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Carrie Fincham

Carrie Fincham

Senior Loan Officer
Phone: 800.333.3004 ext. 3547
Mobile: 540.718.0849
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About

Carrie Fincham celebrated her one year anniversary with Embrace Home Loans in February, 2017.  Carrie enjoys originating for Embrace because our products, pricing structure, corporate culture, and turn times defy the competition.  Carrie believes in fully supporting her clients and partners with Real Estate Agents, Financial Planners, Insurance Agents and other professionals to accomplish this mission.

Carrie has worked in the financial services industry since the early 1990s.  Her decades of experience include Student Loan Servicing, Branch Banking, Training Management, Tax Preparation, and Mortgage Loan Originations. Her thorough knowledge of detailed and complicated loan terms and calculations means she understands exactly how each loan program may affect her customers.

Her breadth and depth of experience uniquely qualify her to find the best loan program to suit your needs.  Carrie believes that homeownership is the cornerstone of financial security, and that your life goals, aspirations, family considerations, and overall financial health are critical components to consider when finding the right mortgage for your specific set of circumstances.  She guides her clients with their lifestyle and family needs in mind first, ensuring your priorities are her priorities. 

Carrie strongly supports her local community.  Currently, she volunteers in local schools, helps organize IgniteFauquier, and hosts Empowering Women in Real Estate monthly luncheons.  She’s previously served as a Destination Imagination coach for 5 years, a team mom for soccer and Little League, and as a Girl Scout Leader.  She participates and involves her children in local fundraisers and events,  such as Generosity Feeds.

Carrie grew up in Fairfax County, Virginia and bought her first home in Linden, Virginia in the early 90s. In 2010, she left the mountains for more acreage in the Piedmont.  She currently resides on 5 rolling acres with her husband, three children, two cats and a dog.

Anytime away from her desk, Carrie can be found hiking in the mountains or wading in the river, camping, boating, or gardening at home.  She especially enjoys spontaneous, adventurous excursions with her family.

Call or apply online with Carrie today to Embrace the possibilities of homeownership.  Read her reviews and see why her clients proudly proclaim, “Carrie Fincham is My Little Lender!”

 

Branch: Virginia - Culpeper, 767 Madison Rd., Suite 108 Culpeper, VA 22701

Carrie Fincham, NMLS# 1230368 , is employed by Embrace Home Loans and is licensed in:
MD VA

Reviews (48 Reviews)

