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Chip Lape

Chip Lape

Senior Loan Officer
Phone: 800.333.3004 ext. 3819
Mobile: 207.838.2296
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About

Embrace Home Loans is proud to have Senior Loan Officer, Charles P Lape II (Chip) as a part of the Embrace family. Chip is here to assist his clients, like you, in making the best possible informed decision regarding financing – weather it’s their first home, retirement home, vacation home or investment property. He will be functioning as a liaison and advocate for his clients throughout the loan process and closing processing. Chip always pays attention to detail to assure a smooth experience.

Prior to joining Embrace, Chip was the owner of State Farm located in Ogunquit, Maine. He was responsible for the day to day operations and helping customers with their insurance, financial services, and mortgage needs. Prior to that, he was Senior Loan Officer and Commercial Team Manager for First Financial Mortgage in Portland, Maine for three years. Chip was also a Construction Loan Specialist and Senior Loan Officer for First Horizon Mortgage in South Portland, ME for three years.

Chip was born in Portland, ME. He graduated from the University of Hawaii and New England College in Henniker, New Hampshire with a Bachelor of Arts, Sociology and a Minor in Business. Currently, he resides in Kennebunk, ME with his beautiful wife Lori. Together they have two outstanding children, Zoie and Joshua. Chip and his family are avid skiers and in 2007 they purchased a condominium at Sugarloaf and continue to ski together almost every weekend.

 

Branch: Maine - South Portland, 324 Cummings Road, South Portland, ME 04106

Chip Lape, NMLS# 1019799 , is employed by Embrace Home Loans and is licensed in:
FL MA ME NH

Reviews (28 Reviews)

