Just because funds are tight doesn’t mean you can’t buy gifts for those you love this holiday season. Nor does it mean you have to take out loans, sell your car, or open a slew of new credit cards in order to cross every name off your holiday shopping list. Shopping on a budget can [...]
Marriage is a big deal, both personally and financially. Once you say those “I dos,” everything changes. Your lives are intertwined forever---and that includes your money, your credit score and your financial history. As such, marriage can have a huge impact on your ability to buy a home. But is that a good or bad [...]
With the holiday season comes lots of spending. Gift giving, decorating, entertaining, vacationing and going out to eat – it can all rack up the big bucks, and pretty quickly, too. Sadly, overspending doesn’t just deplete your bank account or give you bigger credit card bills to pay. It can also hurt your credit and, [...]
Your mortgage rate is going to play a big role in what your monthly payment will look like. But is it the only thing you need to consider when buying a home? Absolutely not. Even if you qualify for the lowest rate on the books, there are still a whole slew of other costs [...]
Believe it or not the cost of groceries has declined over the last year. Depending on where you shop, you might not have noticed the change. But, even with prices coming down, the cost of putting good healthy food on the table for you and your family can be prohibitive.
You might remember your parents teaching you about the need for a rainy day fund, but many of us haven't quite put it into practice just yet. Sure, the unemployment rate is lower than ever, and even wages are showing signs of growth, but unfortunately, consumer debt is once again on the rise. That means that saving often takes a back seat when it comes to financial planning.
It’s never too early to start your holiday shopping.
One way to build value or equity in your home is by making improvements, like remodeling a kitchen or bath or building an addition. Read on for ways to finance projects that increase the value of your home.