Personal Budgeting Tips and Tricks

Balancing Mortgage Payments and Festive Expenses

Balancing Mortgage Payments and Festive Expenses

By John Chiappetta / December 15, 2023
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The holiday season brings joy, celebration, and cherished moments with loved ones. However, amidst the festive cheer, it’s no secret that expenses tend to skyrocket. For many homeowners, this financial juggling act becomes even more challenging when coupled with the…

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Gifting Money for a Home Purchase – How Does it Work?

Gifting Money for a Home Purchase – How Does it Work?

By John Chiappetta / December 9, 2022
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“No one has ever become poor by giving.” Anne Frank As we come to the end of the year, it’s time for the holidays, and that usually involves giving. If you’re one of the lucky ones, you may get the…

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Budget Worksheets

Our 4 Favorite Printable Monthly Budgeting Worksheets

By Aly Yale / July 13, 2022
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Managing your money can be difficult. You’ve got bills to pay, income to track, and countless other expenses you need to cover throughout the year, all while saving for retirement (and a rainy day).  Though there are apps and online…

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6 Money Conversations to Have Before You Get Married

6 Money Conversations to Have Before You Get Married

By Aly Yale / March 11, 2022
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Getting married ties more than your lives together. It also binds your finances — and that can be a challenge if you don’t have some open, honest, and candid conversations about money early on. It’s true: According to a survey…

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4 Ways to Cut Costs as Inflation Rises

4 Ways to Cut Costs as Inflation Rises

By Aly Yale / March 9, 2022
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You’ve probably heard by now that inflation is up — way up. In fact, it’s actually at its highest point in four decades. As a consumer, this means one thing: Higher prices. Prices on groceries and consumer goods are higher.…

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National Credit Education Month: 5 Tips on How to Build Your Credit Score From Scratch

National Credit Education Month: 5 Tips on How to Build Your Credit Score From Scratch

By Embrace Home Loans Staff / March 2, 2022
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If you don’t have much experience with credit, the idea of learning how to build up a credit score from scratch can seem intimidating. However, it doesn’t have to be that way. By following a few simple tips, you can…

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How to Teach Your Child to Budget from a Young Age

How to Teach Your Child to Budget from a Young Age

By Embrace Home Loans Staff / July 21, 2021
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The ability to create and stick to a budget is a life skill that is essential for every child to learn. However, financial acumen isn’t something that can be discussed once and internalized. Instead, it needs to be a knowledge…

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4 Habits of a Financially Fit Homeowner

4 Habits of a Financially Fit Homeowner

By Embrace Home Loans Staff / July 14, 2021
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Buying a home is one of the biggest financial milestones of a person’s life. However, getting the keys comes with a lot of expense and added responsibility. In light of that, we’ve brought you four habits of a financially fit…

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How to Create a Monthly Budget that Works for Your Household

How to Create a Monthly Budget that Works for Your Household

By Embrace Home Loans Staff / June 28, 2021
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When you’re working on getting your finances in order, creating a monthly budget is one of the most fundamental steps you can take. However, if you’re newer to money management, this process can feel intimidating. In light of that, we’ve…

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Paying Off Debt? 4 Tips to Help You Make More Progress

Paying Off Debt? 5 Tips to Help You Make More Progress

By Embrace Home Loans Staff / March 22, 2021
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Paying off debt is never easy, but it can be done. Plus, the feeling of relief when you’ve finally paid down your balances is like no other. With that in mind, if you are serious about getting your finances under…

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