FHA insured loans are mortgages that are insured by the Federal Housing Administration, which means the government is essentially guaranteeing it will pay the mortgage if the borrower cannot. As a result, FHA insured loans:

• Usually carry lower interest rates and closing costs than traditional mortgages
• Are easier to qualify for
• Usually require just a 3.5% down payment, which is much lower than traditional mortgages
• Allow you to refinance with a higher loan to value ratio that conventional mortgages
• Can be helpful for first-time homebuyers, or those with lower incomes or less than perfect credit histories
• Have no minimum or maximum income limits to qualify

About Embrace Home Loans

We're a direct lender for Fannie Mae, Freddie Mac, and an approved Ginnie Mae issuer for FHA insured mortgages. With Embrace Home Loans, you can get the loan you need. As a direct lender, you deal with us, and only us. We'll lend you the money you need, whether it's for a new home, a home renovation, a college education, or to get ahead on paying off your high-interest debt. And we can do it in as little as 21 days. Don't put off your brighter tomorrow. Fill out our quick, no-obligation, and confidential form. Or call 1-800-620-6292