There are two ways to go about setting a renovation budget. The first is to determine how much you can afford to spend. The second is by working backwards from the end result you want to achieve. If you're paying for your home improvement project with your existing cash, you may need to cut or [...]
When you have lots of debt, it’s easy to feel like there’s no way out---no light at the end of the tunnel. Late on payments and overwhelmed with loans and credit card balances, it can seem like things are spiraling out of control quickly and the only option you have is to run fast or file [...]
Don’t want to spend all your cash this season, but still aspire to buy your loved ones all those gifts they’ve been eyeing? Thankfully, wanting to save money doesn’t have to mean being a Grinch in this day and age. In fact, there are loads of programs, apps, and credit cards that will even reward [...]
Just because funds are tight doesn’t mean you can’t buy gifts for those you love this holiday season. Nor does it mean you have to take out loans, sell your car, or open a slew of new credit cards in order to cross every name off your holiday shopping list. Shopping on a budget can [...]
You might remember your parents teaching you about the need for a rainy day fund, but many of us haven't quite put it into practice just yet. Sure, the unemployment rate is lower than ever, and even wages are showing signs of growth, but unfortunately, consumer debt is once again on the rise. That means that saving often takes a back seat when it comes to financial planning.