refinance

How the Debt Snowball Method Works

When it comes to credit card debt, over-extending oneself can happen to anyone. One reason many find themselves in a downward debt spiral is that in attempting to dig themselves out, they only make things worse. Do you pay the minimum balance month after month, convinced you'll catch up "eventually"? Are you transferring credit card [...]

By |2019-02-25T11:12:31-04:00February 25th, 2019|Categories: Financial, Refinance|Tags: , , , |

What to Do if You Inherit a House

There’s no doubt about it: a home isn’t the easiest thing to come into. Do you sell it and cash in right away? Do you move in? Do you wait around for the market to improve and its value to rise? There are lots of options when you’ve inherited a home — and it’s certainly [...]

By |2019-02-08T13:25:17-04:00February 11th, 2019|Categories: Advice|Tags: , , |

When Is It Best to Refinance Your Mortgage?

Lives can change in a short amount of time. It's possible the situation you are in today could be drastically different than the situation you found yourself in just five years ago. Maybe five years ago, you were fresh out of college, starting your career, single, and purchased your first home. Maybe today, you're married [...]

By |2019-01-24T10:18:30-04:00January 12th, 2019|Categories: Refinance|Tags: , |

Everything You Need to Know About a Cash-Out Refinance

A cash-out refinance is a way for you to pull money out of the equity you have in your house. This new mortgage replaces your existing mortgage with an amount that's higher than what you presently owe. The difference between the two is cash that comes to you, minus closing costs. Many homeowners use this [...]

By |2018-11-23T10:00:06-04:00November 24th, 2018|Categories: Refinance|Tags: , , , |

The Future of Pre-Qualifying for a Mortgage — It’s Now in One Text

Doesn’t it seem like the first step in accomplishing almost anything is always the hardest? That common paralysis happens to people all the time in a variety of circumstances, especially when decisions can be life-changing. One of those big events under the “life-changing” category? Buying or refinancing a home — something Embrace has a lot [...]

By |2018-11-16T11:47:14-04:00November 16th, 2018|Categories: Company, Purchase, Refinance, Technology|Tags: , , , , , , , , |

5 Smart Ways to Use Cash-Out Refinance Money

Cash-out refinances are a great way to access money easily and quickly. The strategy essentially replaces your existing mortgage with a new loan — one that’s bigger, pays off your old one, and gives you cash based on the equity you have in the home. (If you’ve lived there a while, that could be a [...]

By |2018-10-29T10:07:33-04:00October 29th, 2018|Categories: Financial, Refinance|Tags: , , , , , |

How Soon Can I Refinance After Buying a Home?

In "The Pros and Cons of Refinancing," we took a look at the benefits of refinancing and examined the potential costs. When it comes to determining the right time for that first refinance, here are the conditions to you’ll want to consider: Type of mortgage – If you have an adjustable rate mortgage with a 5, [...]

By |2018-10-15T15:31:57-04:00October 16th, 2018|Categories: Refinance|Tags: , , |

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