chris attended Villanova University where he received his B.S. in Business Administration as well as his M.B.A. He grew up in Northern VA with his family and is currently residing in Reston, VA with his beautiful wife. When Chris has free time he enjoys going for bike rides, traveling and spending quality time with his family and friends. Please contact Chris for any and all of your mortgage questions – he is here to help you!
Presidents Club 2017,2016, 2015, 2014, 2013

 

Branch: Maryland - Sandy Spring, 17810 Meeting House Rd, Sandy Spring, MD 20860

Chris Hardy, NMLS# 196395 , is employed by Embrace Home Loans and is licensed in:
DC MD PA VA

Reviews (55 Reviews)

5.0
5.0 Survey completed on May 11, 2018
Reviewed By Brian D. for Chris Hardy
Completed transaction in May 2018
Chris is very responsive and communicates well through whole process.
5.0
5.0 Survey completed on May 11, 2018
Reviewed By David S. for Chris Hardy
Completed transaction in May 2018
Chris was great.
5.0
5.0 Survey completed on May 6, 2018
Reviewed By Tammy J. for Chris Hardy
Completed transaction in April 2018
Chris was a great joy to work with. Courteous, responsive, and a great communicator. He made the refinancing experience so easy it was incredible!
5.0
5.0 Survey completed on April 27, 2018
Reviewed By Paolo Ramon P. for Chris Hardy
Completed transaction in April 2018
Chris was very responsive - even after business hours and on weekends!
5.0
5.0 Survey completed on April 22, 2018
Reviewed By Thomas B. for Chris Hardy
Completed transaction in April 2018
This was the third time Chris assisted us in refinancing a property. He is always prompt, thorough, friendly, and makes the process as smooth as possible. We highly recommend him.
5.0
5.0 Survey completed on April 10, 2018
Reviewed By Dennis B. for Chris Hardy
Completed transaction in April 2018
Chris kept constant communication between all parties going. He provided the consistent support, and heads up service which I felt tilted the seller in my favor. Also, closings can become a nightmare if everyone isn't on the same page, Chris made sure everyone understood my circumstances as a small business owner and walked everyone through the process. Excellent service and support.Chris kept constant communication between all parties going. He provided the consistent support, and heads up service which I felt tilted the seller in my favor. Also, closings can become a nightmare if everyone isn't on the same page, Chris made sur ...read full review
5.0
5.0 Survey completed on April 7, 2018
Reviewed By Sean H. for Chris Hardy
Completed transaction in March 2018
Chris is just an all around good guy and up front about everything. Easy to work with.
5.0
5.0 Survey completed on April 5, 2018
Reviewed By Maurrie C. for Chris Hardy
Completed transaction in April 2018
Chris was great and very easy to work with. He always made time and was willing to explain things to us whenever we had any questions. He truly put us at ease at an otherwise scary time- making your largest purchase to date! It was great to be able to upload documents to the secure site. Would recommend to family and friends and would also use again! Chris was great and very easy to work with. He always made time and was willing to explain things to us whenever we had any questions. He truly put us at ease at an otherwise scary time- making your largest purchase to date! It was great to be abl ...read full review
5.0
5.0 Survey completed on March 24, 2018
Reviewed By Mark B. for Chris Hardy
Completed transaction in March 2018
Chris was pleasant, always available, and energetic to answer questions. He made the home buying process easy and stress free.
5.0
5.0 Survey completed on March 20, 2018
Reviewed By Alexander L. for Chris Hardy
Completed transaction in March 2018
Chris was very personable, was good about keeping me aware of what was due and when, and I felt that he was looking out for my best interest and did not add pressure to the process.
5.0
5.0 Survey completed on March 14, 2018
Reviewed By Ankit N. for Chris Hardy
Completed transaction in March 2018
Very friendly, explained things well, highly responsive, was not overly salesman-y or disparaging to competitors.