5.0
5.0 Survey completed on November 22, 2017
Reviewed By Winona Thomas for Chip Lape
Completed transaction in November 2017
Steady communication and only asking for documentation one time.
5.0
5.0 Survey completed on November 19, 2017
Reviewed By Angela DiDonato for Chip Lape
Completed transaction in October 2017
From the beginning we were open and clear expectations were laid in front of us.
5.0
5.0 Survey completed on November 17, 2017
Reviewed By Anne Graham for Chip Lape
Completed transaction in November 2017
Chip and his team were amazing - all involved were level headed, organized, and professional throughout the entire process. Couldn't be happier with his team!
5.0
5.0 Survey completed on October 23, 2017
Reviewed By David Ward for Chip Lape
Completed transaction in October 2017
Chip made the home buying process as easy as could be, and was helpful at every stage of the process. I will recommend him to any friends and family looking to purchase a home.
5.0
5.0 Survey completed on October 9, 2017
Reviewed By Tori Sanborn for Chip Lape
Completed transaction in September 2017
I can not say how great it was to work with chip he always reassured me what was going on and if i had any questions he answered them it was a great pleasure to work with chip! Couldnt have got through this process without him and my realtor.
4.667
4.667 Survey completed on October 8, 2017
Reviewed By Patrick McCarthy for Chip Lape
Completed transaction in October 2017
Chip was a great member of the Enbrace team. He made himself available off business hours and on weekends. He went out of his way to make sure the process a quick and easy one. We appreciate Chip!
5.0
5.0 Survey completed on October 7, 2017
Reviewed By Meredith Worthington for Chip Lape
Completed transaction in September 2017
My husband and I bought our first house with Chip, and he made the process go as smoothly as we could ever have expected. For our most recent home purchase, he came through again. He has always been a pleasure to work with...he is always available to answer any questions along the way and is very prompt with responses. Thanks again Chip!My husband and I bought our first house with Chip, and he made the process go as smoothly as we could ever have expected. For our most recent home purchase, he came through again. He has always been a pleasure to work with...he is always available to ...read full review
5.0
5.0 Survey completed on October 6, 2017
Reviewed By Andrew Worthington for Chip Lape
Completed transaction in September 2017
Chip was fantastic through the entire home buying process. He always had an answer and was generally pleasant to work with. 100% would recommend Chip and Embrace to Friends and Family
4.667
4.667 Survey completed on September 14, 2017
Reviewed By Denice Pride for Chip Lape
Completed transaction in August 2017
Chip was very helpful, supportive, and informative through every step of the process.
5.0
5.0 Survey completed on September 14, 2017
Reviewed By littlejessi20 for Chip Lape
Completed transaction in August 2015
Our experience working with Chip was fabulous. He was very easy to get in touch with. If he was unable to answer the phone when we called, it didn't take him long to call back. Chip would answer any questions we had at anytime, even on the weekends. If you don't understand something, he explains it in a way you can. When other companies said they couldn't help us, he did. All around an amazing guy. It was a great pleasure working with him. I would definitely do it again!!!Our experience working with Chip was fabulous. He was very easy to get in touch with. If he was unable to answer the phone when we called, it didn't take him long to call back. Chip would answer any questions we had at anytime, even on the weekends. ...read full review
5.0
5.0 Survey completed on September 13, 2017
Reviewed By ness1221 for Chip Lape
Completed transaction in August 2017
Working with Chip was great! From the day we got pre approved to the day we closed Chip was always there for us!! No matter what time of day he would get back to us in a timely manner. Even when I repeatedly asked him the same question in different terms :) since it was our first time buying we were overwhelmed but he broke everything down for us and helped us understand. I will be referring Chip to my clients, friends and family! Thank you Chip!!!Working with Chip was great! From the day we got pre approved to the day we closed Chip was always there for us!! No matter what time of day he would get back to us in a timely manner. Even when I repeatedly asked him the same question in different t ...read full review
5.0
5.0 Survey completed on September 13, 2017
Reviewed By noah hincks for Chip Lape
Completed transaction in April 2017
As a first time home buyer, I am incredibly grateful for Chip's expertise, availability, and integrity. Given my price range, I'm sure he had much bigger clients, but he was attentive and responsive as if I were his only one. I was able to get through the home buying process with ease thanks to Chip and my Realtor. Very happy customer!As a first time home buyer, I am incredibly grateful for Chip's expertise, availability, and integrity. Given my price range, I'm sure he had much bigger clients, but he was attentive and responsive as if I were his only one. I was able to get throug ...read full review
5.0
5.0 Survey completed on September 13, 2017
Reviewed By Alexander Martin for Chip Lape
Completed transaction in August 2016
On top of being knowledgeable (which most lenders are), Chip is an unbelievable communicator, problem solver, and work horse. Most importantly, he acts in his clients best interests and works FOR them! A great guy.
5.0
5.0 Survey completed on September 13, 2017
Reviewed By socs1961 for Chip Lape
Completed transaction in August 2017
I was a first time buyer. Chip patiently explained everything to me as we went and he made sure I had his cell number in case I had questions or concerns at ANY time. Great person to have on your side! Cant say enough good things about him!
5.0
5.0 Survey completed on September 9, 2017
Reviewed By Vanessa Quirk for Chip Lape
Completed transaction in August 2017
Chip was absolutely amazing! He was so helpful and always responded right away when we had any questions. I will be recommending him to all of our friends! Thank you Chip!!!
5.0
5.0 Survey completed on August 10, 2017
Reviewed By Karen Cantrell for Chip Lape
Completed transaction in August 2017
