mary.mack

About Mary Mack

Mary is the Copywriter/Content Manager at Embrace Home Loans. She loves taking complicated subjects/ideas and making them easier to understand (and enjoyable to read about). Is there a topic you'd love to see covered in this blog? Email Mary at [email protected] to let her know!

Doc Lite Success Story #2: Approval for Investor Team Without Full Time Jobs

Real estate is often touted as one of the best investments a person can make, but very few investors are able to pay out of pocket when they find a property they’re interested in owning. And the traditional hard money loan process they often have to go through? It’s not…ideal. Embrace knew both new and [...]

By |2020-01-15T09:06:37-05:00January 12th, 2020|Categories: Doc Lite, Investors|Tags: , , , , |

5 Ways Embrace Gave Back in 2019

Mixed in with all of the consumer "holidays" of the season, like Black Friday and Cyber Monday, is one day that truly matters — Giving Tuesday. Giving Tuesday is a global generosity movement and it happens every year on the Tuesday after Thanksgiving. Instead of being pushed to buy things, we're encouraged to do [...]

By |2019-12-03T10:42:50-05:00December 3rd, 2019|Categories: Community, Company, Culture, Values|Tags: , |

Doc Lite Success Story #1: Real Estate Investor Avoids Hard Money Loan Process

Real estate is often touted as one of the best investments a person can make, but very few investors are able to pay out of pocket when they find a property they're interested in owning. And the traditional hard money loan process they often have to go through? It's not...ideal. Embrace knew both new [...]

By |2019-11-26T13:27:45-05:00December 1st, 2019|Categories: Doc Lite, Investors|Tags: , |

Beyond Success Story #23: Self-Employed Borrower Seeking Jumbo Loan

During our more than 35 years in business, we’ve learned that it’s impossible for every potential borrower to have a near-perfect credit score, steady W2 income, and zero past events (like a bankruptcy or foreclosure). As a real estate agent, you’ve undoubtedly learned the same — but that certainly doesn’t make your job any easier [...]

By |2020-01-16T00:41:00-05:00October 27th, 2019|Categories: Beyond|Tags: , , |

Maryland Does Its Part to Eliminate Student Debt for Hopeful Homeowners

Student loan debt is making it harder for Americans, especially younger ones, to become homeowners. Among individuals ages 24 to 32, homeownership fell from 45% to 36% between 2005 and 2014, according to the Federal Reserve. Sure, there are several different factors that play into the rate of homeownership — but the Fed noted [...]

By |2019-09-27T09:39:56-04:00September 28th, 2019|Categories: Mortgage, Purchase|Tags: , |

Beyond Success Story #22: Asset Depletion Income Closes a Deal

During our more than 35 years in business, we’ve learned that it’s impossible for every potential borrower to have a near-perfect credit score, steady W2 income, and zero past events (like a bankruptcy or foreclosure). As a real estate agent, you’ve undoubtedly learned the same — but that certainly doesn’t make your job any [...]

By |2020-01-16T00:42:55-05:00September 22nd, 2019|Categories: Beyond|Tags: |

Buying a Home Near Amazon’s HQ2 in Virginia? Be Prepared for Some Stiff Competition

When Amazon announced it was planning to build a second headquarters in North America, tons of cities put on their Sunday best and tried to woo the mega corporation. But, why? As Seattle Times columnist Danny Westneat put it, Amazon would undoubtedly be detonating a "prosperity bomb" in the winning city. He saw it [...]

By |2019-10-31T16:46:18-04:00September 8th, 2019|Categories: Purchase|Tags: , , , , , |

Beyond Success Story #21: Divorce, Bankruptcy, and Bouncing Back

During our more than 35 years in business, we’ve learned that it’s impossible for every potential borrower to have a near-perfect credit score, steady W2 income, and zero past events (like a bankruptcy or foreclosure). As a real estate agent, you’ve undoubtedly learned the same — but that certainly doesn’t make your job any [...]

By |2019-08-16T11:01:25-04:00August 18th, 2019|Categories: Beyond|Tags: , , |