Housing is by far the average American homeowner’s biggest expense. Of course, household expenses can fluctuate - transportation costs slip when the price of oil drops or the cost of food rises based on weather and crop yields. But, monthly mortgage costs are often double that of energy or other expenses.
In September, we saw existing home sales rise for the first time in three months. Then, in October, the market got even hotter with existing home sales increasing to their strongest pace since earlier this summer. However, supply and demand weren’t quite in sync—there were fewer closings on an annual basis for the second straight month due to supply shortages.
Believe it or not the cost of groceries has declined over the last year. Depending on where you shop, you might not have noticed the change. But, even with prices coming down, the cost of putting good healthy food on the table for you and your family can be prohibitive.
When it comes to increasing performance and finding the balance we all seek between our personal and professional challenges, there is a big difference between being aware of something and knowing something.
Until recently, coloring was deemed a mindless children's activity primarily designed to aid toddlers and elementary-age children in the development of fine motor skills. Throughout the last few years, however, employee self-care has become an increasingly relevant workplace concern. As a result, the practice of coloring has surged in popularity as a useful adult stress-relief tool.
Looking for a new home? We can give you a step by step path to follow. Most often a prospective homebuyer’s first question is, “How much can I afford?” The answer many lenders provide better answers the question, “How much can I borrow?” Many lenders only consider what you are able to pay each month, then tell you how much you can borrow.
Fast Facts About the Housing Market for September 2017
These days, most of us are practically attached to our phones, so we might as well fill them with apps that could improve our quality of life in some way, right?
Work, family, social life, finances, health, education.... What do these six words have in common? STRESS.
It’s never too early to start your holiday shopping.