What to Tell Millennial Homebuyers Who Are Taking Their Time

There are indications that some millennials might be singing that Rolling Stones chorus —"Tiiiiiiiiiime is on my side. Yes it is."— when considering homeownership. Rates, home prices, and a lack of inventory have prompted this generation to take their time. (While seemingly defying time, the septuagenarian rockers are teasing new U.S. concert dates.) Trying to [...]

By |2018-11-08T10:41:21+00:00November 9th, 2018|Categories: Mortgage, Real Estate Agents|Tags: |

A Yale Economist’s View on the Current Housing Market

Placid by definition means "not easily upset or excited." It's not a bad adjective for the housing and mortgage market — especially when being used by a Noble Prize-winning economist who helped create what some consider to be the foremost index for tracking home prices around the country. Placid is something we will take, considering [...]

By |2018-11-01T15:53:24+00:00November 2nd, 2018|Categories: Mortgage, Real Estate Agents|Tags: |

Something to Keep in Your Back Pocket for 2019

According to the Mortgage Bankers Association, next year is going to look very similar to this year as far as origination volume goes. Purchase originations are likely to increase slightly each of the next few years — even as potential homebuyers continue to deal with limited inventory and rising rates. Millennials are likely to drive [...]

By |2018-10-19T14:57:43+00:00October 19th, 2018|Categories: Mortgage|Tags: |

The Politics of Homeownership

Disclaimer: This is not some maniacal foray into politics. It is a both sides perspective about where we are — and the impact it may have on the way people think and behave. Today it's not uncommon to hear that America is a nation divided; that we are broken. This notion weighs on the American [...]

By |2018-10-04T10:29:27+00:00October 5th, 2018|Categories: Mortgage, Real Estate Agents|Tags: |

New Season, New Marketplace?

As we roll up on the first day of fall 2018, it's a good time to take a look at where we are in the real estate and mortgage marketplaces. Where are we? And where are we going? For the past several years it has pretty much been just going through the motions. Sure, technology [...]

By |2018-09-21T10:43:17+00:00September 21st, 2018|Categories: Mortgage, Real Estate Agents|Tags: |

You’re the Best — but Are Your Mortgage Partners, Too?

Best. We are all constantly peppered with "best" lists. Best places to live, work, and play are pretty common. Maybe even "best" mortgage company. Embrace has an atrium full of what we consider well-earned "best" award banners. All of those "best" lists can be somewhat subjective — but that is fine with us. The objective [...]

By |2018-09-12T16:08:11+00:00September 14th, 2018|Categories: Mortgage, Real Estate Agents|Tags: |

The Online Mortgage Process Balancing Act

What if George Jetson, his boy Elroy, daughter Judy, and Jane his wife were looking for a mortgage? (Forget about the fact that their home wasn't really attached to any actual real estate or that they supposedly live in this futuristic utopia where mortgage difficulty shouldn't exist. Nothing's perfect.) In the process of getting a [...]

By |2018-08-23T12:41:09+00:00August 24th, 2018|Categories: Mortgage, Real Estate Agents|Tags: |

Zillow Forgot One Important Thing About Mortgage Lending

Zillow announced it was entering the mortgage business. That came shortly after they announced they were getting into buying and selling houses. Investors looked at the plan and Zillow stock tanked. Why? Mortgage lending can be lucrative, but in order to succeed, it needs to be done correctly. You need to invest time and energy [...]

By |2018-08-16T15:30:43+00:00August 17th, 2018|Categories: Mortgage, Real Estate Agents|Tags: |

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