About Kris Barros

Kris Barros is the Director of Corporate Communications at Embrace Home Loans. He always has his eye on the market and real estate industry in order to bring you the most up-to-date, relevant mortgage news.

Most Expensive Cities to Buy in the World: How Many in the U.S.?

Think housing prices in your market are bad? Other places in the world have it even worse. In fact, New York City was the only city in the U.S. to make it on Money Inc.'s list of the "20 Most Expensive Cities to Buy a Home in the World." The other 19 cities were all [...]

By |2018-09-05T15:11:53+00:00September 7th, 2018|Categories: Mortgage, Real Estate Agents|Tags: , , , |

The Online Mortgage Process Balancing Act

What if George Jetson, his boy Elroy, daughter Judy, and Jane his wife were looking for a mortgage? (Forget about the fact that their home wasn't really attached to any actual real estate or that they supposedly live in this futuristic utopia where mortgage difficulty shouldn't exist. Nothing's perfect.) In the process of getting a [...]

By |2018-08-23T12:41:09+00:00August 24th, 2018|Categories: Mortgage, Real Estate Agents|Tags: |

Zillow Forgot One Important Thing About Mortgage Lending

Zillow announced it was entering the mortgage business. That came shortly after they announced they were getting into buying and selling houses. Investors looked at the plan and Zillow stock tanked. Why? Mortgage lending can be lucrative, but in order to succeed, it needs to be done correctly. You need to invest time and energy [...]

By |2018-08-16T15:30:43+00:00August 17th, 2018|Categories: Mortgage, Real Estate Agents|Tags: |

Taking a Moment to Step Back Before You Step Forward

There are most definitely times when you need to take a step back before you take a step forward. You pause to regain perspective and to choose your path. It is often better to take the step back by choice, rather than being forced to as you lose your footing at a precipice when your [...]

By |2018-07-12T13:31:49+00:00July 13th, 2018|Categories: Mortgage|Tags: |

Senate Passes $428 Billion Farm Bill (Plus Interest Rate Updates)

The U.S. Senate recently passed what is generally known as the Farm Bill. Why does that mean anything to a real estate or mortgage lending professional? Because the bill provides for the continuation of sugar tariffs in order to ensure the market is not flooded with sugar imports. Whoops, sorry — wrong section of the bill. The [...]

By |2018-07-03T15:53:05+00:00July 6th, 2018|Categories: Mortgage, Real Estate Agents|Tags: |

How Dodd-Frank Reform Impacts the Mortgage Industry

Recently, Congress rolled back some of the rules that came from the Dodd-Frank Act. The Economic Growth, Regulatory Relief, and Consumer Protection Act, in part, makes a variety of changes in an effort to reduce the regulatory burden associated with mortgage lending. While many of the changes lessen the regulatory burden, the resulting change will [...]

By |2018-08-10T05:59:33+00:00June 22nd, 2018|Categories: Mortgage|Tags: |

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