VA

The VA Loan Perk You’ve Probably Never Heard of

If you're a US military service member or veteran, then you're likely aware of VA loans — as well as the perks they offer for qualified homebuyers. With no down payments and capped closing costs, they're often the most affordable mortgage on the block. But these aren't the only advantages a VA loan comes [...]

By |2019-11-11T11:19:34-05:00November 11th, 2019|Categories: Veterans|Tags: , , |

Buying a House with Bad Credit: Can It Be Done?

Your credit score plays a huge role in your ability to get to mortgage — not to mention how easy the process is and what interest rates you'll qualify for. Are you worried your credit isn't good enough? You're not alone. Many would-be homeowners fear their credit scores will mean sky-high rates and massive down [...]

By |2019-06-12T09:33:17-04:00June 12th, 2019|Categories: Mortgage, Purchase|Tags: , , , , , , , |

Beyond Success Story #12: VA Loan Falls Through After Short Sale

During our 35 years in business, we’ve learned that it’s impossible for every potential borrower to have a near-perfect credit score, steady W2 income, and zero past events (like a bankruptcy or foreclosure). As a real estate agent, you’ve undoubtedly learned the same — but that certainly doesn’t make your job any easier sometimes. Especially [...]

By |2019-04-08T16:49:53-04:00March 3rd, 2019|Categories: Beyond, Real Estate Agents|Tags: , |

Can a Surviving Spouse Get a VA Loan?

VA loans — or loans backed by the U.S. Department of Veteran Affairs — are traditionally reserved for veterans or current active military members. But surviving spouses who have lost their military-employed husband or wife can also potentially qualify, too. It’s likely welcome news for these widows and widowers, as VA loans come with [...]

By |2019-08-22T11:03:13-04:00February 21st, 2019|Categories: Mortgage, Veterans|Tags: , , , |

What Is a VA Loan and Who Qualifies for the Program?

The United States federal government thanks its servicemen and servicewomen in many different ways throughout their lives. From health care, insurance, education, and jobs, the government tries to provide constant resources for its military members — even long after their service is completed. Another area in which the federal government provides assistance to active duty [...]

By |2019-04-08T16:53:53-04:00February 2nd, 2019|Categories: Veterans|Tags: , , , |

2019 FHA and VA County Loan Limits

If you've been paying any attention to the real estate market this past year, you know that inventory was low and home prices steadily increased due to the demand. As of November 2018, the median existing-home price for all housing types was $257,700 — that's up 4.2% from November 2017 and marks the 81st [...]

By |2019-10-31T16:40:47-04:00December 21st, 2018|Categories: Mortgage, Purchase|Tags: , , |

What Is a VA Loan?

The U.S. economy was booming as World War II was coming to an end. One of the longest periods of growth, one that would see the development of a vibrant middle-class, was just beginning. In an effort to both thank and reward the men, women, and surviving spouses who sacrificed everything to defeat fascism, Congress [...]

By |2018-10-18T10:51:08-04:00October 18th, 2018|Categories: Veterans|Tags: , , |

Can You Get a VA Loan More Than Once?

If you’re active in the U.S. military, a veteran, or the surviving spouse, you have the opportunity and added benefit of purchasing a home or refinancing an existing mortgage through the VA Home Loan Program. It’s not uncommon for elderly veterans to be unaware of the benefits available to them. And, of those who are [...]

By |2018-08-20T10:23:28-04:00August 20th, 2018|Categories: Veterans|Tags: , , |