debt

Our 4 Favorite Printable Budget Worksheets

Managing your money can be difficult. You’ve got bills to pay, income to track, and countless other expenses you need to cover throughout the year, all while saving for retirement (and a rainy day).  Though there are apps and online budget tools that can help here, sometimes it’s just best to go back to [...]

By |2019-09-19T11:33:15-05:00September 19th, 2019|Categories: Budget, Financial|Tags: , , |

How the Debt Snowball Method Works

When it comes to credit card debt, over-extending oneself can happen to anyone. One reason many find themselves in a downward debt spiral is that in attempting to dig themselves out, they only make things worse. Do you pay the minimum balance month after month, convinced you'll catch up "eventually"? Are you transferring credit [...]

By |2019-08-26T23:56:20-05:00February 25th, 2019|Categories: Financial, Refinance|Tags: , , , |

Buying a Home When You Have Student Loan Debt

With record levels of student loan debt, today’s younger generations are struggling financially. They can’t save as much as they’d like, they’re saddled with years upon years of repayment, and, what’s worse, they’re dealing with ever-rising home prices that make things even harder. So how are these up-and-comers supposed to become homeowners? How can they [...]

By |2018-11-28T11:04:48-05:00November 28th, 2018|Categories: Purchase|Tags: , , , |

5 Smart Ways to Use Cash-Out Refinance Money

Cash-out refinances are a great way to access money easily and quickly. The strategy essentially replaces your existing mortgage with a new loan — one that’s bigger, pays off your old one, and gives you cash based on the equity you have in the home. (If you’ve lived there a while, that could be [...]

By |2019-08-18T19:07:31-05:00October 29th, 2018|Categories: Financial, Refinance|Tags: , , , , , |

The Best Ways to Consolidate Your Debt

Whether your credit card balances have gotten out of hand or you’re just tired of tracking 15 different bills and payments every month, debt consolidation can be a great option—saving you both money and hassle over the long term. Put simply, debt consolidation allows you to roll all of your debts (everything from medical bills [...]

By |2018-11-20T13:21:21-05:00April 30th, 2018|Categories: Financial, Refinance, Uncategorized|Tags: , , |

Easy Ways to Improve Your Credit—FAST

Your credit score is an important factor in securing a mortgage, but having a low credit score today doesn't mean you will never be able to buy a home. Many people who have recovered from financial setbacks or bankruptcy have gone on to become homeowners in good standing. You can't raise your credit score overnight, [...]

By |2018-08-09T02:44:59-05:00March 25th, 2018|Categories: Financial|Tags: , , |