refinance

The Future of Pre-Qualifying for a Mortgage — It’s Now in One Text

Doesn’t it seem like the first step in accomplishing almost anything is always the hardest? That common paralysis happens to people all the time in a variety of circumstances, especially when decisions can be life-changing. One of those big events under the “life-changing” category? Buying or refinancing a home — something Embrace has a lot [...]

By |2018-11-16T11:47:14+00:00November 16th, 2018|Categories: Company, Purchase, Refinance, Technology|Tags: , , , , , , , , |

5 Smart Ways to Use Cash-Out Refinance Money

Cash-out refinances are a great way to access money easily and quickly. The strategy essentially replaces your existing mortgage with a new loan — one that’s bigger, pays off your old one, and gives you cash based on the equity you have in the home. (If you’ve lived there a while, that could be a [...]

By |2018-10-29T10:07:33+00:00October 29th, 2018|Categories: Financial, Refinance|Tags: , , , , , |

How Soon Can I Refinance After Buying a Home?

In "The Pros and Cons of Refinancing," we took a look at the benefits of refinancing and examined the potential costs. When it comes to determining the right time for that first refinance, here are the conditions to you’ll want to consider: Type of mortgage – If you have an adjustable rate mortgage with a 5, [...]

By |2018-10-15T15:31:57+00:00October 16th, 2018|Categories: Refinance|Tags: , , |

6 Tips for Growing Your Small Business — And How to Cover the Costs

Rome wasn’t built in a day — and a small business? That’s much the same. It takes time, dedication, and the right resources to grow that little idea into a popular, profitable business, but it is possible. Are you treading water and unsure of how to take your business to new heights? Just don’t have [...]

By |2018-10-04T10:52:22+00:00October 4th, 2018|Categories: Refinance|Tags: , , , , |

The Pros and Cons of Refinancing Your Mortgage

When interest rates were in a free-fall during the Great Recession, refinancing was a no-brainer. Now, with rates on the rise, deciding whether to refinance requires a bit more thought. This is not to say there aren’t still many good reasons to refinance your mortgage. You just want to be sure you’re clear about your [...]

By |2018-09-27T09:37:33+00:00September 26th, 2018|Categories: Refinance|Tags: , , |

How Often Can You Refinance Your Home?

Refinancing your mortgage is a great way to consolidate debt or get cash to make home improvements. A homeowner in their early 50s could refinance to shorten the term of their mortgage. This could help them pay it off before they retire to eliminate the monthly payment. A first-time homeowner might refinance to switch from [...]

By |2018-09-17T11:21:59+00:00September 17th, 2018|Categories: Refinance|Tags: , , , |

What It Means to “Refinance” a Mortgage (Minus Confusing Industry Jargon)

You own a home, you have a mortgage and you know that, after some time, you’re supposed to consider refinancing that mortgage. At least that’s what friends and neighbors are doing. But what exactly does it mean to refinance? And why should you do it? You’d be hard-pressed to find a clear-cut answer to those [...]

By |2018-08-14T09:31:58+00:00August 14th, 2018|Categories: Refinance|Tags: , , |

Fast Facts About the Housing Market: June 2018

In June, the National Association of Realtors saw the median existing-home price for all housing types hit a new all-time high. Sales, however, continued to decline — they're down 2.2% from a year ago. This discrepancy between prices and sales is a clear reminder that we're in the midst of an inventory shortage and affordability [...]

By |2018-08-08T15:20:08+00:00August 10th, 2018|Categories: Advice, Loan Officers, Mortgage, Real Estate Agents|Tags: , , , , , |

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