5.0
5.0 Survey completed on September 21, 2018
Reviewed By Gloria J. for Carrie Fincham
Completed transaction in September 2018
Carrie was amazing! She was always there when we needed to call her or text her. She was able to answer all of our questions with no hesitation! She’s awesome!
5.0
5.0 Survey completed on September 4, 2018
Reviewed By Roy L. for Carrie Fincham
Completed transaction in August 2018
Carrie was amazing! We can not say enough good things about our experience with her and the Embrace Team.
5.0
5.0 Survey completed on September 2, 2018
Reviewed By Daniel P. for Carrie Fincham
Completed transaction in August 2018
Carrie was there for us every step of the way. When there were challenges she effortlessly saw another option. There was never any doubt that she was working with us and for our future benefit. We will definitely, without hesitation, use her in the future and have already told others about her!Carrie was there for us every step of the way. When there were challenges she effortlessly saw another option. There was never any doubt that she was working with us and for our future benefit. We will definitely, without hesitation, use her in the f ...read full review
5.0
5.0 Survey completed on August 30, 2018
Reviewed By Michael G. for Carrie Fincham
Completed transaction in August 2018
Carrie is wonderful. Her connection with her clients made what could be a very stressful experience a VERY pleasant one. While maintaining her professionalism she made us feel like we were her only clients. We would highly recommended Carrie to anyone who is looking to make a home purchase or refinancing. She’s the best!! Carrie is wonderful. Her connection with her clients made what could be a very stressful experience a VERY pleasant one. While maintaining her professionalism she made us feel like we were her only clients. We would highly recommended Carrie to anyon ...read full review
5.0
5.0 Survey completed on August 22, 2018
Reviewed By Dayna D. for Carrie Fincham
Completed transaction in August 2018
Great group of people!! Very quick in responses very straightforward and honest. They never said something they couldn’t stand by. Truly have your best interests at heart!!!
5.0
5.0 Survey completed on August 21, 2018
Reviewed By Angela S. for Carrie Fincham
Completed transaction in August 2018
Thank you
5.0
5.0 Survey completed on August 18, 2018
Reviewed By Dayna D. for Carrie Fincham
Completed transaction in August 2018
We had a complicated issue going in trying to purchase a home. We just got denied from a lender days before closing and Carrie came in and saved the day!!! Not only was able to save my loan and our home but she was also able to save us money in the end!!! Her and her team are amazing!! We had a complicated issue going in trying to purchase a home. We just got denied from a lender days before closing and Carrie came in and saved the day!!! Not only was able to save my loan and our home but she was also able to save us money in the e ...read full review
5.0
5.0 Survey completed on July 2, 2018
Reviewed By Ryan T. for Carrie Fincham
Completed transaction in June 2018
Carrie was always available and courteous throughout the process of purchasing our first home which relieved a lot of the stress.
5.0
5.0 Survey completed on June 17, 2018
Reviewed By Ronald R. for Carrie Fincham
Completed transaction in March 2018
Fast and essy service
5.0
5.0 Survey completed on June 13, 2018
Reviewed By Rachel P. for Carrie Fincham
Completed transaction in June 2018
Carrie was available, calm, confident and very understanding during my loan approval process. She always knew my loan status without having to get back to me and explained each step until she felt comfortable that I understood what was going on. What I loved the most was Carrie's ability to resolve random issues without a second thought. If she said don't worry about it she meant it! I felt like I was the only client she had.Carrie was available, calm, confident and very understanding during my loan approval process. She always knew my loan status without having to get back to me and explained each step until she felt comfortable that I understood what was going on. Wha ...read full review
5.0
5.0 Survey completed on June 5, 2018
Reviewed By Kira S. for Carrie Fincham
Completed transaction in June 2018
Carrie was phenomenal to work with, efficient, and always going the extra mile! She went above and beyond answering all of my many questions until the day of closing and was incredibly responsive through the entire process. I could not have asked for a better loan officer who was always looking out for my best interest.Carrie was phenomenal to work with, efficient, and always going the extra mile! She went above and beyond answering all of my many questions until the day of closing and was incredibly responsive through the entire process. I could not have asked for ...read full review
4.8
4.8 Survey completed on June 4, 2018
Reviewed By Benjamin W. for Carrie Fincham
Completed transaction in May 2018
She was extremely helpful throughout the my purchase of my wonderful home. I can't thank her enough.
5.0
5.0 Survey completed on May 24, 2018
Reviewed By Tammi H. for Carrie Fincham
Completed transaction in May 2018
I wouldn’t want anyone else sitting with me on my side of the table! Carrie knew what she was doing, held our hand along the way, and made the process of buying our new home as easy and painless as possible.
5.0
5.0 Survey completed on May 20, 2018
Reviewed By Marcus L. for Carrie Fincham
Completed transaction in May 2018
Wouldn’t have been happier with the level of professionalism and overall customer service! Very grateful that she was recommended by my realtor.
5.0
5.0 Survey completed on May 6, 2018
Reviewed By Misty G. for Carrie Fincham
Completed transaction in April 2018
She was a very helpful and understanding woman,and the world needs more people like Carrie
5.0
5.0 Survey completed on May 5, 2018
Reviewed By Shane L. for Carrie Fincham
Completed transaction in May 2018
Carrie is the most amazing person in the world! She worked with me for over a year to get to where I need to be
5.0
5.0 Survey completed on March 27, 2018
Reviewed By Christine M. for Carrie Fincham
Completed transaction in March 2018
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5.0
