From a young age, many of us are taught not to take on any debt — that it's best to pay in cash and only spend what you already have. A big issue with the cash-only mindset, though, is that it doesn't help you build your credit. When you reach the point in life where [...]
The beauty of buying on credit during the holidays is that you can purchase whatever you can’t afford at that particular moment. However, after all the gifts are opened, and you get back to real life, that credit card debt still need to be paid. Failure to pay on time---or failure to pay at all---can do serious [...]
By: Alexandra Beaulieu, Talent Development Coordinator I don't know about you, but around my house, money can be a bit tight following the busy holiday season. This past December was a whirlwind month for us---purchasing just the right gifts for friends and loved ones, spending more money than usual on groceries and travel, and the [...]
When you have lots of debt, it’s easy to feel like there’s no way out---no light at the end of the tunnel. Late on payments and overwhelmed with loans and credit card balances, it can seem like things are spiraling out of control quickly and the only option you have is to run fast or file [...]
Housing is by far the average American homeowner’s biggest expense. Of course, household expenses can fluctuate - transportation costs slip when the price of oil drops or the cost of food rises based on weather and crop yields. But, monthly mortgage costs are often double that of energy or other expenses.
Don’t want to spend all your cash this season, but still aspire to buy your loved ones all those gifts they’ve been eyeing? Thankfully, wanting to save money doesn’t have to mean being a Grinch in this day and age. In fact, there are loads of programs, apps, and credit cards that will even reward [...]
Learn which national and global charities are available to give 2017 holiday donations to, which can be part of your 2017 Federal income Tax deductions.
Just because funds are tight doesn’t mean you can’t buy gifts for those you love this holiday season. Nor does it mean you have to take out loans, sell your car, or open a slew of new credit cards in order to cross every name off your holiday shopping list. Shopping on a budget can [...]
Marriage is a big deal, both personally and financially. Once you say those “I dos,” everything changes. Your lives are intertwined forever---and that includes your money, your credit score and your financial history. As such, marriage can have a huge impact on your ability to buy a home. But is that a good or bad [...]
With the holiday season comes lots of spending. Gift giving, decorating, entertaining, vacationing and going out to eat – it can all rack up the big bucks, and pretty quickly, too. Sadly, overspending doesn’t just deplete your bank account or give you bigger credit card bills to pay. It can also hurt your credit and, [...]