10 of the Best Personal Finance Podcasts

Podcasts are the perfect mix of media. It’s like listening to music and reading a book all at the same time — and the best part? You can enjoy them anytime, anywhere. Blare one on your commute into work, plug one in on your morning run, or listen as you’re cooking dinner, showering, or just [...]

By |2019-06-20T13:51:58-04:00July 8th, 2019|Categories: Budget, Education, Financial, Mortgage|Tags: , , , , |

Does It Really Matter How Low Mortgage Rates Go?

Predictions are always interesting. Of course some are more interesting than others, depending on topic. Some are scientific (like predicting the winner of the Super Bowl), while others are made for fun (like the weather). Mortgage guru Barry Habib made a fairly bold prediction recently. Based on some market indicators, he believes that 30-year mortgage [...]

By |2019-06-26T08:57:32-04:00June 28th, 2019|Categories: Mortgage, Real Estate Agents|Tags: |

How to Lower Your Closing Costs

After your down payment, closing costs typically come in as your second-most expensive home buying charge. For most buyers, they can be somewhere around 2% to 5% of the total purchase price — or about $4,000 to $10,000 on a $200K home. When you’re already shelling out tens of thousands for your down payment, not [...]

By |2019-06-24T14:46:51-04:00June 24th, 2019|Categories: Mortgage, Purchase|Tags: , , , |

Misconceptions Among Potential Homeowners About What It Takes to Buy a Home

The Fed left rates alone this week which was good news for the financial markets. It was not the best news for mortgage rates, but it wasn't the worst either. A drop would have been nice, but not moving isn't expected to have much impact on mortgage rates, which remained pretty much flat for the [...]

By |2019-06-20T08:41:34-04:00June 21st, 2019|Categories: Mortgage, Real Estate Agents|Tags: |

How to Make Buying a Home Less Stressful

Home buying can be one of the most stressful processes you’ll ever go through. You’re on a time crunch, you have thousands of dollars on the line, and you’re dealing with dozens of vendors, reams of paperwork and, of course, just the struggles of everyday living. Fortunately, there are ways to alleviate the stress and [...]

By |2019-06-17T10:10:15-04:00June 17th, 2019|Categories: Mortgage, Purchase|Tags: , |

Mortgage Rates Are Low and Credit Is There — So, What’s Up?

Mortgage rates are down and it appears homeowners have caught on and the industry is enjoying a refi boom. Mortgage refinance applications were up about 45% from the prior week. Lower rates, though, don't seem to be creating significant numbers of potential homebuyers. Applications to purchase a home were up — but only by about [...]

By |2019-06-18T09:43:21-04:00June 14th, 2019|Categories: Mortgage, Real Estate Agents|Tags: |

Buying a House with Bad Credit: Can It Be Done?

Your credit score plays a huge role in your ability to get to mortgage — not to mention how easy the process is and what interest rates you'll qualify for. Are you worried your credit isn't good enough? You're not alone. Many would-be homeowners fear their credit scores will mean sky-high rates and massive down [...]

By |2019-06-12T09:33:17-04:00June 12th, 2019|Categories: Mortgage, Purchase|Tags: , , , , , , , |

Is This a Sustainable Housing Market?

"Tepid." That's been one description of the home purchase market this spring. Applications to purchase a home were off slightly for the week — but still a little better than this time last year. Pending home sales were down also, just about as much as mortgage applications to purchase a home, which makes sense. Given [...]

By |2019-06-06T10:37:29-04:00June 7th, 2019|Categories: Mortgage, Real Estate Agents|Tags: |

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