Financial

Taking a Moment to Step Back Before You Step Forward

There are most definitely times when you need to take a step back before you take a step forward. You pause to regain perspective and to choose your path. It is often better to take the step back by choice, rather than being forced to as you lose your footing at a precipice when your [...]

By |2018-07-12T13:31:49+00:00July 13th, 2018|Categories: Mortgage|Tags: |

Want a VA Loan? Don’t Settle for Any Old Lender

The VA Home Loan Program was introduced at the end of World War II to help the returning men and women who served in the armed forces (and their surviving spouses) buy a home. The program provides easy access to mortgage loans for both purchase and refinance. It streamlines the mortgage application process and offers [...]

By |2018-07-11T15:01:22+00:00July 12th, 2018|Categories: Purchase, Veterans|Tags: , |

Buying a Home? There’s an App for That

Technology has made homebuying immensely easier. Not too long ago, you could only find home listings through a real estate agent. The agent would comb listings, forwarding ones they thought would fit the bill, potentially only sending the ones that meant the highest commission fee. In short, buyers had much less control over their shopping [...]

By |2018-07-09T12:06:30+00:00July 9th, 2018|Categories: Purchase, Technology|Tags: , |

Senate Passes $428 Billion Farm Bill (Plus Interest Rate Updates)

The U.S. Senate recently passed what is generally known as the Farm Bill. Why does that mean anything to a real estate or mortgage lending professional? Because the bill provides for the continuation of sugar tariffs in order to ensure the market is not flooded with sugar imports. Whoops, sorry — wrong section of the bill. The [...]

By |2018-07-03T15:53:05+00:00July 6th, 2018|Categories: Mortgage, Real Estate Agents|Tags: |

5 Things Your Home Inspector Isn’t Looking for

A home inspection is designed to be pretty thorough. It covers everything from the foundation, roof, and flooring to plumbing, electrical, and HVAC systems. By the time it’s over, you should have a clear picture of your home’s condition. Still, a home inspector isn’t an expert in everything. And because of this, there are a [...]

By |2018-07-03T15:49:26+00:00July 5th, 2018|Categories: Purchase|Tags: , , , , , , , , |

5 Benefits of Using an Online Mortgage Calculator

Mortgage calculators are pretty simple. They let you determine how much your monthly mortgage would cost based on a few simple factors — things like home price, interest rate, loan amount, loan term, and other details. And while that in itself is helpful — especially if you’re new to house hunting — that’s not the [...]

By |2018-06-26T13:11:59+00:00June 28th, 2018|Categories: Mortgage|Tags: , , |

4 Tips for Helping Your Kids Adjust to Moving into a New House

Moving into a new house is hard on everyone. Aside from the packing, unpacking, and physical labor aspect of it, there’s also a lot of emotion involved. You’re closing one chapter and opening another. You’re leaving behind memories and friends. Your everyday life is changing. It can be a lot to take in — especially [...]

By |2018-06-28T11:14:28+00:00June 27th, 2018|Categories: Purchase|Tags: , , |

How Dodd-Frank Reform Impacts the Mortgage Industry

Recently, Congress rolled back some of the rules that came from the Dodd-Frank Act. The Economic Growth, Regulatory Relief, and Consumer Protection Act, in part, makes a variety of changes in an effort to reduce the regulatory burden associated with mortgage lending. While many of the changes lessen the regulatory burden, the resulting change will [...]

By |2018-06-25T14:05:43+00:00June 22nd, 2018|Categories: Mortgage|Tags: |

5 Great Places to Buy a Vacation Home for Summer Getaways

You don’t have to break the bank to buy a vacation home. In fact, there are dozens of places across the U.S. where you can find an affordable summer getaway property. Think about it: A place to spend your spring breaks, summers, holidays, and long weekends. What could be better? Considering investing in a vacation home? [...]

By |2018-06-19T16:13:18+00:00June 21st, 2018|Categories: Home, Purchase|Tags: , , |

Send this to a friend