5.0
5.0 Survey completed on March 13, 2018
Reviewed By Deborah A. for Chris Hardy
Completed transaction in November 2017
Chris’ knowledge is exemplary. Throughout the process, he was communicative. I never felt rushed or confused. His professionalism is outstanding; plus he is kind, understanding, and an excellent listener. The entire team at Embrace is to be commended for their brilliant customer service.Chris’ knowledge is exemplary. Throughout the process, he was communicative. I never felt rushed or confused. His professionalism is outstanding; plus he is kind, understanding, and an excellent listener. The entire team at Embrace is to be com ...read full review
5.0
5.0 Survey completed on February 28, 2018
Reviewed By Mesrak H. for Chris Hardy
Completed transaction in February 2018
He was really really grat. And very help full. Thanks. Chris agen for you good work.and under standing. We are very happy. Keep up a good work.
5.0
5.0 Survey completed on February 9, 2018
Reviewed By Anthony K. for Chris Hardy
Completed transaction in January 2018
All of my questions were answered very thoroughly without any hesitation. I never felt like anything was being held back from me. The process was painless and went smother than I thought I would. I highly recommend Chris and Embrace Home Loans.
5.0
5.0 Survey completed on January 29, 2018
Reviewed By Jon F. for Chris Hardy
Completed transaction in January 2018
My experience with Chris was wonderful from beginning to end. He made sure we were informed every step of the way! It was an extremely smooth and quick process.
5.0
5.0 Survey completed on January 11, 2018
Reviewed By Janis P. for Chris Hardy
Completed transaction in July 2017
Chris is very personable, and accommodated my schedule very well. I felt confident that he would answer any questions I had and walked me painlessly through the process.
5.0
5.0 Survey completed on January 9, 2018
Reviewed By David C. for Chris Hardy
Completed transaction in July 2017
Chris has helped me and several of my friends purchase and refinance homes. He is easy to work worth, knows the mortgage business well, extremely helpful and I highly recommend.
5.0
5.0 Survey completed on January 8, 2018
Reviewed By Curtis B. for Chris Hardy
Completed transaction in December 2017
Chris worked around my schedule, answered every question I could possibly think of (that's a lot of questions) within minutes, and communicated with me via the methods that I preferred (text messages, emails, and phone calls). With Chris' help, I was able to close in less than three weeks. He was personable, responsive, and a pleasure to work with. Chris worked around my schedule, answered every question I could possibly think of (that's a lot of questions) within minutes, and communicated with me via the methods that I preferred (text messages, emails, and phone calls). With Chris' help, I was ...read full review
5.0
5.0 Survey completed on January 3, 2018
Reviewed By Nancy S. for Chris Hardy
Completed transaction in December 2017
Chris was very pleasant to work with, very thorough and a great communicator. He was able to answer any questions I had. I will definitely refer him to my family and friends and I hope I get to work with him again. Thank you Chris for helping me with this re- finance during a difficult time in my life. Chris was very pleasant to work with, very thorough and a great communicator. He was able to answer any questions I had. I will definitely refer him to my family and friends and I hope I get to work with him again. Thank you Chris for helping me wi ...read full review
5.0
5.0 Survey completed on December 23, 2017
Reviewed By Kambiz A. for Chris Hardy
Completed transaction in December 2017
A very pleasant and stressfree experience. Chris, from the beginning all the way to the end was very helpful and detailed in every step of the process. He went out of his way and beyond his job expectations to make sure I was getting the best deal and treated properly. Not enough words to describe the outstanding service I received from Chris. A very pleasant and stressfree experience. Chris, from the beginning all the way to the end was very helpful and detailed in every step of the process. He went out of his way and beyond his job expectations to make sure I was getting the best deal ...read full review
5.0
5.0 Survey completed on November 21, 2017
Reviewed By Darren B. for Chris Hardy
Completed transaction in November 2017
Chris' service is exceptional, I've worked with Chris a lot, and will definitely be using him on my next project!
