Experience the thrill of an effective rate plunge.
Welcome Westbrooke Homes buyers! Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.
Ready for some excitement? Embrace just introduced a temporary LENDER PAID BUYDOWN that can lower the rate you pay by 1% for the first year*! Reach out today!
Congratulations to Allen West, a winner of the Fredericksburg Area Builders Association (FABA) 2023 Builder Guide Award. This remarkable achievement marks his third win, solidifying Westbrooke Homes’ reputation for excellence in building elegantly crafted homes throughout Greater Fredericksburg and Southern Maryland.
On behalf of myself and all of us at Embrace, we’d like to share our continued gratitude for the support we’ve received in this professional community. Here’s to our continued success in helping buyers build and finance their dream homes.
/media/ez0fb34x/kmelgar_bio72.jpg
Karla Melgar
c: 443.994.9168 | ph: 443.321.4500 Ext 3616
Senior Loan Officer | NMLS# 186602
107 Centennial St., Suite 100C, La Plata, MD 20646
4
4 Survey completed on May 06, 2025
Review By Neil S. for Karla Melgar
Completed transaction in May 2025
We loved how easy it was to keep an open communication with your staff. E-signing the documents were great to have.
5
5 Survey completed on May 06, 2025
Review By Tania S. for Karla Melgar
Completed transaction in May 2025
Karla, Angel, and Jason were in constant communication with us and guided us through the process of financ our home. If they needed something, they contacted us, even after work or on weekends. I could tell they were working late to get all the paperwork ready and we were able to close on the same day our previous home closed, which I appreciate. Thank you, Embrace team! The Saguids
* The actual rate never changes. The buydown amount depends on the amount contributed by the lender. The borrower remains responsible for the full amount of the monthly payment if, for some unforeseen reason, the buydown funds are not forthcoming. Loan amount and other restrictions may apply in certain areas.
Embrace Home Loans, Inc. NMLS #2184; 25 Enterprise Center, Middletown, RI 02842, Phone 800.333.3004, www.nmlsconsumeraccess.org. DE - Licensed by the Delaware State Bank Commissioner, License #7317
