aly.yale

About Aly Yale

Aly J. Yale is a mortgage and real estate writer based in Houston. Connect with her at AlyJYale.com or on Twitter at @AlyJwriter.

The Truth About “Mattress Money” and Mortgage Applications

Do you have savings, but they're not stowed away in a bank, credit union, or another type of financial institution? Then you might want to reconsider that move — especially if buying a home is on your radar. You see, even with thousands saved, "mattress money" won't help you much when applying for a mortgage [...]

By |2019-01-14T11:34:59+00:00January 14th, 2019|Categories: Financial, Mortgage|Tags: , , , |

Follow These 7 Home Design Instagrams for Inspiration

Need inspiration for a home design project? Want help DIYing that fix-and-flip? Perfecting your vision for decorating your new house? Then check out these top design, decor, and DIY accounts on Instagram: 1. Mandi Gubler / @VintageRevivals If you’re renovating your home or even just redecorating, follow Mandi Gubler’s @VintageRevivals for serious inspo. She’s currently [...]

By |2019-01-09T12:32:25+00:00January 9th, 2019|Categories: Home|

Aging in Place? Make These Renovations First

A whopping 87 % of seniors say they're fans of aging in place, preferring the homes and properties they’re accustomed to rather than a senior housing community or assisted living facility. If you’re one of the overwhelming majority planning to stay put in your older years, then it’s time to start making some adjustments at home. [...]

By |2019-01-03T10:08:11+00:00January 3rd, 2019|Categories: Advice, Misc, Refinance|Tags: , , , |

Real Estate Trends to Watch for in 2019

This year has been a big one for real estate. We saw the start of a turn-around for buyers — more inventory hit the market, home prices started to stall, and bidding wars began to peter out. We also saw tappable home equity hit all-time highs — giving American homeowners more financial leverage than ever [...]

By |2019-01-02T10:48:23+00:00December 31st, 2018|Categories: Home|Tags: , |

Buying a Home in 2019? Make These 4 New Year’s Resolutions

Thinking of buying a home sometime next year? Then forget pledging to eat healthier or get more sleep this NYE. Instead, make these financially-focused New Year’s resolutions and put yourself on the path to affordable homeownership: Improve your credit score — even just a little bit. Work on paying down your debts and credit card [...]

By |2018-12-27T10:10:29+00:00December 27th, 2018|Categories: Advice, Budget, Financial, Mortgage, Purchase|Tags: , , |

Thinking of Selling Your Home? You Have These 3 Options

The real estate industry is evolving, and there’s no longer just one tried-and-true way to do things. Thanks to technological advances, innovative new processes, and an ever-revolving door of start-ups and creative thinkers, buyers and sellers now have tons of options when deciding how to start, manage and, ultimately, finalize their transactions. Take selling a [...]

By |2018-12-20T09:50:38+00:00December 20th, 2018|Categories: Home|Tags: , , , |

Pre-Approval vs. Pre-Qualification: How Are They Different?

If you’ve done even the smallest amount of research on buying a home, then you’ve likely seen the words “pre-qualified” or “pre-approved” thrown around — especially if you’ve started vetting lenders. Though the two terms might sound quite similar, pre-qualification and pre-approval are not, in fact, one and the same. Is buying a home on [...]

By |2018-12-18T12:07:58+00:00December 18th, 2018|Categories: Financial, Purchase|Tags: , , , |

Best Kept House Hunting Secret: 9 Reasons to Buy in the Off-Season

You hear a lot about buying a home in the spring and summer — the so-called “hot” times to buy. But what few home buyers know? Buying in those times actually might work against you. With more competitive, higher prices and less available agents, lenders, and other vendors, buying in prime time might not be [...]

By |2018-12-17T10:46:19+00:00December 17th, 2018|Categories: Purchase|Tags: , , |

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