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Stephen Andrea
Ameriprise - Embrace Partnership

About Stephen

With almost 15 years of sales and marketing experience, in addition to his five years in direct consumer lending, Steve has committed himself to understanding the complex rules and regulations of the mortgage world. Through countless hours of training and coursework as well as his consultative approach, Steve strives to put his clients’ needs at the highest priority and provides them with the product that will best achieve their goals. Because of his extensive knowledge of available programs, problem solving skills, and commitment to excellence, Steve ensures his clients receive superior guidance as they pursue one of the most important personal investments of their lifetime.

In 2019, Steve was asked to join in on the new partnership between Embrace Home Loans and Ameriprise Financial. As of January 15, 2020, he is now a dedicated loan officer for Ameriprise clients who are interested in buying a home, refinancing their mortgage, or just getting an annual mortgage check-up.

Steve Andrea grew up in Middletown, Rhode Island and went on to study exercise physiology and kinesiology at Springfield College and the University of Rhode Island. During his time in college, he found his passion for helping people achieve their goals through personal training and strength coaching. Because of Steve’s competitive spirit, being a former college athlete, he later found that same competitive drive in sales. He began to work in hospitality marketing then later moved onto other career paths in telecom and software sales. Steve has since found a field that could fulfill both of his passions for helping people as well as feed his competitive drive in mortgage lending.

Currently, Steve resides in Portsmouth, Rhode Island with his wife Stephanie, their two children, Wynn and Braxton, and their two pugs, Pinot and Brie. In his free time he enjoys rooting for the Patriots, Red Sox, and Bruins as well as traveling with his family.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 4

    4 Survey completed on June 24, 2021

    Review By Scott S. for Stephen Andrea

    Completed transaction in June 2021

    Was not familiar with the process and Stephen led us through without a problem.

  • 5

    5 Survey completed on June 22, 2021

    Review By Joanne P. for Stephen Andrea

    Completed transaction in June 2021

    Stephen was courteous and patient with my questions. He kept me informed of the process and status of the loan. A great experience and Stephen helped to make it a lot less painful of a process than I expected.

  • 5

    5 Survey completed on June 20, 2021

    Review By Michael P. for Stephen Andrea

    Completed transaction in June 2021

    Rapid response times and easy to work with.

  • 5

    5 Survey completed on June 17, 2021

    Review By Gennaro G. for Stephen Andrea

    Completed transaction in June 2021

    Steve was very pleasant, attentive and always followed through with any and all questions I had. It was especially nice because Steve picked up towards the end of my refinance process and he was aware of everything associated with my refinance.

  • 5

    5 Survey completed on June 16, 2021

    Review By Rodger S. for Stephen Andrea

    Completed transaction in June 2021

    Steve was friendly and very patient taking the time to explain. Made the whole experience easy and less stressful.

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