Financial

Can a Surviving Spouse Get a VA Loan?

VA loans — or loans backed by the U.S. Department of Veteran Affairs — are traditionally reserved for veterans or current active military members. But surviving spouses who have lost their military-employed husband or wife can also potentially qualify, too. It’s likely welcome news for these widows and widowers, as VA loans come with serious [...]

By |2019-02-20T15:49:22+00:00February 21st, 2019|Categories: Mortgage, Veterans|Tags: , , , |

These 4 Savings & Budgeting Apps Can Help You Buy a Home

A home isn’t an impulse buy. Unless you’re Jeff Bezos or some sort of lottery winner, purchasing a home takes lots of forethought, planning and, you guessed, saving. Fortunately, technology is here to help make that easier (and more enjoyable). Is buying a home on your radar in the coming months or years? Then download [...]

By |2019-02-18T10:21:51+00:00February 18th, 2019|Categories: Financial|Tags: , |

Seniors Holding on to Homes Could Have Lasting Impact on Housing Market

Several news feeds are reporting that a well-intentioned mom has been working her way through Towson University speaking with female students, hoping to find a date for her son. She is apparently approaching young ladies that she approves of and showing them a picture of her son. University police are trying to identify the lady. [...]

By |2019-02-14T14:52:58+00:00February 15th, 2019|Categories: Mortgage, Real Estate Agents|Tags: |

First-Time Homebuyer? Leverage Your Tax Refund to Help

It’s tax season, and you know what that means: a hefty refund could be just around the corner. What will you use it on? A shopping spree? A much-needed vacation? New clothes or shoes? If buying a home is anywhere on your radar, you might want to think again. Earmarking that refund for your home [...]

By |2019-02-13T10:52:30+00:00February 13th, 2019|Categories: Financial|Tags: , , , |

Open House Etiquette for Homebuyers

Attending open houses can be a great way to gauge the market, get a feel for what you’re looking for, and even scope out the local home buying competition. But open houses are a big undertaking for agents — and attending one also means respecting their hard work, the home, and the sellers who live [...]

By |2019-02-11T13:58:47+00:00February 12th, 2019|Categories: Purchase|Tags: , , |

The Repercussions of a Mortgage Not Closing on Time

Signing a purchase agreement for a home is an exciting day for both buyers and sellers. After possibly months of searching for the perfect home, buyers can breathe that first sigh of relief knowing what home they're going to buy, at what price, and on what date. It's the first time buyers can start to [...]

By |2019-02-08T10:23:15+00:00February 9th, 2019|Categories: Mortgage, Purchase|Tags: , , |

The Ultimate Guide to Rate Locks

When mortgage rates suddenly dipped to long-awaited lows earlier this year, rate locks became more popular than ever, giving buyers peace of mind that those low rates would be honored — even if it took weeks (or sometimes months) to find that perfect home, finalize their loan application, and close on the mortgage. But rate [...]

By |2019-02-06T15:01:11+00:00February 7th, 2019|Categories: Financial|Tags: , , , |

2018 Home Tax Deductions and What New Homeowners Need to Know

So you bought a house last year. Sure, it cost you a hefty down payment and some closing costs, but it’s all about to pay off — you may finally qualify for all those valuable tax deductions that some homeowners get to leverage. It’s true: the tax deductions can be one of the best parts of [...]

By |2019-02-12T14:48:58+00:00February 6th, 2019|Categories: Financial|Tags: , , , |

Positive Signs It’s Going to Be a Good Year for the Housing Market

It looks like we have our first break of 2019 for the housing and mortgage industries. The Fed has moved away from rate hikes it had previously telegraphed for 2019. Nothing definitive, but that was the impression they left most commentators with. That will likely be good for the stock market — which is usually [...]

By |2019-01-31T10:21:35+00:00February 1st, 2019|Categories: Mortgage, Real Estate Agents|Tags: |

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