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Get a home loan designed just for you.

Welcome Westbrooke Homes buyers! Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to ft the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.


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What does home mean to you?
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About Embrace Home Loans
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Approved to Move™
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We find the right loan for you
Karla Melgar

Karla Melgar

c: 443.994.9168 | ph: 443.321.4500 ext. 3616

With over 52 years in mortgage banking and three decades specializing in VA loans and working with builders on new construction loans, Karla has the know-how to help guide you in the right direction. Customer satisfaction is Embrace’s highest priority, and we are always developing new loan products, like our 360-day rate lock to fit the individual needs of our borrowers.

Senior Loan Officer | NMLS #186602

107 Centennial St., Suite 100C, La Plata, MD 20646

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Testimonials(367)

  • 4

    4 Survey completed on November 25, 2022

    Review By Gisselle P. for Karla Melgar

    Completed transaction in November 2022

    Great communication and transparency

  • 5

    5 Survey completed on November 21, 2022

    Review By Dennis B. for Karla Melgar

    Completed transaction in November 2022

    Everything was Great

Embrace Home Loans, Inc. NMLS #2184; 25 Enterprise Center, Middletown, RI 02842, Phone 800.333.3004, www.nmlsconsumeraccess.org. DE - Licensed by the Delaware State Bank Commissioner, License #7317