Home Buying Tips and Purchase Considerations
Why your DTI Is Crucial When Getting a Mortgage
Debt-to-Income ratio (DTI) is a crucial factor when applying for a mortgage because it helps lenders determine your ability to manage monthly payments and repay borrowed money. It’s a measure of your financial health and indicates the proportion of your…
Read More3 Signs a Fixer-Upper Could Be Worth It (and 5 Signs It’s a Money Pit)
The allure of a fixer-upper is undeniable. In the wake of a booming housing market and the relentless charm of renovation shows, the prospect of transforming a diamond in the rough into your dream home has become a cultural phenomenon.…
Read MoreBuying a House with Bad, Poor, or Stressed Credit: Can It Be Done?
Your credit score plays a huge role in your ability to get to mortgage — not to mention how easy the process is and what interest rates you’ll qualify for. Are you worried your credit isn’t good enough? You’re not…
Read MoreGifting Funds for the Holidays
The holiday season is a time for giving, and for many families, that means helping loved ones achieve their dreams of homeownership. Gifting funds for real estate can be a generous and practical way to support a family member or friend in purchasing…
Read More2 simple ways you can lower your mortgage payments
You’re ready to buy a home, and as luck would have it, rates and house prices are through the roof! Don’t be discouraged — now, there’s a way to reduce your monthly mortgage payments. And it won’t cost you a…
Read MoreRemote Work and Home buying — Open Possibilities
In recent years, a monumental shift has taken place in the way Americans work, with remote employment becoming a driving force behind this transformation. The rise of remote work has been nothing short of remarkable, with experts projecting that by…
Read MoreLooking to Buy a Brand New Home?
If you have your eye on a brand new home and want to be the first person to ever cross that threshold, we have some tips for you. Learn what to look for when buying a newly constructed home. Get…
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