The Future of Pre-Qualifying for a Mortgage — It’s Now in One Text

Doesn’t it seem like the first step in accomplishing almost anything is always the hardest? That common paralysis happens to people all the time in a variety of circumstances, especially when decisions can be life-changing. One of those big events under the “life-changing” category? Buying or refinancing a home — something Embrace has a lot [...]

By |2018-11-16T11:47:14+00:00November 16th, 2018|Categories: Company, Purchase, Refinance, Technology|Tags: , , , , , , , , |

Don’t Meet the Conventional Mortgage Requirements? You Still Can Get a Loan

If you’re planning on buying a house, you’re probably aware of the hurdles that stand in your path to getting a mortgage. Qualifying for a home loan can be an uphill task, thanks to the strict federal regulations that came into effect in the wake of the housing bust. That’s especially true if you’re considered [...]

By |2018-11-02T10:40:08+00:00November 2nd, 2018|Categories: Purchase|Tags: , , , |

7 Common Fears of First-Time Homebuyers (and How to Get Over Them)

Let's face it: You don't buy a house everyday. And, if you're a first-time homebuyer, the process can be a bit overwhelming. There's nothing to be afraid of, though. Here are some of the common fears first homebuyers face — and how you can overcome them 1. "I've never worked with a real estate agent [...]

By |2018-10-31T14:01:06+00:00October 31st, 2018|Categories: Advice, Purchase|Tags: , |

Why Is My Mortgage Payment Changing?

Your mortgage payment is typically consistent for a period of time. Due to a number of factors, though, that consistency can't last forever. In fact, for most homeowners, their mortgage payment changes several times over the course of the loan term. You might get lucky, and that could translate to a lower payment and less [...]

By |2018-10-23T12:17:09+00:00October 23rd, 2018|Categories: Mortgage, Purchase|Tags: , |

How to Get Pre-Approved For Your Home Loan

Perhaps one of the most important things you can do to improve your chances of obtaining your dream home is filing for pre-approval. Getting pre-approved for your home loan communicates a level of credit and financial worthiness in shopping for a home. While pre-approval doesn't guarantee the success of your loan application, is certainly helps [...]

By |2018-10-19T00:27:37+00:00October 19th, 2018|Categories: Mortgage, Purchase|Tags: , , , |

How to Calculate Your Mortgage Payment

Buying a home is probably the single largest purchase you’ll ever make in your life, and unless you are independently wealthy, you’ll need to take out a mortgage to help finance the cost to purchase one. For many, the biggest question then boils down to, “What are my monthly payments going to be?” Unfortunately, the [...]

By |2018-10-12T16:25:18+00:00October 12th, 2018|Categories: Mortgage, Purchase|Tags: , , , |

5 Creative Ways to Save for a Down Payment

The need to save for a down payment has become one of the biggest hurdles for today’s home buyers. Faced with rising home prices (meaning a larger down payment is required), plus surging student loan debt, many buyers can barely save at all — let alone enough to buy their dream house. So what do they do? [...]

By |2018-09-25T16:31:19+00:00September 26th, 2018|Categories: Budget, Financial, Purchase|Tags: , , |

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