5.0
5.0 Survey completed on November 18, 2017
Reviewed By Matthew S. for Chris Hardy
Completed transaction in November 2017
Chris was amazing to work with. The lending process was smooth and he took the time to answer all of my questions.
5.0
5.0 Survey completed on November 16, 2017
Reviewed By Samuel D. for Chris Hardy
Completed transaction in November 2017
Chris is extremely knowledgeable and attentive. He is easy to communicate with and was always available to answer our questions as they came up. I would definitely recommend him to anyone.
5.0
5.0 Survey completed on November 8, 2017
Reviewed By Kristie U. for Chris Hardy
Completed transaction in November 2017
Chris was very efficient and kept me up-to-date as the process moved along to include what to expect next. He returned all phone calls/texts quickly and provided detailed information. Excellent service!! We highly recommend him!
5.0
5.0 Survey completed on November 3, 2017
Reviewed By Gregory P. for Chris Hardy
Completed transaction in October 2017
Chris does a great job keeping us informed throughout the entire process. He had very timely responses to all my questions. The process was very easy thanks to Chris. This is my 4th time working with Chris and I recommend him to all family and friends.Chris does a great job keeping us informed throughout the entire process. He had very timely responses to all my questions. The process was very easy thanks to Chris. This is my 4th time working with Chris and I recommend him to all family and fri ...read full review
5.0
5.0 Survey completed on October 12, 2017
Reviewed By Jorge F. for Chris Hardy
Completed transaction in October 2017
We had a great experienced working with Chris, very knowledgeable, friendly attitude, quick response, he made everything easier for us.
5.0
5.0 Survey completed on October 7, 2017
Reviewed By Amy W. for Chris Hardy
Completed transaction in September 2017
Chris has always been one step ahead of us in figuring out the best option for us. He is patient, but very informative in the entire experience. I will never us another person if I don't have to. Great service.
5.0
5.0 Survey completed on October 1, 2017
Reviewed By Joseph G. for Chris Hardy
Completed transaction in September 2017
As a first time home-buyer, there was a lot of complicated financial and legal information to consume and consider before I made my purchase. Chris did an excellent job presenting me with the full picture in easily understood language to allow me to make informed, educated choices. Throughout the process I felt fully informed and up to date in regards to my standing with loan approval and costs. I would highly recommend Chris to anyone looking to purchase their first property.As a first time home-buyer, there was a lot of complicated financial and legal information to consume and consider before I made my purchase. Chris did an excellent job presenting me with the full picture in easily understood language to allow me to ...read full review
5.0
5.0 Survey completed on September 14, 2017
Reviewed By Nickolas F. for Chris Hardy
Completed transaction in September 2017
Chris was way to work with, immediately responsive, knowledgeable, and pleasant. We felt lucky to have him on our team!
5.0
5.0 Survey completed on September 6, 2017
Reviewed By Angelika S. for Chris Hardy
Completed transaction in August 2017
Thanks for your help!
5.0
5.0 Survey completed on August 14, 2017
Reviewed By Maria K. for Chris Hardy
Completed transaction in August 2017
Chris excels in his ability to properly communicate and break down the complexities of loans to a level that is understandable to those who don't deal with them on a daily basis. I was most appreciative of the various options that he provided and felt that he guided us to the right loan based on both our current situation and our goals. I would definitely recommend Chris to family and friends and he will be my go to for future loan needs. Chris excels in his ability to properly communicate and break down the complexities of loans to a level that is understandable to those who don't deal with them on a daily basis. I was most appreciative of the various options that he provided and fe ...read full review
5.0
5.0 Survey completed on August 11, 2017
Reviewed By Suzette M. for Chris Hardy
Completed transaction in August 2017
Chris is a true expert who walked me through everything in detail. He was super responsive when I had questions.
5.0
5.0 Survey completed on August 8, 2017
Reviewed By Colleen B. for Chris Hardy
Completed transaction in July 2017
Chris is a great agent to work with. Informative and patient. Will definitely work with him when it's time to purchase a new home.
