How Much Mortgage Can You Afford If You’re Self-Employed?

Estimating how much of a mortgage you might qualify for is a relatively easy process with online mortgage affordability calculators. You simply plug in your income and debt obligations and, poof, the calculator will spit out an estimate of how much of a loan your mortgage company might extend to you. Finance calculators aren't sure-fire, [...]

By |2019-04-08T16:54:09-05:00January 19th, 2019|Categories: Mortgage|Tags: , , , |

Self-Employed Doesn’t Have to Mean Unqualified When It Comes to Getting a Mortgage

Not all people work a typical job. Not everyone works for an outside employer who cuts them a paycheck on a regular basis and provides them with a W2 at the end of the year for tax reporting purposes. Some people chase the American dream by being self-employed. Whether they own a business in [...]

By |2019-09-26T14:11:03-05:00December 22nd, 2018|Categories: Mortgage|Tags: , , |

Need to Pay for College Post-Bankruptcy? Here Are Your Options

Have a child who’s graduating from high school this year? They’re likely not waiting another decade to attend college. They’re going soon — and they need you to help pay for it. Unfortunately, if you're trying to pay for college after bankruptcy, that’s easier said than done. Bankruptcies stay on your credit for at least [...]

By |2018-11-19T02:21:32-05:00September 25th, 2018|Categories: Advice, Financial|Tags: , , , |

Creating a Killer Workspace: A Newbie Freelancer’s Key to Success

Striking out on your own as a freelancer is exciting. It’s freeing. It’s also a little scary. Sure, you’re away from the confines of the "boring" 9-to-5, the endless commutes, and the micro-managers, but you’re also in charge now. Only you can make or break your business! That’s why having a solid, dedicated workspace is [...]

By |2018-11-14T05:16:45-05:00September 4th, 2018|Categories: Home|Tags: , , , |

Can I Get a Mortgage If I’m Self Employed?

Home buying has been notoriously difficult for the self-employed. For decades, freelancers, contractors, and small business owners have had a less-than-easy time getting a mortgage, facing higher rates, a more laborious application process and, in many cases, outright denial. Fortunately, those days seem to be behind us. With the rise of the gig economy and [...]

By |2018-11-14T03:48:23-05:00July 19th, 2018|Categories: Mortgage|Tags: , , |