5.0 Survey completed on March 22, 2018
Reviewed By Kayme H. for Carrie Fincham
Completed transaction in March 2018
Carrie was so nice and considerate and tried her best to help us out anyway she could with our mortgage and any other questions we had. She explained everything in detail to help us better understand everything as well. Highly recommend her.
5.0
5.0 Survey completed on March 8, 2018
Reviewed By Michael W. for Carrie Fincham
Completed transaction in March 2018
Carrie was great to work with ! She was always on top of everything and answered any questions I had promptly Carrie is truly a asset to Embrace Thank you and your team Carrie !!!****^
5.0
5.0 Survey completed on January 20, 2018
Reviewed By Wendy H. for Carrie Fincham
Completed transaction in January 2018
Wonderful experience
5.0
5.0 Survey completed on January 12, 2018
Reviewed By Shaun W. for Carrie Fincham
Completed transaction in January 2018
Goes out of her way to make sure you get everything you need and want.
5.0
5.0 Survey completed on January 9, 2018
Reviewed By Jeffrey M. for Carrie Fincham
Completed transaction in December 2017
Carrie always called to keep me informed and for a first time home buyer she explained everything really well.
5.0
5.0 Survey completed on January 8, 2018
Reviewed By Mattheau G. for Carrie Fincham
Completed transaction in January 2018
very personal service, i was made to feel comfortable through out the process.
5.0
5.0 Survey completed on January 8, 2018
Reviewed By Wade R. for Carrie Fincham
Completed transaction in December 2017
Everything that Carrie has helped me with through the process was EXCELLENT. You couldn't ask for a better lender!
5.0
5.0 Survey completed on December 29, 2017
Reviewed By Ryan D. for Carrie Fincham
Completed transaction in December 2017
Carrie was awesome! Got the job done! She did an outstanding job of keeping me calm during stressful times! She kept me updated and always was ahead of the game! She gave great advice to get me where i needed to be! I would consider her my second mom throughout the entire process! Highly recommend! Fantastic job! Carrie was awesome! Got the job done! She did an outstanding job of keeping me calm during stressful times! She kept me updated and always was ahead of the game! She gave great advice to get me where i needed to be! I would consider her my second mom ...read full review
5.0
5.0 Survey completed on December 22, 2017
Reviewed By Chandi T. for Carrie Fincham
Completed transaction in December 2017
Carrie made sure I understood everything step by step. She was a great help
4.7
4.7 Survey completed on December 20, 2017
Reviewed By Kimberly G. for Carrie Fincham
Completed transaction in December 2017
Good experience, was able to push closing up a few days too.
5.0
5.0 Survey completed on November 21, 2017
Reviewed By LeeQuinn L. for Carrie Fincham
Completed transaction in November 2017
Carrie made this process very comfortable for me BEING THAT I'M A FIRST TIME HOMEBUYER. Whenever I needed her or had many question about certain things, she responded back very quickly no matter what time of day. Carrie was Awesome to work with. EXCELLENT CUSTOMER SERVICE!!! THANK YOU AGAIN FOR MAKING MY DREAMS COME TRUE! :)Carrie made this process very comfortable for me BEING THAT I'M A FIRST TIME HOMEBUYER. Whenever I needed her or had many question about certain things, she responded back very quickly no matter what time of day. Carrie was Awesome to work with. EXCE ...read full review
5.0
5.0 Survey completed on November 5, 2017
Reviewed By Dominik G. for Carrie Fincham
Completed transaction in October 2017
Carrie is a very knowledgeable , professional, and easy to work with loan officer.
5.0
5.0 Survey completed on October 25, 2017
Reviewed By Christian L. for Carrie Fincham
Completed transaction in October 2017
She's super fast and honest. I have gotten two home loans through her she is the best!
5.0
5.0 Survey completed on October 21, 2017
Reviewed By Abdul R. for Carrie Fincham
Completed transaction in October 2017
Quick, timely and to the point loan approval
5.0
5.0 Survey completed on October 18, 2017
Reviewed By Sharon M. for Carrie Fincham
Completed transaction in October 2017
She kept me updated and made the ease of buying a house less stressful
5.0
5.0 Survey completed on October 5, 2017
Reviewed By Catherine H. for Carrie Fincham
Completed transaction in October 2017
Carrie's level of professionalism yet understanding was amazing! She helped me through the scariest parts of home buying with ease and was always available to answer questions.
5.0
5.0 Survey completed on October 3, 2017
Reviewed By Michelle F. for Carrie Fincham
Completed transaction in September 2017
Buying a home is an exciting but stressful experience. Carrie was there for not only professional support and knowledge, but I feel as if I made a friend for life! No matter the time of day or night Carrie would answer to any concern or question we had. She is the meaning of awesomeness and is soo great at what she does! Everything went quick and smoothly and we were even able to close early! Carrie and her team at Embrace loans can make your home needs and wants come true! Thank you! Buying a home is an exciting but stressful experience. Carrie was there for not only professional support and knowledge, but I feel as if I made a friend for life! No matter the time of day or night Carrie would answer to any concern or question we h ...read full review
5.0
5.0 Survey completed on September 29, 2017
Reviewed By Cody D. for Carrie Fincham
Completed transaction in September 2017
The best, hands down!
5.0
5.0 Survey completed on September 12, 2017
Reviewed By Wade S. for Carrie Fincham
Completed transaction in September 2017
We were first time homebuyers without a clue on how the process worked. She was very informative and very responsive to all of our questions, whether on the phone, text, or email. She kept the process moving quickly and made us feel like a priority. We will definitely recommend her in the future!!We were first time homebuyers without a clue on how the process worked. She was very informative and very responsive to all of our questions, whether on the phone, text, or email. She kept the process moving quickly and made us feel like a priority. ...read full review
5.0
