Experience the thrill of an effective rate plunge.
Welcome Westbrooke Homes buyers! Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.
Ready for some excitement? Embrace just introduced a temporary LENDER PAID BUYDOWN that can lower the rate you pay by 1% for the first year*! Reach out today!
Congratulations to Allen West, a winner of the Fredericksburg Area Builders Association (FABA) 2023 Builder Guide Award. This remarkable achievement marks his third win, solidifying Westbrooke Homes’ reputation for excellence in building elegantly crafted homes throughout Greater Fredericksburg and Southern Maryland.
On behalf of myself and all of us at Embrace, we’d like to share our continued gratitude for the support we’ve received in this professional community. Here’s to our continued success in helping buyers build and finance their dream homes.
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Karla Melgar
c: 443.994.9168 | ph: 301-823-3014
Senior Loan Officer | NMLS# 186602
107 Centennial St., Suite 100C, La Plata, MD 20646
5
5 Survey completed on August 11, 2025
Review By Tonita C. for Karla Melgar
Completed transaction in August 2025
She communicated often and worked quickly. When other opportunities didnt work out, she remained open and was able to get me to the closing table in less than 30 days
5
5 Survey completed on August 10, 2025
Review By Emily M. for Karla Melgar
Completed transaction in August 2025
Karla and the Embrace Team were wonderful during our home search and home buying process. Karla was avaliable to talk and answer my questions late into the evening and even on the weekends. She went out of her way to make sure we felt comfortable throughout the entire process and explained everything thoroughly. Working with Embrace meant that things moved fast, and they were ready to go before our settlement date even came! I would highly recommend their services to anyone thinking about buying a home in the future.
* The actual rate never changes. The buydown amount depends on the amount contributed by the lender. The borrower remains responsible for the full amount of the monthly payment if, for some unforeseen reason, the buydown funds are not forthcoming. Loan amount and other restrictions may apply in certain areas.
Embrace Home Loans, Inc. NMLS #2184; 25 Enterprise Center, Middletown, RI 02842, Phone 800.333.3004, www.nmlsconsumeraccess.org. DE - Licensed by the Delaware State Bank Commissioner, License #7317
