How to Tell If You Need to Lower Your Monthly Bill Payments

For most of us, our mortgage payment is the biggest monthly bill we pay. The best part of that payment is that it builds equity that can be used to improve your financial situation. It's what separates your mortgage payment from a car loan and credit card bills. So, when those monthly bills begin to [...]

By | 2018-05-15T09:46:53+00:00 May 15th, 2018|Categories: Financial, Refinance|Tags: , |

The Best Ways to Consolidate Your Debt

Whether your credit card balances have gotten out of hand or you’re just tired of tracking 15 different bills and payments every month, debt consolidation can be a great option—saving you both money and hassle over the long term. Put simply, debt consolidation allows you to roll all of your debts (everything from medical bills [...]

By | 2018-05-07T12:30:08+00:00 April 30th, 2018|Categories: Financial, Refinance, Uncategorized|Tags: , , |

Refinance Options for Military Personnel

A VA refinance loan can be a great option for qualified veterans, military personnel, and their spouses. Whether you're looking to refinance for a lower interest rate, a shorter payment term, or to take cash out, as a veteran you have a number of options to lower monthly payments, consolidate debt, or find the cash [...]

By | 2018-03-27T12:30:04+00:00 March 29th, 2018|Categories: Refinance, Veterans|Tags: , , |

What Does a “Cash Out” Refinance Mean?

A homeowner may choose to refinance their mortgage for a number of reasons, including to: Obtain a lower interest rate, lower their monthly payment, and save over the life of the loan Switch from an adjustable rate mortgage to a fixed rate mortgage to avoid rate increases Consolidate debt (like credit cards or auto loans) [...]

By | 2018-03-23T13:18:55+00:00 March 27th, 2018|Categories: Mortgage, Refinance|Tags: , |

Home Mortgage Refinance: What Are My Options?

For the past 25 years, declining interest rate refinancing has been an ideal way for homeowners to access the equity in their homes. As rates went down, homeowners were able to refinance to consolidate high interest credit cards, auto loans, and other debt—lowering monthly payments and improving their cashflow. Homeowners took advantage of cash out [...]

By | 2018-03-07T15:23:49+00:00 March 12th, 2018|Categories: Refinance|Tags: , , , , |

March into a New Mortgage Today

Do you want to finish 2018 with fewer monthly expenses and more cash in your pockets? Then you might want to consider a mortgage refinance—and soon. If you’ve owned your home for a few years or more, you’re likely paying more than you need to for your mortgage. Today’s mortgage rates are at historical lows, [...]

By | 2018-03-01T11:19:56+00:00 March 5th, 2018|Categories: Mortgage, Refinance|Tags: , , |

Fast Facts About the Housing Market: January 2018

At the end of 2017, we were able to look at the past year and see that existing-home sales were up 1.1% from 2016—and it was the best year for sales since 2006. January 2018 looked a little bit different, though. Existing-home sales are 4.8% below levels from a year ago and are at the [...]

By | 2018-02-27T14:31:48+00:00 February 28th, 2018|Categories: Advice, Mortgage|Tags: , , , , , |

Fast Facts About the Housing Market: December 2017

Now that we're almost a full month into 2018, we can look back at the end of 2017 and get some perspective on the year. Overall, 2017 was a great one for existing-home sales. It was up 1.1% from last year and was the best year for sales since 2006. One interesting part of the [...]

By | 2018-01-30T11:52:58+00:00 January 31st, 2018|Categories: Advice, Mortgage|Tags: , , , , , |

4 Ways to Make a Dent in Your Debt—in a Big Way

When you have lots of debt, it’s easy to feel like there’s no way out---no light at the end of the tunnel. Late on payments and overwhelmed with loans and credit card balances, it can seem like things are spiraling out of control quickly and the only option you have is to run fast or file [...]

By | 2018-01-18T12:20:04+00:00 January 22nd, 2018|Categories: Budget|Tags: , , |

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