Tired of Paying PMI? Here’s How to Get Rid of it

If you have an FHA loan or put less than 20 percent down when you bought your home, you’re probably stuck with PMI, or Private Mortgage Insurance. PMI is paid monthly as part of your mortgage payment, but unlike your balance and interest, it doesn’t decline over time. You pay the same for mortgage insurance [...]

By | 2017-11-20T09:21:15+00:00 November 20th, 2017|Categories: Advice, Financial, Mortgage|

Embrace Your Inner Child

Until recently, coloring was deemed a mindless children's activity primarily designed to aid toddlers and elementary-age children in the development of fine motor skills. Throughout the last few years, however, employee self-care has become an increasingly relevant workplace concern. As a result, the practice of coloring has surged in popularity as a useful adult stress-relief tool.

By | 2017-11-03T11:03:43+00:00 November 7th, 2017|Categories: Advice, Talent Development|Tags: , |

Referrals – When to ask for them

While it may seem counterintuitive, even when you’ve done your best work for a client, you can’t always count on getting a referral. This is simply human nature. If you want something, you have to ask for it. But, even when you feel it is well deserved, asking for something can be difficult and awkward. When is the right time to ask? How should you ask?

By | 2017-11-01T15:22:46+00:00 November 3rd, 2017|Categories: Advice, Marketing|Tags: |

How to Freeze an UnFreeze Your Credit to Stay Protected

Because Privacy and security are so often under attack, taking necessary precautions to protect your credit history and FICO score is critical to preventing fraudulent transactions and identity theft. By now you’ve had the opportunity to freeze your credit with each of the bureaus: Equifax, TransUnion and Experian. A freeze locks down your credit report, making it impossible for the credit agencies to sell your data and prevents potential hackers from opening accounts in your name without your permission.

By | 2017-11-01T15:00:31+00:00 November 2nd, 2017|Categories: Advice, Financial|Tags: |

16 Ways to Cut Costs and Build Up Your Savings Account

You might remember your parents teaching you about the need for a rainy day fund, but many of us haven't quite put it into practice just yet. Sure, the unemployment rate is lower than ever, and even wages are showing signs of growth, but unfortunately, consumer debt is once again on the rise. That means that saving often takes a back seat when it comes to financial planning.

By | 2017-10-18T10:21:11+00:00 October 18th, 2017|Categories: Advice, Budget, Financial|Tags: , |

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