Is an FHA Insured Loan Right for Me?

FHA loans usually allow you to refinance with a higher loan to value ratio than traditional mortgages - in some cases up to 97% of your home's value.

FHA loans are insured against default by the Federal Housing Administration. That means that the FHA will pay back your lender if you default on your mortgage. This may be a good option if you:

Have a fairly positive, but not perfect, credit rating
Have a debt-to-income ratio acceptable to the FHA
Have a high loan to value (LTV) ratio

Is an FHA mortgage what you need? Fill out this form and one of our friendly Embrace Home Loans Mortgage Specialists will get back to you. Or call us toll-free at 1-800-620-6292 to speak with us right now!

It's always in your best interest to shop around for the best mortgage terms, which includes taking a look at how traditional mortgages compare with FHA insured mortgages. Contact Embrace Home Loans today so we can help you decide if an FHA loan is right for you!

Refinance Today! Get your free quote.

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About Embrace Home Loans

Advanced Financial Services (AFS) is now Embrace Home Loans. For over 26 years we've been helping people with their mortgage financing needs. We are licensed in 46 states nationwide helping tens of thousands of customers every year.