cash out

When Is It Best to Refinance Your Mortgage?

Lives can change in a short amount of time. It's possible the situation you are in today could be drastically different than the situation you found yourself in just five years ago. Maybe five years ago, you were fresh out of college, starting your career, single, and purchased your first home. Maybe today, you're married [...]

By |2019-01-11T14:59:18+00:00January 12th, 2019|Categories: Refinance|Tags: , |

Everything You Need to Know About a Cash-Out Refinance

A cash-out refinance is a way for you to pull money out of the equity you have in your house. This new mortgage replaces your existing mortgage with an amount that's higher than what you presently owe. The difference between the two is cash that comes to you, minus closing costs. Many homeowners use this [...]

By |2018-11-23T10:00:06+00:00November 24th, 2018|Categories: Refinance|Tags: , , , |

Prep for the Seasonal Shift: Your November Home To-Do List

Somehow, it’s already November 1st, and the holidays, winter, and even the New Year are almost upon us. Have you started prepping your home? With colder weather coming in — not to mention those in-laws and out-of-town guests — the time is now to start preparing your house for the winter season. Here’s what should [...]

By |2018-11-01T09:35:54+00:00November 1st, 2018|Categories: Maintenance|Tags: , , , |

5 Smart Ways to Use Cash-Out Refinance Money

Cash-out refinances are a great way to access money easily and quickly. The strategy essentially replaces your existing mortgage with a new loan — one that’s bigger, pays off your old one, and gives you cash based on the equity you have in the home. (If you’ve lived there a while, that could be a [...]

By |2018-10-29T10:07:33+00:00October 29th, 2018|Categories: Financial, Refinance|Tags: , , , , , |

Managing Debt as a Small Business Owner — And an Easy Way to Consolidate it All

When you own a small business, it can be easy to let your debt get out of hand. Purchasing inventory, paying your employees, and stocking your office or facility with the necessary supplies can all get costly — and when cash flow is irregular, you’re often forced to put those charges on high-interest credit cards [...]

By |2018-10-09T11:54:25+00:00October 9th, 2018|Categories: Refinance|Tags: , , , |

6 Tips for Growing Your Small Business — And How to Cover the Costs

Rome wasn’t built in a day — and a small business? That’s much the same. It takes time, dedication, and the right resources to grow that little idea into a popular, profitable business, but it is possible. Are you treading water and unsure of how to take your business to new heights? Just don’t have [...]

By |2018-10-04T10:52:22+00:00October 4th, 2018|Categories: Refinance|Tags: , , , , |

How Often Can You Refinance Your Home?

Refinancing your mortgage is a great way to consolidate debt or get cash to make home improvements. A homeowner in their early 50s could refinance to shorten the term of their mortgage. This could help them pay it off before they retire to eliminate the monthly payment. A first-time homeowner might refinance to switch from [...]

By |2018-09-17T11:21:59+00:00September 17th, 2018|Categories: Refinance|Tags: , , , |

Frustrated by Lack of Affordable Homes? Consider a Major Renovation

Let’s face it: housing supply is limited right now. Even if you wanted to move on to bigger, greener pastures, you might have a hard time finding the right property — at least at a price you can afford. Fortunately, picking up and moving on isn’t the only option if you’ve grown tired of your current [...]

By |2018-09-05T10:31:19+00:00September 5th, 2018|Categories: Home, Refinance|Tags: , , , |

Can It Ever Make Sense to Refinance at a Higher Rate?

Most homeowners assume that if they’re going to refinance, it needs to be at a lower rate than they’re currently paying. But in reality, rates fluctuate often — and financial situations change just as much. In many cases, refinancing is the best (or only) option, even if it means paying slightly more in interest for [...]

By |2018-07-23T09:56:35+00:00July 23rd, 2018|Categories: Refinance|Tags: , , , |

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