mortgage

The Repercussions of a Mortgage Not Closing on Time

Signing a purchase agreement for a home is an exciting day for both buyers and sellers. After possibly months of searching for the perfect home, buyers can breathe that first sigh of relief knowing what home they're going to buy, at what price, and on what date. It's the first time buyers can start to [...]

By |2019-04-08T16:50:22-04:00February 9th, 2019|Categories: Mortgage, Purchase|Tags: , , |

What to Do About Your Mortgage When You’re Getting Divorced

Divorce is never easy. Even for those couples with the best intentions, the division of property can become contentious. For couples who have a mortgage and are trying to decide what to do about the house, here are some options to consider. Sell the Marital Home If neither you or your spouse can afford to [...]

By |2019-04-08T16:54:01-04:00January 24th, 2019|Categories: Misc, Refinance|Tags: , , |

The Truth About “Mattress Money” and Mortgage Applications

Do you have savings, but they're not stowed away in a bank, credit union, or another type of financial institution? Then you might want to reconsider that move — especially if buying a home is on your radar. You see, even with thousands saved, "mattress money" won't help you much when applying for a mortgage [...]

By |2019-04-08T16:54:15-04:00January 14th, 2019|Categories: Financial, Mortgage|Tags: , , , |

5 Things You Need to Know About Getting a Second Mortgage

Have you ever considered getting a second mortgage? If so, it's important to answer the following questions: What is a second mortgage? What are the benefits of getting a second mortgage? What are the drawbacks of getting a second mortgage? Why do people obtain a second mortgage? In this article, we'll answer all of these [...]

By |2018-11-16T09:56:01-04:00November 18th, 2018|Categories: Mortgage, Purchase|Tags: , |

The Future of Pre-Qualifying for a Mortgage — It’s Now in One Text

Doesn’t it seem like the first step in accomplishing almost anything is always the hardest? That common paralysis happens to people all the time in a variety of circumstances, especially when decisions can be life-changing. One of those big events under the “life-changing” category? Buying or refinancing a home — something Embrace has a lot [...]

By |2018-11-16T11:47:14-04:00November 16th, 2018|Categories: Company, Purchase, Refinance, Technology|Tags: , , , , , , , , |

Why Is My Mortgage Payment Changing?

Your mortgage payment is typically consistent for a period of time. Due to a number of factors, though, that consistency can't last forever. In fact, for most homeowners, their mortgage payment changes several times over the course of the loan term. You might get lucky, and that could translate to a lower payment and less [...]

By |2018-10-23T12:17:09-04:00October 23rd, 2018|Categories: Mortgage, Purchase|Tags: , |

How to Get Pre-Approved For Your Home Loan

Perhaps one of the most important things you can do to improve your chances of obtaining your dream home is filing for pre-approval. Getting pre-approved for your home loan communicates a level of credit and financial worthiness in shopping for a home. While pre-approval doesn't guarantee the success of your loan application, is certainly helps [...]

By |2018-11-18T23:53:26-04:00October 19th, 2018|Categories: Mortgage, Purchase|Tags: , , , |

How Soon Can I Refinance After Buying a Home?

In "The Pros and Cons of Refinancing," we took a look at the benefits of refinancing and examined the potential costs. When it comes to determining the right time for that first refinance, here are the conditions to you’ll want to consider: Type of mortgage – If you have an adjustable rate mortgage with a 5, [...]

By |2018-10-15T15:31:57-04:00October 16th, 2018|Categories: Refinance|Tags: , , |

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