About Aly Yale

Aly J. Yale is a mortgage and real estate writer based in Houston. Connect with her at or on Twitter at @AlyJwriter.

Mortgage Apps Decline, While Rates Hold Steady Near Historic Lows

Things eased off a bit after the mortgage market’s strong start to 2020. According to the Mortgage Bankers Association, total mortgage applications dipped a bit last week, decreasing 1.2% over last week. Both refinance and purchase applications dropped 2% over the previous week. Still, refinance activity was up 116% over the year, while purchase [...]

By |2020-01-23T13:52:22-05:00January 24th, 2020|Categories: Real Estate Agents|Tags: |

2019 Home Tax Deductions and What New Homeowners Need to Know

If you're one of the millions of Americans who dreads tax season, you may just be in luck — at least if you bought or sold a home this year. Homeowners can usually qualify for a number of valuable write-offs and tax deductions that other citizens don't have access to. They can lower your [...]

By |2020-01-23T11:38:10-05:00January 23rd, 2020|Categories: Financial|Tags: , , , |

9 Emerging Home Trends to Keep an Eye On

When it comes to home decor and design, there are few better resources than Pinterest.  The unique social media platform is a hub of all things home-related. Its “pins” are filled with aesthetic inspiration, organizational and storage ideas, and even tips and hacks for cleaning, landscaping, cooking, and more.   The site recently announced the [...]

By |2020-01-20T11:48:32-05:00January 20th, 2020|Categories: DIY, Home|Tags: |

Refinancing, Purchase Loans Surge as Mortgage Rates Dip

It seems 2020 is starting off strong in the mortgage world. According to the latest data from the Mortgage Bankers Association, mortgage loan applications were up a whopping 30.2% over last week, while mortgage rates hit their lowest point since September. Refinancing saw the biggest surge, with refinance applications up 43% over the previous [...]

By |2020-01-17T10:51:06-05:00January 17th, 2020|Categories: Real Estate Agents|Tags: |

Pantone Color of the Year 2020: 8 Ways to Spruce Up Your Space

Pantone officially announced its 2020 Color of the Year, and it’s a beautiful, deep matte blue.  Dubbed “Classic Blue,” it’s a timeless, flexible hue that jives with just about any pattern or color scheme out there. Want to work this trendy tone into your own home decor? Here how to do it without breaking [...]

By |2020-01-16T12:14:31-05:00January 16th, 2020|Categories: DIY|Tags: , , |

Mortgage Rates Drop, Refi Activity Falls in Step

Overall mortgage rates were down this week, according to the Mortgage Bankers Association (MBA), but that didn’t cause an uptick in applications. Despite the average 30-year interest rate falling to 3.91% last week (down from 3.95% and its lowest point since October), the MBA says applications for mortgage loans have fallen 22% over the [...]

By |2020-01-16T15:54:25-05:00January 10th, 2020|Categories: Real Estate Agents|Tags: |

Jumbo Loans Availability Jumps; Should You Consider One?

Jumbo loans are more accessible than ever. According to the Mortgage Bankers Association, jumbo loan availability hit a record high in November, meaning it’s now easier for homebuyers to qualify for these larger-sized loans. Does that mean you should consider one for your home purchase? If so, what does it mean for your wallet? [...]

By |2020-01-09T10:34:32-05:00January 9th, 2020|Categories: Mortgage|Tags: , |

Freddie and Fannie Who?! 13 Mortgage Terms You’ve Heard and May Not Understand

The mortgage process can be pretty overwhelming — especially if it's your first time around the block. In fact, according to a recent study from credit bureau TransUnion, a whopping 34% of first-time homebuyers aren't familiar with a single mortgage financing option whatsoever. Another two-thirds of first-timers don't know who Fannie Mae and Freddie [...]

By |2020-01-08T10:37:29-05:00January 8th, 2020|Categories: Education, Mortgage|Tags: , , |