5.0 Survey completed on September 12, 2017
Reviewed By Jace B. for Carrie Fincham
Completed transaction in September 2017
Carrie did a great job and was so much help when we were going through the loan process.
5.0
5.0 Survey completed on September 8, 2017
Reviewed By Kevin T. for Carrie Fincham
Completed transaction in September 2017
Carrie was amazing. She was there with us every step of the way!
5.0
5.0 Survey completed on July 16, 2017
Reviewed By Justin A. for Carrie Fincham
Completed transaction in July 2017
Our over all experience couldn't have been better. we always felt like we were number one and any questionswe had were answered in mins no matter what time. We were in our house in 30 days and the process couldn'thave been more painless thinks to her.Our over all experience couldn't have been better. we always felt like we were number one and any questionswe had were answered in mins no matter what time. We were in our house in 30 days and the process couldn'thave been more painless thinks to he ...read full review
5.0
5.0 Survey completed on July 16, 2017
Reviewed By Katherine W. for Carrie Fincham
Completed transaction in June 2017
Carrie was extremely knowlegable, professional, and always had our best interest at the forefront of her mind. She went above and beyond the scope of her job description to make sure my husband and I were able to make the most informed decisions at every turn. Carrie made herself available to answer our questions and respond to concerns in a way that never left us wondering whether we were a priority. We knew!Carrie was extremely knowlegable, professional, and always had our best interest at the forefront of her mind. She went above and beyond the scope of her job description to make sure my husband and I were able to make the most informed decisions at e ...read full review
5.0
5.0 Survey completed on June 28, 2017
Reviewed By Homer G. for Carrie Fincham
Completed transaction in May 2017
Carrie was great thru the whole process!
5.0
5.0 Survey completed on April 16, 2017
Reviewed By Levi for Carrie Fincham
Completed transaction in April 2017
I'm only giving five stars because that is the highest that I am allowed to put. Carrie was beyond amazing and went above and beyond to help us in every way imaginable. She is friendly, personable, and so very knowledgeable. If I ever purchase another home, Carrie is my go to person!I'm only giving five stars because that is the highest that I am allowed to put. Carrie was beyond amazing and went above and beyond to help us in every way imaginable. She is friendly, personable, and so very knowledgeable. If I ever purchase anothe ...read full review
5.0
5.0 Survey completed on December 9, 2016
Reviewed By Joel for Carrie Fincham
Completed transaction in December 2016
Carrie was awesome throughout my whole buying process. She does a great job and was always available to answer any questions I had. She explains every step of the progress very well, especially for a first time home buyer like myself. Overall, did was great and I would recommend her to any of my friends or family!Carrie was awesome throughout my whole buying process. She does a great job and was always available to answer any questions I had. She explains every step of the progress very well, especially for a first time home buyer like myself. Overall, did wa ...read full review
5.0
5.0 Survey completed on October 9, 2016
Reviewed By Pat for Carrie Fincham
Completed transaction in October 2016
I would recommend her to anyone, who needed to do a home loan. She was very caring and considerate of my situation. She came to me, while I was unable to get around and do things for myself. She met with me and my daughter and made it so easy for us to fill out the paper work. I was able to buy my first home with in a 3 week period. I have never been more please and excited than I have been with her. Carrie Fincham, Thank you for being you. It was a pleasure and I look forward to seeing you again at a later date.I would recommend her to anyone, who needed to do a home loan. She was very caring and considerate of my situation. She came to me, while I was unable to get around and do things for myself. She met with me and my daughter and made it so easy for ...read full review
5.0
5.0 Survey completed on July 23, 2016
Reviewed By Catherine for Carrie Fincham
Completed transaction in July 2016
Carrie is awesome! I would highly recommend her to anyone. She worked really hard to get a faster closing because of my situation I was in. She kept me updated with what was going on and was just very great to work with. I am very thankful to have gotten the opportunity to have her as my loan officer.Carrie is awesome! I would highly recommend her to anyone. She worked really hard to get a faster closing because of my situation I was in. She kept me updated with what was going on and was just very great to work with. I am very thankful to have go ...read full review
5.0
5.0 Survey completed on July 8, 2016
Reviewed By Niki S for Carrie Fincham
Completed transaction in July 2016
Carrie was ALWAYS available whenever I needed help with something or even with general, silly questions. She always went out of her way to make sure I understood everything throughout the loan process and she even drove almost 2 hours to my job to sign paperwork because my work schedule is always hectic. She's super sweet and extremely knowledgeable. Whenever hiccups arose with my loan, she always worked her butt off to make sure we overcame any obstacle. Being a first time homebuyer, she was extremely helpful and made me feel at ease with the whole process. I love Carrie!Carrie was ALWAYS available whenever I needed help with something or even with general, silly questions. She always went out of her way to make sure I understood everything throughout the loan process and she even drove almost 2 hours to my job to s ...read full review
5.0
5.0 Survey completed on June 21, 2016
Reviewed By shaun for Carrie Fincham
Completed transaction in June 2016
Very helpful in every way. Did not give up on us and got us approved even with all the difficulties she had to go through.
5.0
5.0 Survey completed on June 9, 2016
Reviewed By tina for Carrie Fincham
Completed transaction in June 2016
Perfect!

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