About Kris Barros

Kris Barros is the Director of Corporate Communications at Embrace Home Loans. He always has his eye on the market and real estate industry in order to bring you the most up-to-date, relevant mortgage news.

Seniors Holding on to Homes Could Have Lasting Impact on Housing Market

Several news feeds are reporting that a well-intentioned mom has been working her way through Towson University speaking with female students, hoping to find a date for her son. She is apparently approaching young ladies that she approves of and showing them a picture of her son. University police are trying to identify the lady. [...]

By |2019-02-14T14:52:58+00:00February 15th, 2019|Categories: Mortgage, Real Estate Agents|Tags: |

Overcoming Conventional Thinking Around Mortgage Underwriting

It is more important than ever that lenders be willing to go above and beyond to find financing for today's potential homebuyers. Rates and home prices have made affordability an issue for some, while others may be finding it difficult to get financing because they're self-employed. For some, they may not have the best credit [...]

By |2019-01-17T11:41:15+00:00January 18th, 2019|Categories: Mortgage, Real Estate Agents|Tags: |

The Government Shutdown and the Impact on Mortgages

Buyers are back in the market. The severe holiday lull may be over — possibly inspired by the drop in rates. But the volatility in the stock market and the government shutdown could impact the return to the market, and the shutdown may delay or keep some of those applications from closing. While delays, if [...]

By |2019-01-10T11:16:43+00:00January 11th, 2019|Categories: Mortgage|Tags: |

Substantial Increase in 2019 FHA Loan Limits for Thousands of US Counties

3,053 No, it's not the number of times you have seen the same holiday movie on the Hallmark Channel. It's not the number of emails you have received promising the “best deals of the season!” It's the number of counties in the US that are seeing a somewhat dramatic increase in FHA loan limits. That [...]

By |2018-12-19T12:26:16+00:00December 21st, 2018|Categories: Mortgage, Real Estate Agents|Tags: |

A Picture of the New First-Time Homebuyer

Ellie Mae data indicates that rising rates, higher prices, and lack of inventory didn’t scare away millennials in October. At first glance, they appear to be a brave bunch. But more likely than not it might be fear of higher prices and higher rates driving those that can still afford to buy into the market. [...]

By |2018-12-06T11:21:39+00:00December 7th, 2018|Categories: Mortgage, Real Estate Agents|Tags: |

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