5.0
5.0 Survey completed on August 8, 2017
Reviewed By William H. for Chris Hardy
Completed transaction in August 2017
Chris was great from day 1. He always took time to explain things and make sure that we fully understood. We never felt rushed and always felt comfortable calling him for help. I couldn't have asked for a better experience with Chris Hardy and Embrace Home Loans.Chris was great from day 1. He always took time to explain things and make sure that we fully understood. We never felt rushed and always felt comfortable calling him for help. I couldn't have asked for a better experience with Chris Hardy and Embrac ...read full review
5.0
5.0 Survey completed on July 16, 2017
Reviewed By Eliott L. for Chris Hardy
Completed transaction in June 2017
Efficient, Responsive and Knowledgeable Found Embrace through a friend and selected them based on their competitive rate and overall mortgage product. Chris was extremely responsive and took the time to explain each of my questions as a first time home buyer.Efficient, Responsive and Knowledgeable Found Embrace through a friend and selected them based on their competitive rate and overall mortgage product. Chris was extremely responsive and took the time to explain each of my questions as a first time ...read full review
5.0
5.0 Survey completed on July 13, 2017
Reviewed By Christine N. for Chris Hardy
Completed transaction in July 2017
Chris went above and Beyong to ensure I understood each aspect of the loan process. From beginning to end, he was very professional, answering all my questions, returning my phone calls in a timely manner, and ensuring a faster service in order to close on schedule. I highly recommend Chris to anyone shopping for a home loan.Chris went above and Beyong to ensure I understood each aspect of the loan process. From beginning to end, he was very professional, answering all my questions, returning my phone calls in a timely manner, and ensuring a faster service in order to cl ...read full review
5.0
5.0 Survey completed on July 13, 2017
Reviewed By Nathaniel B. for Chris Hardy
Completed transaction in June 2017
Chris is great at maintaining communication and making sure every part of the process is taken care of from start to finish. A real professional who knows what he's doing and makes sure you do too!
5.0
5.0 Survey completed on July 13, 2017
Reviewed By Shane B. for Chris Hardy
Completed transaction in June 2017
Everything was great. No problems ever.
4.0
4.0 Survey completed on June 30, 2017
Reviewed By Brian G. for Chris Hardy
Completed transaction in June 2017
Chris was instrumental as a liaison between myself and the sellers, getting them to agree upon a closing date that was most convenient for both parties.
5.0
5.0 Survey completed on June 30, 2017
Reviewed By Shawn D. for Chris Hardy
Completed transaction in June 2017
Easy, knowledgeable and fast. Would definitely recommend
5.0
5.0 Survey completed on April 12, 2017
Reviewed By Nishal for Chris Hardy
Completed transaction in April 2017
Chris provided great service, prompt replies, and detailed explanations of the loan process. Having purchased two homes previously, our clear to close was a relative breeze to my other experiences.
5.0
5.0 Survey completed on April 8, 2017
Reviewed By Dave for Chris Hardy
Completed transaction in April 2017
Chris was a pleasure to work with. He was always accessible and very creative to get us the best loan package possible for our house. I would highly recommend him to anybody buying a home.
5.0
5.0 Survey completed on March 14, 2017
Reviewed By Chief for Chris Hardy
Completed transaction in March 2017
Excellent - very communicative and helpful.
5.0
5.0 Survey completed on February 17, 2017
Reviewed By The G. for Chris Hardy
Completed transaction in February 2017
We are 1st time homebuyers and Chris was amazing to work with! He made everything so easy for us and was so informative!! He explained everything so there were no questions/concerns on our end and was always available. We will definitely use Chris again in the future and will recommend him to anyone we know!We are 1st time homebuyers and Chris was amazing to work with! He made everything so easy for us and was so informative!! He explained everything so there were no questions/concerns on our end and was always available. We will definitely use Chris ag ...read full review
5.0
5.0 Survey completed on February 1, 2017
Reviewed By Suz for Chris Hardy
Completed transaction in February 2017
Chris is a top notch professional who provides quality service. I have used him a few times, and have also referred friends to him. He takes time to truly understand your needs and provides recommendations that best suit you.
