8 Tips and Tricks for Making the Most of Black Friday and Cyber Monday

It’s that time of year again: the time to spend, spend, spend. Are you already worried about how much the holidays are going to cost you? Fretting about stuffing those stockings and checking off your kiddos’ lists? Fortunately, Black Friday and Cyber Monday sales abound this year. And if you play your cards right [...]

By |2019-11-27T10:13:53-05:00November 27th, 2019|Categories: Budget, Financial|Tags: , , |

Buyer Competition is Dwindling; Here’s How to Use it to Your Advantage

Homebuyers are in luck: it seems competition is waning, and it could mean more leverage as we head into the holiday season. Of course, there’s still a shortage of housing inventory and plenty of demand in most major markets, but according to recent stats, competition isn’t nearly as stiff as it was in years [...]

By |2019-11-25T14:59:45-05:00November 25th, 2019|Categories: Purchase|Tags: , |

What Is a Short Sale?

There are two main outcomes for a homeowner who can no longer afford their home, and whose home is worth less than the amount they owe on their mortgage. This is also known as being "underwater." Both outcomes aren't really ideal, unfortunately. The first option is to stop making mortgage payments and simply walk [...]

By |2019-11-18T09:27:14-05:00November 18th, 2019|Categories: Financial, Mortgage|

The Pros and Cons of Conventional Mortgages and FHA Loans

The two most common types of mortgages in the country today are conventional loans and FHA loans. Conventional mortgages conform to Fannie Mae/Freddie Mac guidelines and are a financial agreement between the lender and borrower. FHA loans are also between the lender and borrower, but the Federal Housing Authority backs FHA loans for borrowers [...]

By |2019-11-13T11:06:55-05:00November 13th, 2019|Categories: Mortgage|Tags: , |

5 Things to Think About Before Starting a Hobby Farm

Rural living and hobby farming hold great appeal as alternative lifestyles. Growing your own food and raising livestock in a rural area can provide a much-needed escape from city living and the suburban sprawl. Is a hobby farm right for you? Here are some things you'll want to consider before making a decision: 1. [...]

By |2019-10-30T09:20:46-04:00October 30th, 2019|Categories: Eco, Misc, Purchase|Tags: , |

Low Credit Score? 5 Little-Known Hacks That Can Help

Your credit plays an important part in the mortgage process — and it’s a major factor in what interest rate you receive on your loan. Are you worried your score isn’t good enough? Don’t fret.  Here are five lesser-known moves you can make that might help improve your credit: Request a credit line increase. [...]

By |2019-10-24T11:34:19-04:00October 24th, 2019|Categories: Financial|Tags: |