Doesn’t it seem like the first step in accomplishing almost anything is always the hardest? That common paralysis happens to people all the time in a variety of circumstances, especially when decisions can be life-changing.

One of those big events under the “life-changing” category? Buying or refinancing a home — something Embrace has a lot of experience navigating.

The first step toward getting a mortgage is pre-qualifying.

A mortgage pre-qualification is basically an estimate of how much you can afford to borrow for a mortgage. It’s a great way to begin the house hunting or refinancing process because it helps you understand your price range or if refinancing could be right for you.

In the past, potential borrowers would get pre-qualified by calling a lender and supplying information, or filling out a form on a website. But we knew there had to be a better, faster way. Especially because that’s what our borrowers have been asking for.

Whether you’re buying a new home or refinancing, pre-qualifying has never been easier with Embrace. Now, potential borrowers can find out if they pre-qualify for a loan by sending a text message and following a few simple steps. In fact, you don’t even have to talk to a mortgage professional in the pre-qualification stage if you don’t want to — and getting pre-qualified with Embrace only takes seconds.

Pre-Qualifying with Embrace: Change the Way You Live with One Text

Embrace is the first mortgage lender to offer text pre-qualification. And don’t worry — finding out if you’re pre-qualified won’t affect your credit score at all.

Here’s how easy it is to find out if you pre-qualify for a loan:

  • Text QUALIFY to 22722
  • You’ll get a text right back from us with a link
  • Click the link and fill out a couple lines of info
  • You’ll find out in seconds if you’re pre-qualified

Simple as that!

Technology has done so much to improve the mortgage process and Embrace is happy to be doing its part with this new text to pre-qualify option.

When was the last time you were able to change the way you live with one text? Go ahead, give it a try.

Did you get pre-qualified via text and have questions? Contact an Embrace mortgage specialist and learn about what happens next.