mary.mack

About Mary Mack

Mary is the Copywriter/Content Manager at Embrace Home Loans. She loves taking complicated subjects/ideas and making them easier to understand (and enjoyable to read about). Is there a topic you'd love to see covered in this blog? Email Mary at mmack@embracehomeloans.com to let her know!

Beyond Success Story #5: Small Business Owners Qualify with Bank Statements

During our 35 years in business, we’ve learned that it’s impossible for every potential borrower to have a near-perfect credit score, steady W2 income, and zero past events (like a bankruptcy or foreclosure). As a real estate agent, you’ve undoubtedly learned the same — but that certainly doesn’t make your job any easier sometimes. Especially [...]

By |2019-01-15T14:03:46+00:00January 13th, 2019|Categories: Real Estate Agents|Tags: |

When Is It Best to Refinance Your Mortgage?

Lives can change in a short amount of time. It's possible the situation you are in today could be drastically different than the situation you found yourself in just five years ago. Maybe five years ago, you were fresh out of college, starting your career, single, and purchased your first home. Maybe today, you're married [...]

By |2019-01-11T14:59:18+00:00January 12th, 2019|Categories: Refinance|Tags: , |

11 Ways to Unwind After a Stressful Real Estate Week

Every day you experience something new when you work in real estate. No two homes or clients are the same, which makes the job extremely interesting — but also, at times, exhausting. Real estate agents wear so many hats and they are always running from showings to client meetings and networking events, which can all [...]

By |2019-01-07T10:16:58+00:00January 7th, 2019|Categories: Real Estate Agents|Tags: |

Beyond Success Story #4: Self-Employment Doesn’t Hold Back High-Earning Couple from Buying

During our 35 years in business, we’ve learned that it’s impossible for every potential borrower to have a near-perfect credit score, steady W2 income, and zero past events (like a bankruptcy or foreclosure). As a real estate agent, you’ve undoubtedly learned the same — but that certainly doesn’t make your job any easier sometimes. Especially [...]

By |2019-01-10T11:40:01+00:00January 6th, 2019|Categories: Real Estate Agents|Tags: |

13 Technologies Helping Agents Up Their Game

Technology has continued to change the real estate industry. It has given real estate agents the opportunity to work more efficiently, productively, and have a more flexible workflow. Agents are no longer chained to their desks and can successfully follow up with clients while hosting an open house or while on the go. Take a [...]

By |2019-01-02T10:38:49+00:00January 2nd, 2019|Categories: Real Estate Agents, Technology|Tags: , , , |

Beyond Success Story #3: Borrower with a Foreclosure and Late Payments

During our 35 years in business, we’ve learned that it’s impossible for every potential borrower to have a near-perfect credit score, steady W2 income, and zero past events (like a bankruptcy or foreclosure). As a real estate agent, you’ve undoubtedly learned the same — but that certainly doesn’t make your job any easier sometimes. Especially [...]

By |2019-01-08T12:41:36+00:00December 30th, 2018|Categories: Real Estate Agents|Tags: , |

Beyond Success Story #2: Jumbo Financing for Buyers with Credit Challenges

During our 35 years in business, we’ve learned that it’s impossible for every potential borrower to have a near-perfect credit score, steady W2 income, and zero past events (like a bankruptcy or foreclosure). As a real estate agent, you’ve undoubtedly learned the same — but that certainly doesn’t make your job any easier sometimes. Especially [...]

By |2019-01-08T12:42:38+00:00December 23rd, 2018|Categories: Real Estate Agents|Tags: , |

2019 FHA and VA County Loan Limits

If you've been paying any attention to the real estate market this past year, you know that inventory was low and home prices steadily increased due to the demand. As of November 2018, the median existing-home price for all housing types was $257,700 — that's up 4.2% from November 2017 and marks the 81st straight [...]

By |2018-12-21T14:14:33+00:00December 21st, 2018|Categories: Mortgage, Purchase|Tags: , , |

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