Purchase

9 Things People Love About Living in Rural Areas

From country mouse and city mouse to "Green Acres," the debate over rural versus urban living goes all the way back to ancient Greece and Aesop's fables. While personal preference and economics play a role in where we choose to live, the benefits of rural living, particularly in these stressful times, have great appeal. Why [...]

By |2019-01-08T12:09:50+00:00January 7th, 2019|Categories: Misc, Purchase|Tags: , |

Why It Can Be Better to Purchase a Home Than Rent

It's an age-old question that is once again at the forefront of many people's minds: Is it better to rent or purchase a home? People who are considering a change in their current living situation may wrestle with the decision of what's best for them. While one person's situation is certainly different from another's, generally [...]

By |2018-12-28T11:12:30+00:00December 28th, 2018|Categories: Mortgage, Purchase|Tags: , , |

Buying a Home in 2019? Make These 4 New Year’s Resolutions

Thinking of buying a home sometime next year? Then forget pledging to eat healthier or get more sleep this NYE. Instead, make these financially-focused New Year’s resolutions and put yourself on the path to affordable homeownership: Improve your credit score — even just a little bit. Work on paying down your debts and credit card [...]

By |2018-12-27T10:10:29+00:00December 27th, 2018|Categories: Advice, Budget, Financial, Mortgage, Purchase|Tags: , , |

2019 FHA and VA County Loan Limits

If you've been paying any attention to the real estate market this past year, you know that inventory was low and home prices steadily increased due to the demand. As of November 2018, the median existing-home price for all housing types was $257,700 — that's up 4.2% from November 2017 and marks the 81st straight [...]

By |2018-12-21T14:14:33+00:00December 21st, 2018|Categories: Mortgage, Purchase|Tags: , , |

Beyond Success Story #1: A New Home One Year After Bankruptcy

During our 35 years in business, we've learned that it's impossible for every potential borrower to have a near-perfect credit score, steady W2 income, and zero past events (like a bankruptcy or foreclosure). As a real estate agent, you've undoubtedly learned the same — but that certainly doesn't make your job any easier sometimes. Especially [...]

By |2019-01-08T12:44:18+00:00December 19th, 2018|Categories: Purchase, Real Estate Agents|Tags: , , , , |

Pre-Approval vs. Pre-Qualification: How Are They Different?

If you’ve done even the smallest amount of research on buying a home, then you’ve likely seen the words “pre-qualified” or “pre-approved” thrown around — especially if you’ve started vetting lenders. Though the two terms might sound quite similar, pre-qualification and pre-approval are not, in fact, one and the same. Is buying a home on [...]

By |2018-12-18T12:07:58+00:00December 18th, 2018|Categories: Financial, Purchase|Tags: , , , |

Best Kept House Hunting Secret: 9 Reasons to Buy in the Off-Season

You hear a lot about buying a home in the spring and summer — the so-called “hot” times to buy. But what few home buyers know? Buying in those times actually might work against you. With more competitive, higher prices and less available agents, lenders, and other vendors, buying in prime time might not be [...]

By |2018-12-17T10:46:19+00:00December 17th, 2018|Categories: Purchase|Tags: , , |

Renovate Your Current or Future Home With a 203(k) Loan

Have you found that perfect home in a perfect location, but it needs a lot of work? You aren't alone. Plenty of potential homeowners find themselves in a bind when they're searching for a home. They might have found one that's exactly what they're looking for in terms of style, size, and location, but is [...]

By |2018-12-17T11:46:17+00:00December 15th, 2018|Categories: DIY, Mortgage, Purchase, Uncategorized|Tags: , , , |

Don’t Believe These 7 Common Mortgage Myths

Myths run rampant in the mortgage industry, and too often, they keep well-qualified buyers from purchasing their dream homes. The 20% down rule? A myth. The W-2 requirement? Another myth. The no foreclosures or bankruptcies thing? That’s a myth, too. The truth is a lot of what you hear about the mortgage process is inaccurate. [...]

By |2018-12-03T10:13:22+00:00December 3rd, 2018|Categories: Home, Mortgage, Purchase|Tags: , , , |

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