Home Buying Tips and Purchase Considerations

Why your DTI Is Crucial When Getting a Mortgage

Why your DTI Is Crucial When Getting a Mortgage

By John Chiappetta / February 23, 2024
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Debt-to-Income ratio (DTI) is a crucial factor when applying for a mortgage because it helps lenders determine your ability to manage monthly payments and repay borrowed money. It’s a measure of your financial health and indicates the proportion of your…

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3 Signs a Fixer-Upper Could Be Worth It (and 5 Signs It’s a Money Pit)

3 Signs a Fixer-Upper Could Be Worth It (and 5 Signs It’s a Money Pit)

By John Chiappetta / February 7, 2024
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The allure of a fixer-upper is undeniable. In the wake of a booming housing market and the relentless charm of renovation shows, the prospect of transforming a diamond in the rough into your dream home has become a cultural phenomenon.…

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Buying a House with Bad, Poor, or Stressed Credit: Can It Be Done?

Buying a House with Bad, Poor, or Stressed Credit: Can It Be Done?

By John Chiappetta / December 20, 2023
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Your credit score plays a huge role in your ability to get to mortgage — not to mention how easy the process is and what interest rates you’ll qualify for. Are you worried your credit isn’t good enough? You’re not…

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Gifting Funds for the Holidays

Gifting Funds for the Holidays

By John Chiappetta / December 8, 2023
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The holiday season is a time for giving, and for many families, that means helping loved ones achieve their dreams of homeownership. Gifting funds for real estate can be a generous and practical way to support a family member or friend in purchasing…

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2 simple ways you can lower your mortgage payments

2 simple ways you can lower your mortgage payments

By Suzanne Odonnell / November 9, 2023
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You’re ready to buy a home, and as luck would have it, rates and house prices are through the roof! Don’t be discouraged — now, there’s a way to reduce your monthly mortgage payments. And it won’t cost you a…

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4 Must-Know Facts about Mortgage Points

4 Must-Know Facts about Mortgage Points

By John Chiappetta / November 1, 2023
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With mortgage rates having tripled over the past few years, many homebuyers may be concerned about the impact on their long-term financial commitments. And many first-time buyers may wonder if they will ever get their dream home. Even worse, people…

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You're Buying a Home! Here's How to Negotiate Like a Pro

You’re Buying a Home! Here’s How to Negotiate Like a Pro

By John Chiappetta / October 25, 2023
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So, you’re ready to buy a home and you, of course, want it for the best price. If your offer is too low, the seller could pass on you for another buyer. Your real estate agent will be key in…

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Remote Work and Home buying — Open Possibilities

Remote Work and Home buying — Open Possibilities

By John Chiappetta / October 20, 2023
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In recent years, a monumental shift has taken place in the way Americans work, with remote employment becoming a driving force behind this transformation. The rise of remote work has been nothing short of remarkable, with experts projecting that by…

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Looking to Buy a Brand New Home?

Looking to Buy a Brand New Home?

By John Chiappetta / October 11, 2023
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If you have your eye on a brand new home and want to be the first person to ever cross that threshold, we have some tips for you. Learn what to look for when buying a newly constructed home. Get…

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Thinking of Buying an Older Property?

Thinking of Buying an Older Property?

By John Chiappetta / October 4, 2023
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Older homes tend to have distinctive design features and small details that usually can’t be found in new properties today. You may, however, notice that older homes require more maintenance and might have outdated systems that need to be replaced.…

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