Answered every question in a timely manner (no matter how stupid). He gave me his cell number to call day or night and yes I called. Chip is a real people person and a true professional. As a single woman buying for the first time, he made the home buying experience less intimidating and frightening. Answered every question in a timely manner (no matter how stupid). He gave me his cell number to call day or night and yes I called. Chip is a real people person and a true professional. As a single woman buying for the first time, he made the h ...read full review
5.0
5.0 Survey completed on August 6, 2017
Reviewed By Tonya Mailman for Chip Lape
Completed transaction in July 2017
Chip was always available and helpful in answering our questions. We will definitely recommend Chip and Embrace to friends and family looking for a mortgage!
4.0
4.0 Survey completed on July 16, 2017
Reviewed By Kari LeBaron for Chip Lape
Completed transaction in June 2017
Chip (and Becky) made sure we had a smooth financing experience. They were both responsive and knowledgeable. I had a lot of questions since it had been a while since I had purchased a home and they guided me through the process making sure to keep me up to date on progress. Chip (and Becky) made sure we had a smooth financing experience. They were both responsive and knowledgeable. I had a lot of questions since it had been a while since I had purchased a home and they guided me through the process making sure to keep ...read full review
5.0
5.0 Survey completed on July 3, 2017
Reviewed By Sean McCarey for Chip Lape
Completed transaction in June 2017
Chip was very flexible with my hectic work schedule and was quick to respond to any questions I had. As a first time home buyer I didn't understand a lot of what was going on and chip made sure to break everything down so I would understand what I was signing and why.Chip was very flexible with my hectic work schedule and was quick to respond to any questions I had. As a first time home buyer I didn't understand a lot of what was going on and chip made sure to break everything down so I would understand what I wa ...read full review
3.75
3.75 Survey completed on June 30, 2017
Reviewed By Leo Thibeault for Chip Lape
Completed transaction in June 2017
Chip answered cell phone calls from me on a regular basis, after hours.
5.0
5.0 Survey completed on June 27, 2017
Reviewed By Brenda Quinn for Chip Lape
Completed transaction in May 2017
The process was very quick and he always answered his phone with I called.
5.0
5.0 Survey completed on June 27, 2017
Reviewed By James Kingsbury for Chip Lape
Completed transaction in June 2017
Chip was extremely pleasant to deal with. He was always quick to respond whenever I had any questions and was very patient with me as well. Being a first time home buyer this process can a bit overwhelming at times and having someone like Chip to work with certainly helps. Chip was extremely pleasant to deal with. He was always quick to respond whenever I had any questions and was very patient with me as well. Being a first time home buyer this process can a bit overwhelming at times and having someone like Chip to wor ...read full review
5.0
5.0 Survey completed on April 12, 2017
Reviewed By Jeff for Chip Lape
Completed transaction in April 2017
Great experience
5.0
5.0 Survey completed on March 9, 2017
Reviewed By Andrew for Chip Lape
Completed transaction in March 2017
Chip was amazing. He worked with us time and time again throughout the mortgage and refinance process. He was truly an asset. I've already referred him to a colleague of mine to work with for his VA Home Loan. 100% would work with Chip again!
5.0
5.0 Survey completed on December 21, 2016
Reviewed By Big new home owner for Chip Lape
Completed transaction in December 2016
So I never knew that buying a home was such a complicated process. I always thought you applied for a loan, got approved and moved in to your new home. Right away I knew it was more complicated when Chip sat me down in our first meeting and started to explain the different types of loans and going over ratios. But every step of the way Chip explained everything thoroughly and slowly. If I had a question he was more than willing to answer it and elaborate on areas I felt fuzzy about. My home buying process was very complicated and frustrating with a lot of road blocks and delays. It involved way to many people (i.e estate lawyers, real estate agents, and other institutions) and it seemed like everyday nobody was on the same page and everybody was passing the buck saying all the problems that arose were somebody else's fault. But not Chip, chip always seemed to be on top of his game and to be honest the only person I trusted completely through the whole terrible process. He answered all correspondence with lightning speed and always made himself available practically any hour of the day which was HUGE. He was very personable and easy to talk to. Whatever you are paying this man is not enough. Good help is so hard to find these days and I can tell you Embrace is lucky to have him as an employee. Thank you Chip for getting s### done! I am loving my new home!So I never knew that buying a home was such a complicated process. I always thought you applied for a loan, got approved and moved in to your new home. Right away I knew it was more complicated when Chip sat me down in our first meeting and started t ...read full review
4.0
4.0 Survey completed on December 15, 2016
Reviewed By Brenda for Chip Lape
Completed transaction in December 2016
Our experience with embrace loans was wonderful. The entire staff was patient and kind. Chip often had the opportunity to ease my mind and take the brunt of my frustrations. I would recommend your company to anyone
5.0
5.0 Survey completed on November 7, 2016
Reviewed By Katie for Chip Lape
Completed transaction in November 2016
Chip was absolutely amazing with my entire home loan process. My situation wasn't the easiest, and I know I put him through a fair amount of grief, but he held in there, came up with an alternate solution, and I closed on my first house less than 2 months after I applied. When I'm ready to re-finance, I will be right back with Chip.Chip was absolutely amazing with my entire home loan process. My situation wasn't the easiest, and I know I put him through a fair amount of grief, but he held in there, came up with an alternate solution, and I closed on my first house less than 2 ...read full review
5.0
5.0 Survey completed on October 5, 2016
Reviewed By n/a for Chip Lape
Completed transaction in October 2016
Chip and the rest of the people with Embrace were great. More than helpful throughout the whole process. This type of thing (mortgages/loans) is not my strong point, so its good to know I could trust the professionals to handle my loan.

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