Looking for a new home? We can give you a step by step path to follow. Most often a prospective homebuyer’s first question is, “How much can I afford?” The answer many lenders provide better answers the question, “How much can I borrow?” Many lenders only consider what you are able to pay each month, then tell you how much you can borrow.
The Cost of Convenience: Which Credit Cards to Pay Off First, and How to Avoid Falling into a Debt Trap
Credit card rates are fairly high as it is, but when the rest of your interest rates start to rise— whether mortgage, auto, or investment — that means consumers are facing even higher credit card interest rates.
While it may seem new to many of us, reverse mortgages have been around for quite some time. The first reverse mortgage was issued in 1961 while in the first stages of development, and the program has undergone many changes since, ultimately developing into a more effective retirement tool.
We live in a time of great temptation, with satisfaction just a click away. Still, nothing beats knowing you’re financially secure.
If your credit score is a little banged up, the loan interest rates you’re offered can be very different from what you see advertised.
The three largest credit rating agencies, Equifax, Transunion and Experian in cooperation with the state of New York have agreed to change the way they review and correct errors on consumer credit reports.
Potential Homeowners looking to finance a home purchase will want to be sure to ask the following questions.
Are you a first time homebuyer? What is your credit score? First time homebuyers have a number of options available to them. There are many low down payment financing options available. FHA loans generally have a lower interest rate for qualified buyers. There are state and local down payment assistance programs. Some programs allow for [...]
Homeowners looking to refinance an existing loan will want to be sure to ask the following questions.
Here are some questions to help you make a decision about when to refinance.