5.0
5.0 Survey completed on December 5, 2016
Reviewed By syed for Chris Hardy
Completed transaction in December 2016
I was pleased to work with Chris Hardy on my home loan. He is honest, he provide detailed information, he communicate and response promptly.
5.0
5.0 Survey completed on November 15, 2016
Reviewed By David for Chris Hardy
Completed transaction in November 2016
Chris is very responsive and easy to work with.
5.0
5.0 Survey completed on November 7, 2016
Reviewed By Josh for Chris Hardy
Completed transaction in November 2016
Chris was a pleasure to work with, as he made the loan application and approval process quick, easy to understand, and was super responsive. He was readily available to chat over the phone when necessary, even during nights and weekends. Chris went above and beyond to ensure all my questions were answered and that my loan application would end in success.Chris was a pleasure to work with, as he made the loan application and approval process quick, easy to understand, and was super responsive. He was readily available to chat over the phone when necessary, even during nights and weekends. Chris went a ...read full review
5.0
5.0 Survey completed on November 6, 2016
Reviewed By Kameron for Chris Hardy
Completed transaction in November 2016
A true pleasure to work with, Chris is a professional, caring, down-to-earth, detail oriented agent who goes out of his way to explain every detail, keep you informed every step of the way, and keep things stress-free for you.
5.0
5.0 Survey completed on November 5, 2016
Reviewed By Savannah for Chris Hardy
Completed transaction in November 2016
Buyer wanted to close in 4 week and I had tight financials. Chris was always available for questions and acted very promptly through out the process. Loan approved in 3 weeks!!! Very impressive.
5.0
5.0 Survey completed on October 2, 2016
Reviewed By T.H. for Chris Hardy
Completed transaction in October 2016
Chris is a wonderful loan officer who came recommended by a friend. I had talked with him a few years back, and he was more than helpful even though I ended up financing with another company. He followed up when there were better rate offers after I closed initially, and was quite courteous and friendly -- and not overly aggressive like some other officers I've engaged with. When I looked to re-finance, he had a no-cost refinancing option, and he was very helpful (and patient!) in explaining all the questions I had and the ins and outs of the math. My entire refinancing process was less than a month (and could have been faster if I was not out of the country for a good part of it for work travel). Straight forward, well-explained, efficient process. I highly recommend Chris!Chris is a wonderful loan officer who came recommended by a friend. I had talked with him a few years back, and he was more than helpful even though I ended up financing with another company. He followed up when there were better rate offers after I ...read full review
5.0
5.0 Survey completed on June 10, 2016
Reviewed By Mary for Chris Hardy
Completed transaction in June 2016
Thank you Chris for being the best at what you do. We had a very tight deadline and you made it happen for us. We really appreciate ALL the extra work you put in for us. Mary and Billy Hart
5.0
5.0 Survey completed on June 8, 2016
Reviewed By Kari for Chris Hardy
Completed transaction in June 2016
I'd heard two quotes before talking to Chris, who was recommended by a friend who has used his services several times. Not only was his quote considerably better, but there were no surprises at the end. He came through on his word at every step. He was also very communicative and responsive. I honestly can't recommend him highly enough.I'd heard two quotes before talking to Chris, who was recommended by a friend who has used his services several times. Not only was his quote considerably better, but there were no surprises at the end. He came through on his word at every step. He w ...read full review
5.0
5.0 Survey completed on May 1, 2016
Reviewed By drat for Chris Hardy
Completed transaction in May 2016
Mr. Hardy answered our questions, made beneficial adjustments, and led us through the process of refinancing with timely information and by meeting all of the commitments that he made to us.
5.0
5.0 Survey completed on March 14, 2015
Reviewed By Richard for Chris Hardy
Completed transaction in March 2015
Chris Hardy is excellent, I would not go any where else for mortgage assistance.

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